Rotary Accident - - no fault?

by Guest » Sat May 02, 2009 06:45 pm
Guest

I was stopped at a stop sign and then proceeded to enter a rotary as a car already in the rotary was exiting at full speed. As I entered the rotary the car exiting at the first exit came to a sudden stop as a person walked into a crosswalk in front of the other persons car, the person was not visible to me as the man on foot was on the other side of a building. I was unable to stop in time and hit the car in the rear bumper on the side. The accident is the fault of the person who walked into the street in front of a car, but obviously that will not be the case, is there any way of this being deemed a no fault or are my insurance premiums going up because some jerk walked in front of another persons car.

Thank you for your help.

Total Comments: 4

Posted: Sat May 02, 2009 07:53 pm Post Subject:

The accident is the fault of the person who walked into the street in front of a car

Not really.

a person walked into a crosswalk

Pick up a drivers manual or search online... a pedestrian in a crosswalk has the right of way. Also, the vehicle that stopped had enough time to do so... why were you not able to stop. The answer is going to be deemed one of the following... you were following to close or you were not paying close enough attention.

There is a cross walk and stop signs on a rotary?

Posted: Sat May 02, 2009 08:00 pm Post Subject:

I'm with T

The accident is the fault of the person who walked into the street in front of a car

Not, as Tcope said ped. has the right of way...

but obviously that will not be the case,

correct...

is there any way of this being deemed a no fault

not unless you can come up with a good reason (i've personally not heard one in over 20years in this biz) why you rearended the car in front of you...

are my insurance premiums going up because some jerk walked in front of another persons car.

No your rates are going to go up because you rearended the car in front of you. Thank the Good Lord the ped. walked out in front of that guy instead of you...based on your post you'd have hit the ped.

Posted: Mon May 04, 2009 06:21 am Post Subject:

Hi Guest, may be you were following the other car rather too closely and therefore couldn't stop on time, but the other drivers were alert enough to come to a stop on time to avoid collision with the pedestrian . Hence, it'd rule out the argument that the pedestrian appeared from nowhere in front of the speeding traffic. IMO there isn't much to room left for you to avoid liability.

Has the other driver filed the claim with your insurer?

Regards,
Juanita

Posted: Tue May 05, 2009 08:13 am Post Subject:

Your rates might go up since you have caused damages to the car in front of you. And, in most cases the driver who rear-ends deemed to be at-fault. Have you informed the insurer about the incident? Where did the accident happened?

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