Car was totaled...and we owe more then it's worth.

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PostPosted: Fri Sep 25, 2009 9:01 am   Post subject: insurance  

Well, MAID4U..I wanna tell ya my experience with this. Before a check was given to me, the OTHER Insurance Co (Progressive was the OTHER driver's Insurance Co..) could give out a check for the 'totaled' vehicle (mine), they needed the Title to the car first. Since the Title was had a 'lein' on it, from the Fianance Co I had my car fianced through, the check went to the Finance Co. Didn't that "someone" you know have to give the Insurance Co the Title to the car FIRST (providing the car was 'totaled')?
sdchargersfan
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PostPosted: Fri Sep 25, 2009 12:52 pm   Post subject:   

Quote:
Live in Missouri and i know someone that was cut a check in his name from a accident and he told them it did not have a lienholder on it so insurance made check in his name he cashed it and spent money..can he get caught doing this and how will the insurance company find out and why wasn't the lienholder contacted don't they look that stuff up first before cutting the check to you? and can he go to jail or get in any trouble for it?


Your friend is most likely the claimant in this accident, that is how the insurance company cut him the check. When you purchase a car, you are required to show proof of insurance in most states. The dealer records this and processes the information to the state along. Upon purchasing a policy for this vehicle, the insurance company recieves this information once the vehicle is tagged and registered. An insurance company can sometimes get this information for a claimant's settlement, but thats rare. I suppose in certain situations you could go to jail, but most likely the lein holder will just sue you or garnish your wages or both.
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PostPosted: Thu Jan 28, 2010 4:11 am   Post subject: old people shouldnt drive  

old people shouldnt drive. an 87 year old lady ran a red light and t-boned me as i was taking a legal left turn in a left-hand turn lane. She didnt just run a light, like blew through a yellow or something. she was stopped at a red and suddenly started as though she had a green, even though she didnt. it was like she was trying to cause my car damage. There needs to be a test for people over 75 to drive, more than just a vision test. a cognitive test and reactionary test, etc.

What if i was a motorcycle? or a parent pushing a stroller across the crosswalk?

Old people truly shouldnt drive.

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PostPosted: Thu Jan 28, 2010 11:44 am   Post subject: Old people should not drive  

There are no set guidelines here. Not all old people make such mistakes. So generalizing may not be fair. Very Happy
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PostPosted: Thu Jan 28, 2010 1:14 pm   Post subject:   

Quote:
Old people truly shouldnt drive.
And sixteen year olds should!? maybe blond's shouldn't drive either... Come on...look at the stats lady before you start generalizing...

Should everyone have to take a cognative and driving test every ten years or so? sure I'll go for that..

While we're at it, let's raise the driving age to oh how about 35 or so for men, and 30 for women..then pull the license at about 70 for men, and about 75 for women..there we go, got 'er handled for you..oh yeah, NO one with glasses or hearing impairments can drive at all ever! Rolling Eyes

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