by Guest » Thu Oct 23, 2008 07:27 am
What is auto insurance?
Auto insurance is an agreement between you and your insurer to whom you pay the premiums and who in return pays you benefits.
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Auto Insurance online - How it protects you and your vehicle
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Auto Insurance online - How it protects you and your vehicleWhat are the auto insurance laws?
Auto insurance laws may vary from one state to another. What is mandatory in one state may be a little relaxed in another. It is always better to check the auto insurance laws with your state’s insurance department.
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State-wise Information on Auto Insurance
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State-wise Information on Auto InsuranceAre auto insurance rates falling?
Auto insurance rates had been on an uphill mode but recently the rates may have started to fall. The rates keep fluctuating with time. You must keep a watch on the rates if you are interested in buying a policy.
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Dropping auto rates
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Dropping auto ratesWhy do auto insurance rates vary?
Auto rates vary for various reasons. The types of car you buy, your driving record, your age and several other factors contribute to determining auto insurance rates.
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Why are my rates mounting so higher?
Rise in insurance costs
My auto insurance costs
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Why are my rates mounting so higher? Rise in insurance costs My auto insurance costsWhy should you insure teen drivers?
Teen drivers may be more at risk of accidents since they are not as mature and experienced as drivers in their middles ages or more. However, teen drivers may also get some discounts based on their educational scores.
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Does my out of state daughter need to be on my auto ins.?
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Do I have to put my teenageer on my policy? Auto insurance for teens How to get a teenager off your auto policy Does my out of state daughter need to be on my auto ins.?When can auto insurance be cancelled?
An auto insurance policy can be cancelled by an insurance company only in case of any default in payment of premiums. However, before canceling any policy, the company needs to inform the policy holder beforehand and vice versa.
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If you do have to rent a car because your car was damaged in an accident, it is advisable that you buy a rental car insurance too. Usually, as you rent a car you will be entitled to a few coverage plans.
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Rent a car accident, driver unisured Rental Reimbursement No rental car insuranceIs auto insurance mandatory?
Yes, there is a state minimum auto insurance that you need to have if you own a car. However, you may want to purchase additional auto insurance coverage to provide extra protection for your car.
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Compulsory Auto Insurance
Is auto insurance optional in any state?
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Compulsory Auto Insurance Is auto insurance optional in any state?Is it necessary to buy uninsured motorist coverage?
No it is not but in case you get hit by an uninsured motorist, what would you do? You can’t get the other party’s insurance company to pay. But if you have UM coverage, you can make a claim with your insurance provider.
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Auto insurance claims follow certain simple procedures. They look for evidence and if you can provide such evidence it may prove fruitful for your claim.
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Hi all,
I've to apply for Auto insurance within a few days. I would just like to ask you a few questions prior to my application submission. Is it possible for me to check my carrier's ratings anywhere? Are there any chances that I may need to pay more for premiums than the amount stated by my agent? What steps do I follow if I find my carrier has turned bankrupt in the long run?
Regards, Polo-gemini8
I've to apply for Auto insurance within a few days. I would just like to ask you a few questions prior to my application submission. Is it possible for me to check my carrier's ratings anywhere? Are there any chances that I may need to pay more for premiums than the amount stated by my agent? What steps do I follow if I find my carrier has turned bankrupt in the long run?
Regards, Polo-gemini8
Posted: Thu Jul 08, 2010 10:17 pm Post Subject:
WHAT? and DOUBLE WHAT?
i have social pleasure and domestic insurance
Posted: Fri Jul 09, 2010 04:23 am Post Subject:
I'd like some of that, but it would probably infuriate my wife.
Posted: Fri Jul 09, 2010 02:24 pm Post Subject:
Probably, and what do you reakon something like that would cost a fella? And what on earth are the coverages? That's the part I want to read :wink:
Posted: Fri Jul 09, 2010 03:21 pm Post Subject:
Probably different coverages/rates for "Pleasures Vertical" and "Pleasures Horizontal", and definitely going to find exclusions for "Pleasures While Driving".
There's a whole plotline here for a stand-up comedy routine!
Posted: Sun Aug 07, 2011 08:17 pm Post Subject: Policy written incorrectly for auto coverages
I moved to Nebraska and had to change insurance because the company I had in Texas dis not write in Nebraska. WE gace the new agent a copy of the old Declarations page and told quote us coverage based on what we had. He quoted the covrage and we accepted it. It turns out he omitted the collision and comp coverage on one of the vehicles. Subsequentially there was an accident and the company has said too bad we should have reviewed the policies more closly. Is ther anything that I can do to resolve this issue?
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