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 Posted: Mon Feb 16, 2009 9:37 am Post subject: no claims confusion |
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hey ,
i have recently just bought a new car and its quite a step up in insruance groups , so when i contacted my old insurance they were offering a horrible price. Well with only 1 and a half months i thought i would just start a new poillicy with some one else , i had 3 years no claims with the first insurance and after the month was up i would have had 4 , i told the new insurance i had 4 thinking it wouldnt matter but they are now asking for the proof of the no claims .
any help please , i know i have been stupid
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thomson022002
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| Posted: Mon Feb 16, 2009 12:33 pm Post subject: |
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hey thomson022002
don't consider yourself as a stupid till the point you have given them in
writing that you have proofs for four years. now, i won't find any issue if
you can just postpone your policy for a month.
When you will have the proof for all the four yrs you can provide them. ( if
you have any other car, by that period you can use that) if you do not have
then better search a new insurer where you can furnish 3 years proof.  |
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amit
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Joined: 25 Jan 2009
Posts: 366
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| Posted: Mon Feb 16, 2009 3:29 pm Post subject: |
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Proof of no claims? It's difficult to prove a negative. How do I prove that I've never read a book. I've never heard carrier asking to prove something like this as they usually just pull a CLUE report to get your claims history. I'd ask what they want as proof. Perhaps once they see that they can't come up with anything they will do it correctly.
Of course, you could always hand them a blank piece of paper and tell them that it's a list of all claims in the past 4 years. I'd personally do that... as it's just funny. |
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tcope
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Joined: 22 Nov 2006
Posts: 5193
Location: Salt Lake City, UT
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| Posted: Tue Feb 17, 2009 9:05 am Post subject: |
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I know of no insurer that would require a proof of 'no claim' from the policy holder. They can easily find these information from the DMV and the CLUE report. May be you can ask the insurer to write something like- 'the policy holder hasn't filed any claim with us for last three years', on their company letter head.
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bandit baby
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