Why auto insurance will never be sold after the collision

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Fri May 14, 2010 9:37 am   Post subject: Why auto insurance will never be sold after the collision  

COMMISSIONER POIZNER ANNOUNCES TWO SANTA CRUZ SUSPECTS ARRESTED, FACE CHARGES FOR FILING FALSE AUTO INSURANCE CLAIM

Woman Allegedly Got Into Accident, Then Bought Insurance, Lied About Time of Accident




Insurance Commissioner Poizner today announced the arrests of two suspects for allegedly presenting a false insurance claim, making false statements in support of an insurance claim, and conspiracy. Carrie Berlogar, 31, self-surrendered on May 7, and Dan Bahcall, 38, self-surrendered on May 12. Both were booked into the Santa Cruz County jail. Bail was set at $10,000.



"It is important for drivers to avoid allowing the stress of a car accident to compromise their judgment," said Commissioner Poizner. "Insurance fraud is never 'worth it.' Committing fraud will only result in a hefty fine or a jail sentence."



An investigation conducted by the California Department of Insurance, resulted in the arrest of Carrie Berlogar and Dan Bahcall on charges related to automobile insurance fraud. Esurance Property and Casualty Insurance Company (Esurance) reported this matter to the CDI in July 2009.



According to investigators, on June 18, 2009, Berlogar was backing out of her driveway in her 2001 Ford F150 when she collided into Bahcall’s parked Toyota Camry at approximately 3 p.m. Bahcall arrived at the scene and discovered the damage to his vehicle at approximately 5 p.m. Berlogar allegedly told Bahcall that she collided with his vehicle and did not have insurance, but was working on purchasing it.



Berlogar allegedly returned home and purchased an insurance policy online through Esurance at approximately 5:51p.m. Berlogar and Bahcall purportedly agreed to report that the accident occurred after she purchased the insurance policy in order to obtain coverage for the damage to Bahcall’s vehicle.



On June 19, 2009, Berlogar called Esurance and filed an insurance claim. Berlogar allegedly told Esurance that she backed into Bahcall’s vehicle on June 18 at approximately 10:30 p.m. Bahcall also called Esurance and reported that he discovered the damage to his vehicle between 10 and 11 p.m.



Esurance became suspicious when they reviewed the claim and noticed the date and time of Berlogar’s accident happened within hours of when she purchased the policy. Esurance referred the suspected fraud to CDI, which launched an investigation.



CDI investigators allege that Berlogar did not have insurance at the time of the accident. The potential loss for Esurance was $1,289.



Commissioner Poizner urges all Californians to obtain the automobile insurance that is required by law, so that they are adequately covered before accidents occur. The California Low Cost Auto Insurance program offers low-cost liability coverage to eligible Californians for under $400 per year.



The Santa Cruz County District Attorney’s Office is prosecuting this case.



Commissioner Poizner oversees sixteen CDI Enforcement Branch regional offices throughout the state. Nearly 2,800 insurance fraud-related arrests have been made by CDI since Commissioner Poizner took office in 2007 - more arrests than have been made during any other three year period, under any previous insurance commissioner.

-----------------------------------

Released by CDI on 5-13-2010


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.59 Dollars($)

PostPosted: Fri May 14, 2010 11:23 am   Post subject:   

I see about ten or so of these a year....I guess 'we' forgot to wipe that "STUPID" mark off our collective foreheads... Rolling Eyes



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Fri May 14, 2010 11:49 am   Post subject:   

Quote:
I see about ten or so of these a year..


Yes, there are so many of them happening every year. I'm sure even Esurance will find more of the likes if they go down their records. There's nothing new except the fraudsters and the accident spots.

_________________
Register Now to have your Insurance queries solved.
anonymous00
Guest







PostPosted: Fri May 14, 2010 6:24 pm   Post subject:   

Because of their business model, esurance certainly gets more than their fair share of such frauds. I think I seen at least a dozen similar press releases from the CDI with their name listed as the victim insurer in the last 12-18 months alone.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.59 Dollars($)

PostPosted: Wed May 26, 2010 5:25 pm   Post subject:   

Quote:
Commissioner Poizner urges all Californians to obtain the automobile insurance that is required by law, so that they are adequately covered before accidents occur. The California Low Cost Auto Insurance program offers low-cost liability coverage to eligible Californians for under $400 per year.




In my state, you cannot register a car without insurance, and if you drop your insurance the insurance company will notify the DMV and they'll suspend your registration if you cannot provide proof of new coverage.
BNTRS
Senior member
Leave a quick message



Joined: 05 Nov 2009
Posts: 848


15.71 Dollars($)

PostPosted: Thu May 27, 2010 12:00 am   Post subject:   

Same is true in California -- all insurers now report policy nonrenewals (insurer or insured), lapses, and cancellations electronically to the DMV.



Still doesn't prevent someone with keys and gas in the tank and air in the tires from driving without insurance.



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.59 Dollars($)

PostPosted: Fri Jun 25, 2010 3:24 am   Post subject: insurance  

GOSH!! What a mess these people put themselves in!! In PA, you can't register a vehicle without Insurance, either. IN PA, if you don't have Insurance, you can really 'pay the price'. Also..it would be possible to lose your DL if you DON'T have it. I've driven, at one time, without Insurance, myself. ALMOST got caught, too!! Was a bit scary for me!! ANYWAY..hopefully people will think twice when attempting to try to 'pull the wool' over Insurance companies eyes. It's just NOT worth it.

sdchargersfan
Senior member
Leave a quick message

sdchargersfan

Joined: 21 Aug 2007
Posts: 2052


5.14 Dollars($)

PostPosted: Wed Jul 14, 2010 6:59 am   Post subject:   

I dont understand why taking risk, accident is an unforeseen disaster and its better to be safe than sorry, its not only about auto insurance, a (link removed by mod-lori) or let it be any other insurance can save your day.

blueinsure
New member
Leave a quick message



Joined: 14 Jul 2010
Posts: 1


1.16 Dollars($)

PostPosted: Wed Jul 14, 2010 11:47 am   Post subject:   

Blue---read and adher to our terms of use please NO hawking of wares in our threads..PERIOD...



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Wed Jun 22, 2011 12:09 am   Post subject:   

The dmv is a worthless department. It does very little for the benefit of the people. It does however help the gov to gain more control over the people and tax at the same time. I'm sick of it. Insurance I can understand, registering your vehicle is a bunch of BS.


_________________
Register Now to have your Insurance queries solved.
Freedom
Guest







PostPosted: Wed Jun 22, 2011 12:14 am   Post subject:   

Let me know when you get hit by a vehicle that either takes off on you or the person never bothered to get insurance.

tcope
Forum Expert
Leave a quick message

tcope
Forum Expert

Joined: 22 Nov 2006
Posts: 6175

Location: Salt Lake City, UT
375.37 Dollars($)

PostPosted: Mon Jun 27, 2011 8:22 am   Post subject:   

Quote:
It does however help the gov to gain more control over the people and tax at the same time. I'm sick of it.




Feel free to move to Greece. No one there pays taxes . . . except the fools.


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7888

Location: Pomona CA
107.59 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
Page 1 of 1


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

    Connection Error: Connection refused