"i am in iowa &

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Posted: Sat Jan 17, 2009 4:45 am Post subject: "i am in iowa &

"i am in iowa & someone hit me. do i have the right to have the insurance check sent to me directly instead of the collision center" _________________ Register Now to have your Insurance queries solved.

Guest

Posted: Sat Jan 17, 2009 5:25 am Post subject:

Well, it would depend whether the claim is filed with your insurer or the other driver's insurer. In many cases of third party claim the insurer may write the check directly to the claimant. However, if it the claim involves your insurer, then they may directly make it to the collision centre/bodyshop. Is it the other driver's insurer who is covering the damages?

jeorge

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Joined: 07 Oct 2005
Posts: 808

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Posted: Sat Jan 17, 2009 5:56 am Post subject:

Hi guest, do you have lien on the vehicle? since the insurer has to protect the interest of the lien holder, it may include the bodyshop's name on the claim check. By the way, why do you want the check in your name? aren't you planning to repair the car? or, planning to get it repaired elsewhere? if its the other guy's insurance company who's writing the check you can tell them your preference. They may agree to it. _________________ Register Now to have your Insurance queries solved.

anonymous 12

Guest

Posted: Sat Jan 17, 2009 6:15 am Post subject:

Requesting the supplement check to be sent to you is one thing. But keep in mind that your carrier would arrive at the amount to be sent to you using their estimation software. This software is meant to give them a fair measure of the repair works. So, this amount may also be different than the check they'd issue to the body shop. _________________ Register Now to have your Insurance queries solved.

anonymous00

Guest

Posted: Sat Jan 17, 2009 1:36 pm Post subject:

Quote:

"i am in iowa & someone hit me. do i have the right to have the insurance check sent to me directly instead of the collision center"

Absolutely you can...just tell the adjuster, if it's a first party claim and you have a lein holder their name too will be on the draft.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

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