What percentage of the value of an auto does Allstate in TX

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Posted: Thu Aug 05, 2010 4:29 am Post subject: What percentage of the value of an auto does Allstate in TX

I was involved in a car wreck in my 2005 Ford Mustang convertible. The insurance wants to repair my car and its going to cost them 9400.00 to repair it. I would rather have the car totaled and get a new one. I want some tips on how I can get Allstate to total my car. I looked up the value of the car and it's between 12,500-13,500.

aljasso7014

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Posted: Thu Aug 05, 2010 6:05 am Post subject:

I guess if the repair costs are 75% or more, then only your carrier will consider your car for getting totaled. So, you got to calculate over here.

Quote:

I looked up the value of the car and it's between 12,500-13,500.

Did you look at the Kelley Blue book value?
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Juanita

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Posted: Fri Aug 06, 2010 6:01 am Post subject:

Quote:

I would rather have the car totaled and get a new one

That's not the way insurance works. You don't get to make the rules, you have to learn to play according to them.

Let the insurance company repair the vehicle, then sell it and get your new car. Or take the insurance money and sell the car as-is to someone who will take it that way, and get your new car.
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