New York auto insurance mandatories

roddick

Auto insurance necessities are a bit different in NY. It needs you to register your insurance with an insurer who is licensed under the NY state insurance dept. Insurance from outside would be a big no-no. The carrier would again need to intimidate your DMV regarding your insurance both when the policy commences as well as when it lapses.Don't forget that when you buy your car! Roddick

anonymous123456 · Posted: Thu Apr 19, 2007 4:58 pm Post subject: injury

Whoes insurance pay for a person who got hit by the car under DWI? And how much would it pay?

edgar · Posted: Fri Apr 20, 2007 7:38 am Post subject:

Are you from New york? If you are driving under the influence or in intoxicated situation, your carrier may decline the coverage. While for the no-fault state your insurance company is supposed to pay you the coverage if you hit by the car under DWI.

tcope · Posted: Fri Apr 20, 2007 1:29 pm Post subject:

While I can't speak for NY directly, I don't know of any state that would allow a coverage denial for a person DWI. It's simply against public policy. That is, a coverage denial really only hurts the innocent victim who was hit. The purpose of insurance is to protect others. In some cases, the carrier would only reduce the coverage to the state minimums.

New York auto insurance mandatories

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