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No fault question

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Posted: Thu Feb 12, 2009 4:14 am   Post subject: No fault question   Debris fell from a car in front of me and hit my car. the other driver didn't stop and I don't have his full license plate. Will my insurance pay and would my premium increase?	jordan966 New member Joined: 12 Feb 2009 Posts: 1 1.38 Dollars($)
Posted: Thu Feb 12, 2009 10:08 am   Post subject:    The insurer would certainly pay if you have either the uninsured motorist coverage or the collision coverage. Most insurers wouldn't increase the premium rate for a no-fault claim. Have you tried locating the other driver with whatever information you have on him?	simon Senior member Joined: 28 Sep 2005 Posts: 550 93.66 Dollars($)
Posted: Thu Feb 12, 2009 10:54 am   Post subject:    Well, you may turn the claim to the insurer and wait for their response. They may like to organize an investigation before recognizing the claim. You might let us know which state you're from. It would help the members to understand the situation better. _________________ Register Now to have your Insurance queries solved.	anonymous 12 Guest
Posted: Thu Feb 12, 2009 12:40 pm   Post subject:    I am feeling sorry about the precarious condition you are going through because you do not have legitimate proof to prove that it was situational accident, but i don't think it will increase your premium if you are not in fault at all. _________________ www.Parthaconsultancy.info Its my personal website.	amit Senior member Joined: 25 Jan 2009 Posts: 366 8.19 Dollars($)
Posted: Thu Feb 12, 2009 2:33 pm   Post subject:    Does a partial plate number help at all. What if a person had the partial plate number and a vehicle description? I would thin k that if enough damage was done the insurance company may see if there was a way to trace that partial plate and vehicle description.	fireyone Senior member Joined: 07 Jan 2008 Posts: 1993 2.31 Dollars($)
Posted: Thu Feb 12, 2009 3:34 pm   Post subject:    Quote: ...if you have either the uninsured motorist coverage... UMPD yes, UMBI, no.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5193 Location: Salt Lake City, UT 285.25 Dollars($)
Posted: Sat Feb 14, 2009 11:49 am   Post subject:    well jordan966 i think if you have a no fault policy, your auto insurance company will pay for the losses, regardless of who was at fault. However, there may be state variations. What kind of a policy do you have? _________________ AmPmInsure Blog	sil Community Writer Joined: 30 Sep 2005 Posts: 483 89.47 Dollars($)
Posted: Tue Feb 17, 2009 3:22 pm   Post subject:    Quote: Will my insurance pay Yes with your UMPD coverage. If you are able to locate the other driver then your company would subrogate them. Quote: would my premium increase? No.	bombteck187 New member Joined: 06 Jan 2009 Posts: 29 10.82 Dollars($)

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