Reporting accidents

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Posted: Thu Jul 16, 2009 3:55 am Post subject: Reporting accidents

Should i report all automobile accidents to the insurer??

Tulip

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Posted: Thu Jul 16, 2009 4:58 am Post subject:

Not other peoples... only your own.

tcope

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Posted: Thu Jul 16, 2009 7:03 am Post subject:

Quote:

Should i report all automobile accidents to the insurer??

Wouldn't it depend upon whether it is worth reporting or not? Too many accidents reported to the carrier may instigate them to look at you as a bad risk.

kelvin

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Posted: Fri Jul 17, 2009 10:30 am Post subject:

ok, but someone said to me that if you have an accident but dont report it to your insurer, you are taking a risk. If the otherb driver sues you weeks or months later, your failure to report the accident might cause your insurer to refuse to honor the policy and thus the claim lodged against you, as the delay will certainly make it harder for the insurer to gather evidence to report you..

Tulip

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Posted: Fri Jul 17, 2009 12:02 pm Post subject:

Quote:

someone said to me that if you have an accident but dont report it to your insurer, you are taking a risk.

Someone is correct Tulip..you should report all claims to your carrier

Quote:

Not other peoples... only your own.

OH Todd you're killin' me..
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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Posted: Mon Jul 20, 2009 2:48 am Post subject:

I agree that you must report all your accidents to your insurer because sometimes cleverness costs a million times the money we saved. It is good to be honest and work a bit more harder to cover the extra insurance we have to pay because of being considered a high risk driver. Driving Safely is anyday the best option.