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 Posted: Fri Jul 10, 2009 9:43 pm Post subject: Case Studies- Auto Insurance |
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How about this
Lets make different case studies which might hep the visitors to this site. A case study will reflect what a typical person is paying for his insurance and help me to compare his background and rates with other members. The aim is to just give a better judgment to make sure you are not paying more than market rates.
Do let us know the following
Primary Person/Drivers Age:
Additional Members if any: Age
City & State of residence:
Name of your Insurance:
How long have you been with them:
Your premium per month/6month
Any other policies combined? Renter/Home Owner etc
How many cars do you have:
1- Car Year- New/ Loan ( Full Insurance/ Liability)
2- Car Year- New/ Loan
3- Car Year- New/ Loan
Any accidents Violation- ( Brief in couple of sentences)
Any Claims ( How many , $)
Comments: |
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DV360
Member
Joined: 09 Jul 2009
Posts: 66
11.18 Dollars($)
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| Posted: Fri Jul 10, 2009 9:51 pm Post subject: |
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Primary Person/Drivers Age: 25
Additional Members if any: Age 0
City & State of residence: Houston,TX,USA
Name of your Insurance: Unitrin Direct
How long have you been with them: 2 1/2
Your premium per month/6month - $ 767
Any other policies combined? Renter/Home Owner etc NO
How many cars do you have: 2
1- Car Year- New/ Loan ( Full Insurance/ Liability)
2001 Mits Eclipse - Liability- Owned
2- Car Year- New/ Loan
2009 Nissan Versa- Full- Loan
Any accidents Violation- ( Brief in couple of sentences)
1 speed ticket 2007
1 failure to stop- 2009
Any Claims ( How many , $)- 2
1 minor accident June 2007, fault on my insurance ( $ 900)
One open claim pending March 09. Most probably fault on my insurance
Comments:
The original premium was 980 bucks and they went down when I negotiated and told my rates were low with other firms. Another discount was paying in Full 6 months.
Hope that helps |
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DV360
Member
Joined: 09 Jul 2009
Posts: 66
11.18 Dollars($)
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| Posted: Tue Jul 14, 2009 7:35 am Post subject: |
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Okay Design, auto insurance premium rate normally reduces once the policy holder reaches the age of 25 years. May be the drop in the premium rate that you have experienced is because of that.
However, it is nice to know that you are experiencing lower rates. 
Thanks,
Rupert |
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RupertWBradson
Senior member
Joined: 05 Jul 2007
Posts: 703
131.12 Dollars($)
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