can get a license if

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PostPosted: Sun Nov 30, 2008 5:18 pm   Post subject: can get a license if  

can get a license if you been convicted for a felony in ohio
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PostPosted: Sun Nov 30, 2008 5:27 pm   Post subject:   

Do you mean a drivers license? I suppose it matters what the felony is for...are you still on probation? Or do you mean a license to sell insurance? let us know what the conviction was for, how long ago it was and which license you mean and we'll be better equiped to help.
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PostPosted: Mon Dec 01, 2008 12:16 pm   Post subject:   

got your note i think you'll be fine...it's been so long ago...if the app asks of course respond with the truth but i think most ask ''in the past ten years'' good luck and let us know.
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PostPosted: Mon Dec 01, 2008 12:59 pm   Post subject:   

Hi Lori,

If I'd assume that he's inquiring about the effect of defying a traffic rule, could it mean that his driving license would remain suspended for a long term? (I'm assuming it that way...since he has posted it to our Auto insurance forum..)
Now, I'm really wondering whether defying the traffic signal could ever cause his driving license to remain suspended for months (if he had not met with an accident)? Tickets are quite obvious at times though!
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PostPosted: Mon Dec 01, 2008 1:36 pm   Post subject:   

to clarify the OP is wondering about an insurance license, i will move it now to the agent board...sorry should've already done that..(had to much spam to deal with this morning Mad )
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PostPosted: Mon Dec 01, 2008 11:33 pm   Post subject:   

Specific answer:

A person who has been convicted of any felony involving dishonesty, a breach or trust or a violation of (see below) United States Civil Code Section 1033 (USC section 1033)is now termed a "prohibited person" and must have the written consent of the insurance regulatory official (the Commissioner) in his state in order to obtain or continue an insurance license.

If the conviction is described in the above paragraph, the person is prevented from getting/maintaining an insurance license under federal law. Many states have the same rule regarding felonies, and most add language for misdemeanor crimes of the same nature.

Hope this clarifies something, as we don't know what the conviction was for. Maybe Lori can approach this in the thread?

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PostPosted: Tue Dec 02, 2008 2:42 pm   Post subject:   

the op didn't ask me to keep it a secret and we do not know his identity so i don't see any harm...

it was a conviction over 12 years ago for attempting to purchase narcotics....no other trouble of ANY kind since...so IMO he will be ok..however some carriers have additional company rules that are tougher...so some carriers may take him on some may not, but I think he'd be ok to get licensed, Teacher what do you think?

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PostPosted: Wed Dec 03, 2008 12:14 am   Post subject:   

Quote:
it was a conviction over 12 years ago for attempting to purchase narcotics....no other trouble of ANY kind since...so IMO he will be ok..however some carriers have additional company rules that are tougher...so some carriers may take him on some may not, but I think he'd be ok to get licensed, Teacher what do you think?


Unfortunately, it's not what I think, it's (as you know Lori) what the law states must occur. I would tend to agree with your thoughts that it's been a long time since the original violation, there's haven't been any additional problems since, and the applicant has led (I'm sure) a stellar life since that point, and therefore licensure shouldn't be a problem. Every state has additional rules addressing this situation, but I can't give you anymore information unless I know the state of residence.

BUT! It still doesn't take out the law. The applicant will more than likely be required to fill out what's called a "supplementary application" to the state of residence in addition to the regular state-approved insurance license application.

Good luck!

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PostPosted: Wed Dec 03, 2008 5:20 am   Post subject:   

A conviction twelve years ago may or may not hamper his prospect of getting license. However, he may have to submit himself to the background check, which is required by the state insurance department of Ohio for licensing purpose and is conducted by the Ohio Bureau of Criminal Investigation and Identification. He's required to fill and submit the surety bond available with the DOI for the background check.
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PostPosted: Wed Dec 03, 2008 11:06 am   Post subject:   

Quote:
Unfortunately, it's not what I think, it's (as you know Lori)
Yeah, I know don't that suck? They should just put us in charge of the world and we could certainly straighten everything out...and I'd for sure give the OP a chance... Laughing
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PostPosted: Thu Dec 04, 2008 12:23 am   Post subject:   

Quote:
However, he may have to submit himself to the background check, which is required by the state insurance department of Ohio for licensing purpose and is conducted by the Ohio Bureau of Criminal Investigation and Identification. He's required to fill and submit the surety bond available with the DOI for the background check.


Not "may have to submit himself to a background check," he WILL have to submit to a criminal background investigation. The surety bond (which is required in certain states as a condition of license issuance) is a separate issue from the background check. The surety bond is a condition of license issuance, while the background check is required in order for the Insurance Division to even entertain the idea of licensing a person.

Regardless of any laws in any state regarding criminal background investigations, the federal USC section 1033 supercedes state law, and is now a national legal mandate.

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PostPosted: Thu Dec 18, 2008 1:02 am   Post subject: can get a license if you been convicted for a felony in ohio  

The best and most precise answer that I may give you is to make the call directly to the insurance department in your state or visit their website.Laws are constantly changing and being ammended and unless you are speaking directly to the source, you are could waste a lot of time and money.

I personally have an old conviction of forgery(PROBATION AND FINES ONLY). I was led to beleive for years that it was impossible to enter the insurance or real estate field. I now have both licences. Be persistence, know your rights, tell the truth on all applications. Most insurance departments will consider the crime, the lapse of time that has passed, if more crimes has been committted, and if all past fines, community service has been paid. God Bless!

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PostPosted: Thu Dec 18, 2008 1:23 am   Post subject: insurance  

Just want to say, STARGAZER...it REALLY sounds like you're putting your life 'back together' again. Good for you!! Laughing I'm sure the information you gave ( about 'not giving up'..) will help alot of people, on this forum.
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