I heard auto insurance does not have to abide by HIPAA laws

by jballenger » Tue Nov 11, 2008 08:47 pm

Need in writing that auto insurance does not have to abide by HIPAA law

Total Comments: 21

Posted: Tue Nov 11, 2008 10:16 pm Post Subject:

Don't know where you heard that...care to elaborate?

Posted: Tue Nov 11, 2008 11:54 pm Post Subject:

I thought these Hippa acts applied everywhere anymore...Can't go anywhere with out signing a form.

Posted: Wed Nov 12, 2008 03:06 am Post Subject:

False, wrong, not correct, inaccurate, ridiculous-o, aberrant fact, urban myth, fable, tale...ok, I've run out of things to say there.

HIPAA is a set of federal laws, and 99.9% of the time, federal law supercedes state law. Keep in mind that HIPAA has many components, privacy being just one. There are absolutely exceptions as to when medical information and records may be shared without the express permission of the patient. There's a lot of misinformation out there concerning HIPAA, and that's unfortunate because there's a wealth of good information available for anyone who would care to take the time to look.

Simply put, there are people with which an insurer can share private information with and no permisison is required and those they cannot share info with unless they have written consent. It's all spelled out in the federal website, click here if you really are interested:

http://www.hhs.gov/ocr/hipaa/

If you really don't feel like navigating around this site and you have a specific question, I'm sure we can help. There's a lot of knowledge around here, take advantage of it.

InsTeacher 8)

Posted: Wed Nov 12, 2008 11:19 am Post Subject:

Thanks teach I was SURE that was not correct.....probably a well meaning 'friend of a friend' whos brother in law sold ins 20 years ago..

Posted: Wed Nov 12, 2008 01:11 pm Post Subject: hipaa laws

I know I personally saw it on a web site about hippa laws. I am not saying that auto insurance companies does not have to have a signed med auth to obtain medical information I am saying that the hipaa laws (certain way the medical authorization should be completed ect...) does not apply to auto insurance. oh well I will find it again and share with yall

Posted: Wed Nov 12, 2008 01:25 pm Post Subject:

That would be great...remember though fed laws over ride state laws, most of the time....also why the question?

Posted: Wed Nov 12, 2008 01:41 pm Post Subject:

an attorny is saying are medical authorization we are needing signed does not comply with hipaa laws.

Posted: Wed Nov 12, 2008 02:01 pm Post Subject:

He should know then...that would mean that auto carriers' must comply with hippa

Posted: Wed Nov 12, 2008 02:06 pm Post Subject:

unfortunetly plaintiff atty do not always know everything and sometimes would prefer just to put you through unnecessary issues

Posted: Wed Nov 12, 2008 10:43 pm Post Subject:

I would think a quick call to your states DOI comsumer line would clear it up...my gut reaction though is they must comply...in what regard are you concerned about their compliance with hippa?

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