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 Posted: Fri Apr 10, 2009 5:46 am Post subject: |
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INS i thank you for the elaborated answer on this.
I do agree that insurance companies do offer big (may be 10%) discounts if one is ready to pay it once for all. ( i mean once for a year)
But again i was talking about those middle class clients who have just started their jobs, young chaps, enthusiastic about shopping through credit card, do not have good credit score or haven't got the chance to build a good score ( which can offer 5.99, completely unsecured. That's technically .49916%/month! loan)
So for these guys who have just started their life, who are in their first job, do you think they will get a loan at about .49916 % per month interest rate..
I have purposely done the math with a simple interest only because i know it will further a big hole if i use it through compound interest.
Those guys who are having enough savings should go for the annual premium option but what about those who are yet to stabilize in their financial life and still paying their educational loan bill every month.Do you have some nice solution for these guys? if you have please let us know.
Thanks for correcting me and i have taken it in a positive way.i swear.
Because its opinion board, rather because of this discussions only so many points come up in front of the community member and thus the answers for them......... 
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amit
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| Posted: Fri Apr 10, 2009 6:54 am Post subject: |
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Hi InsTeacher,
This is certainly a great thread with great explanations. I had little doubt that those who're not strong on resources shouldn't opt for the yearly mode, but things have become clearer now.
It's truly helpful for many to know the difference that could be brought in by the service charges associated with their premium mode. I'd just like to know if there are other areas that might invite such major differences in the worth of premiums.
Roddick |
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roddick
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| Posted: Tue Jun 01, 2010 6:51 am Post subject: freelook cancellation |
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applied for freelook cancellation. company continued offering temptations. I was adamant to cancel the policies. company blocked the refund amounts ? what to do ?
company has failed to perform and execute the freelook cancellation applications. what are the rights, liabilities and responsibilities of the insured and insurer in such freelook cases, when insurance company intentionally withholds freelook amounts, without reasonable cause ?
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Sk
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| Posted: Tue Jun 01, 2010 4:52 pm Post subject: |
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Sk, what state and what kind of policy specifically?
InsTeacher  |
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InsTeacher
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Posts: 1331
Location: Oregon, USA
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| Posted: Thu Jun 03, 2010 4:26 am Post subject: freelook cancellationnotice not acted upon by insurance co |
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| health policy issued outside USA, but I am in USA presently .....Sk |
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sk
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Joined: 01 Jun 2010
Posts: 10
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| Posted: Sun Aug 22, 2010 8:40 pm Post subject: good expe i can solve complain against insurance company |
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if any body is having any problem against insurance companies pls call me asap 9555098782
amit khanna
9555098782
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amit khanna
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| Posted: Sun Aug 22, 2010 8:40 pm Post subject: good expe i can solve complain against insurance company |
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if any body is having any problem against insurance companies pls call me asap 9555098782
amit khanna
9555098782
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amit khanna
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| Posted: Mon Aug 23, 2010 1:36 am Post subject: freelook cancellation notice not acted upon by |
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more than 100 days have passed, the insurance company has not yet refunded the balance amounts, nor is communicating further giving any further information. Even the authorities have stopped communicating, thereby fate of my balance refundable amounts remains unknown to me ? what do I do now ?
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skm
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