Auto Insurance FAQs

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PostPosted: Tue Jun 01, 2010 7:28 pm   Post subject: auto purchase  

If a person has insurance on their autos and acquires another auto over a weekend, is that auto covered on their policy and if so how long do I have to notify my insurance company?


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PostPosted: Tue Jun 01, 2010 9:27 pm   Post subject:   

All policys, (that I've read), say, "within thirty days" of the purchase, for a newly acquired auto (or replacement too for that matter)...and the notification must occur while that policy is in force.....BUT there are MANY stipulations, all states/policys are not the same. Look in your policy it will tell you. Every auto policy I've read addresses this specifically, and it will be easy for you to find.



If you'd give us a little more information, we could be of greater assistance. Such as, what is the problem you are experiencing, and what state are you in?



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PostPosted: Wed Jun 02, 2010 7:21 am   Post subject:   

The time to notify can be affected by the lack of certain coverages -- the maximum could be as little as 4-14 days. You should always contact your company as soon as humanly possible.



Don't hang yourself out to dry . . . always notify!



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PostPosted: Thu Jul 08, 2010 8:05 pm   Post subject: business insurance  

i have social pleasure and domestic insurance but have been stopped for delivering pizza can they take my car and am i still insured


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PostPosted: Thu Jul 08, 2010 8:06 pm   Post subject: business insurance  

i have social pleasure and domestic insurance but have been stopped for delivering pizza can they take my car and am i still insured


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PostPosted: Thu Jul 08, 2010 9:54 pm   Post subject:   

Quote:
social pleasure




Ahh TMI?



Quote:
can they take my car




If delivering pizza is a crime, they will probably throw the book at you.





Quote:
am i still insured




Sure?


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PostPosted: Thu Jul 08, 2010 10:17 pm   Post subject:   

WHAT? and DOUBLE WHAT?

Quote:
i have social pleasure and domestic insurance


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PostPosted: Fri Jul 09, 2010 4:23 am   Post subject:   

I'd like some of that, but it would probably infuriate my wife.



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PostPosted: Fri Jul 09, 2010 2:24 pm   Post subject:   

Probably, and what do you reakon something like that would cost a fella? And what on earth are the coverages? That's the part I want to read Wink



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PostPosted: Fri Jul 09, 2010 3:21 pm   Post subject:   

Probably different coverages/rates for "Pleasures Vertical" and "Pleasures Horizontal", and definitely going to find exclusions for "Pleasures While Driving".



There's a whole plotline here for a stand-up comedy routine!



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PostPosted: Sun Aug 07, 2011 8:17 pm   Post subject: Policy written incorrectly for auto coverages  

I moved to Nebraska and had to change insurance because the company I had in Texas dis not write in Nebraska. WE gace the new agent a copy of the old Declarations page and told quote us coverage based on what we had. He quoted the covrage and we accepted it. It turns out he omitted the collision and comp coverage on one of the vehicles. Subsequentially there was an accident and the company has said too bad we should have reviewed the policies more closly. Is ther anything that I can do to resolve this issue?


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