Can I get car insurance coverage on myself to be able to dri

Message

Author

	Add to del.icio.us
	Add to YahooMyWeb
	Add to Simpy
	Add to BlinkList

Posted: Fri Jan 30, 2009 6:13 am Post subject: Can I get car insurance coverage on myself to be able to dri

I'm inquiring about getting auto insurance coverage on myself to be able to drive different vehicles. I work where it consists of driving different vehicles

rachelvessels

New member

Joined: 30 Jan 2009
Posts: 1

1.31 Dollars($)

Posted: Fri Jan 30, 2009 7:37 am Post subject:

Hi Rachel, do you own these vehicles or you just drive them? If you are only the driver you may get the non-owners policy which would cover you while you're driving different cars. The non-owners policy, however, would only extend the liability coverage and may act as the supporting policy to the owner's auto insurance when the worth of the damages would cross his policy limit. Thanks, Rupert

RupertWBradson

Senior member

Joined: 05 Jul 2007
Posts: 703

131.12 Dollars($)

Posted: Fri Jan 30, 2009 8:28 am Post subject:

Rachel, you may ask the owner of the vehicle to add you on their policies as the permissive driver. This would guarantee you coverage at the time of need. If you are driving company's vehicles the employer must have had you in their commercial auto policy as an operator of the vehicles. You may check out whether you are already covered or not. _________________ Register Now to have your Insurance queries solved.

coffeeandcaramel

Guest

Posted: Fri Jan 30, 2009 12:30 pm Post subject:

Quote:

you may get the non-owners policy

'if' her state even offers it..Rachel if the owners of these vehicles have policys on them and you are (of course) driving them with consent then those policys would cover you as a permissive driver.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.

Lori

Moderator

Joined: 10 Sep 2007
Posts: 8173

Location: Missouri
287.90 Dollars($)

Posted: Fri Jan 30, 2009 3:00 pm Post subject:

If your employer owns the vehicles or requires you to drive a vehicle in the course of your employement (not your own), you'd be acting as an agent of your employer. Your employer should have their own policy and you'd be considered an insured under that policy automatically.