Auto insurance - pain and suffering

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PostPosted: Mon Apr 05, 2010 10:14 am   Post subject: Auto insurance - pain and suffering  

I've come across so many insurance forum discussions referring to pain and
suffering damages! Most of these discussions have reflected some doubtful areas while measuring the worth of pain and suffering. How do the insurers actually measure such damages?

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PostPosted: Mon Apr 05, 2010 11:55 am   Post subject:   

In most cases, P&S is measured on long term effects and a "road to recovery" persay.
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PostPosted: Sat Apr 10, 2010 12:04 pm   Post subject:   

You may expect more compensation for damages if the accident is bad. You could expect more in terms of damages if the other party was drunk or had violated driving norms.
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PostPosted: Sat Apr 10, 2010 12:49 pm   Post subject:   

Quote:
How do the insurers actually measure such damages?
There is no true measurement or formula. All carriers have their own system(s) for determining this..And regions vary as well...Of course pain and suffering is totally subjective.
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