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My car is being totaled. Can I have them fix it anyway?

  
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sharong
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Joined: 05 Jun 2008

Posts: 1

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PostPosted: Thu Jun 05, 2008 1:10 am   Post subject: My car is being totaled. Can I have them fix it anyway?  
I was in an accident on Monday. The body shop is saying that it's touch and go as to whether the car will be totaled. I don't want it totaled, as I can't afford the money for a down payment. Can I make them fix the car?
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tcope
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tcope



Joined: 22 Nov 2006

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Location: Salt Lake City, UT


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PostPosted: Thu Jun 05, 2008 4:06 am   Post subject:   
Quote:
Can I make them fix the car?
I'd size them up... they may be much bigger then you.

Short answer, no. There are usually state guidelines that state when an insurance company _must_deem a vehicle a total loss. It's usually when the cost to repair is 80% of it's value. Have you told the body shop and adjuster that you really don't want it to be a total loss? If the insurance company is relying on the shop for the repair cost, perhaps the shop can cut a little of their cost as otherwise they won't make any money off the repairs.
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