who has better auto rates: state farm, Farmers, Allstate?

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PostPosted: Fri Apr 03, 2009 8:10 pm   Post subject: who has better auto rates: state farm, Farmers, Allstate?  

Who has better auto rates, state farm, allstate or farmers?
James123
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PostPosted: Fri Apr 03, 2009 8:54 pm   Post subject:   

Depends on many different factors... location, age, diving history, marital status, credit history, policy coverage, etc.
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tcope
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PostPosted: Sat Apr 04, 2009 2:24 pm   Post subject:   

this is not the right approach for this kind of search.frankly speaking one need to first make a list of one's priorities regarding the insurance.i.e. who will be there on the coverage? how much premium can one afford? etc...

and after that assessment one should go for individual insurance company's product whichever suits one's requirement.
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PostPosted: Mon Apr 06, 2009 9:09 am   Post subject:   

my suggestion is that use online rating systems of every company....then ull get a rough idea of the rates.....I guess AllState will provide u with best rates
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PostPosted: Tue Apr 07, 2009 9:08 pm   Post subject:   

James,

As the other posters have pointed out, the rates depend on a number of different factors, including location, age, diving history, credit history, etc. There are so many different factors, and so many possible values for each factor, that the number of possible price points has skyrocketed. A few years ago, an agent worked from a notebook of rate pages. Today, all of the possible rates will not fit in a notebook. The most sophisticated rating plans have upwards of a BILLION price points--more price points than there are people in America.

With such complex rating algorithms, you will find that sometimes one company is less expensive, and sometimes a different company is less expensive. The only thing you can do is go to their websites or call their agents and get a quote for you and your specific coverage needs.

Good luck with your search!

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