Can you obtain a license if you have a misdemeanor?

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Mon Jul 07, 2014 7:48 pm   Post subject: Can I get it?  

I was arrested in college for ownership of a fake id and they charged me a felony but reduced it to a misdemeanor and I believe it was expunged. I have not gotten my fingerprints done yet but I have passed the exam... I'm assuming the fingerprints will show the misdeanor at the very most. Will they allow me to obtain the agent license?


_________________
Register Now to have your Insurance queries solved.
Pickles
Guest







PostPosted: Tue Jul 08, 2014 1:52 am   Post subject:   

Well, college could have been last year or 50 years ago or somewhere in between. Whether the crime was "expunged" or not, it must still be reported, and you will have to provide a copy of the court order concerning the original conviction. Failure to disclose the conviction in your application for a license is about as close to a death sentence as you can get, so if you didn't report it, good luck. If you did report it, expect to have to explain it to a judge.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Thu Jul 10, 2014 6:09 pm   Post subject:   

Im taking my California state exam tomorrow for a life agent. How difficult will it be for me to obtain the license w/ a misdemeanor for paraphernalia in 2011/12. And in 2010 I got arrested for intent to distribute marijuana but was never convicted and was later expunged. I have kept my nose clean since then and trying to make a name for myself and be successful. Any help or advice I can get to improve my chances of getting my license? Thanks!


_________________
Register Now to have your Insurance queries solved.
anonymousss
Guest







PostPosted: Fri Jul 11, 2014 5:31 am   Post subject:   

Quote:
a misdemeanor for paraphernalia in 2011/12. And in 2010 I got arrested for intent to distribute marijuana but was never convicted and was later expunged
You will very likely be called to an administrative hearing to explain why you should be granted a license. Your offenses will be characterized as lacking in integrity and that it would not be in the public interest for you to be licensed. Your offenses are too recent to be able to say "I have kept my nose clean."



I am also concerned with your statement about "later expunged". If you were not convicted, there would be nothing to expunge. So why make this statement?


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Tue Nov 18, 2014 1:26 am   Post subject: misdemeanor and getting a license for insurance in ohio  

I was found guilty after The girl wanted to drop charges. I was at the seen and jjust tried to pull the one person off. Well I guess I have a misdemeanor on me now for that. But in the records say the arresting officer is the person who the fight was with. That was 7 urs ago. Will that stop me getting my license and could I ft that ex sponged due to the fact that they have it wrong..


_________________
Register Now to have your Insurance queries solved.
jfoun
Guest







PostPosted: Tue Nov 18, 2014 1:42 am   Post subject:   

Not likely to be a major problem, but all convictions must be reported in your license application, even those later expunged by the court. Only the Insurance Commissioner knows the answer to your question.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Tue Dec 09, 2014 10:14 pm   Post subject:   

I am curious if you think I might obtain my license if I have a felony charge for workmans compensation?


_________________
Register Now to have your Insurance queries solved.
anonymouas
Guest







PostPosted: Tue Dec 09, 2014 10:21 pm   Post subject:   

That was 15 years ago


_________________
Register Now to have your Insurance queries solved.
anonymouas
Guest







PostPosted: Wed Dec 10, 2014 5:06 am   Post subject:   

It doesn't matter how long ago the conviction occurred, under the Federal Law that prevents some felons from being involved in the insurance industry, your crime probably requires a "consent waiver" from your state insurance commissioner/superintendant/regulator. That's the only person who has the answer to your question.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Wed Jan 07, 2015 9:50 pm   Post subject:   

I was convicted of petty disorderly person in NJ in 2009. NJ does not classify crimes as felonies or misdemeanors so I am unsure of what is will be considered in CA. I recieved a $414 fine which I paid. Because it was just a fine I am not sure if it will be considered a misdemeanor. My record was expunged and according to NJ expungement laws I do not have to disclose my record and can legally answer No to questions about prior arrests and convictions. My attorney advised me of the same. I live in CA, passed my insurance exam and applied for my license. I answered No to the questions about prior convictions.



My application is now being reviewed by the background department and I received a 45 day letter saying they need more time to review my applications. What do you think will happen?


_________________
Register Now to have your Insurance queries solved.
jackie p
Guest







PostPosted: Wed Jan 07, 2015 10:03 pm   Post subject:   

Quote:
NJ does not classify crimes as felonies or misdemeanors
New Jersey does a few strange things, this is one of them. The Code of Criminal Justice labels what other states call felonies as "CRIMES". Your conviction as a "DISORDERLY PERSON" is a misdemeanor by another name.



What you fail to state is the nature of the offense. Whether the conviction was expunged or not, it must be revealed in your license application, which you did.



It can take the CA Dept of Insurance up to 8 or 9 months to decide whether to summons you to an Administrative Hearing to determine your fitness for a license, and, following the hearing, another 120 days after the judge renders a decision to either accept the decision or reject it. So don't expect anything to happen too soon.


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Wed Jan 21, 2015 1:59 pm   Post subject:   

About 3 years ago I was charged with a misdemeanor of a possession of a faulty check. Would this affect my ability to get my 215 insurance license to sell. This occurs in Florida.


_________________
Register Now to have your Insurance queries solved.
jb
Guest







PostPosted: Wed Jan 21, 2015 2:13 pm   Post subject:   

"Charged" or "Convicted"? There is a big difference. What is "possession of a faulty check"? Your post makes little sense at this point.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.50 Dollars($)

PostPosted: Wed Jan 21, 2015 2:24 pm   Post subject: bad check  

I was not convicted and just charged. I was given a check from an ex who then got jealous of my new marriage and told the police that I stole the check and cashed it. Originally it was a felony, however when her signature was matched they knew she lied. The messed up thing is the prosecutors wouldn't drop it. Instead they lowered it to a misdemeanor and called it possession of a faulty/bad check.


_________________
Register Now to have your Insurance queries solved.
jb
Guest







PostPosted: Wed Jan 21, 2015 3:12 pm   Post subject:   

I was charged, not convicted, with a misdemeanor

it is listed as possession of a bad check. Another words. I received a check, cashed it and then got accused of stealing the check and filling it out myself. I need to know if this would affect me getting my 215 insurance license. Thank you.


_________________
Register Now to have your Insurance queries solved.
Guest







Quick Reply
Your Name
Subject
Message body
All times are GMT
 Previous  1, 2, 3, 4, 5, 6  Next  
Page 4 of 6


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 0.251 seconds.