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Insure for catastrophes
All health insurance isn''t created equal. In the best of all possible worlds you''d have a policy that pays all ,or at least a substantial amount of a visit to the doctor when you have the flu, as well as a hospital stay if you are hit by a train or felled by cancer.

But a lot of the cheap insurance that you see advertised on telephone poles and on television, and even some of the insurance offered hourly workers by companies, has an annual claims limit as low as $1,000. That''s chump change, especially considering that the average 4.5-day hospital stay costs nearly $30,000, according to the Agency for Healthcare Research, which is part of U.S. Department of Health and Human Services.


Added on: Wed Jan 30, 2008 1:02 pm by : mega