HOW DO YOU GET THE INSURANCE TO PAY YOU THE MAX ON PIP?

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Posted: Wed Jul 22, 2009 5:14 pm Post subject: HOW DO YOU GET THE INSURANCE TO PAY YOU THE MAX ON PIP?

I RECEIVED PIP IN AN AUTO ACCIDENT IN 2006, BUT THEY ONLY REIMBURSED ME FOR MEDICAL EXPENSES & LOSS OF WAGES, MY MAXIMUM PIP COVERAGE WAS $10000.00, BUT THEY SAID THEY ONLY REIMBURSE MEDICAL EXPENSES & LOSS OF WAGES. NO ONE PAID FOR MY PAIN & SUFFERING. MY KNEES ARE STILL DAMAGED FROM THE ACCIDENT. HOW DO YOU GET THE INSURANCE TO PAY YOU THE MAX ON PIP?

fgregston

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Posted: Wed Jul 22, 2009 9:36 pm Post subject:

PIP almost always only pays for medical expenses. I'm guessing you were at fault in the accident? If so, no one pays for pain and suffering as you caused your injury. If someone else was at fault then it's the other person's insurance that would address that under the Bodily Injury coverage. 3 years is a long time and the Statute of Limitations might have run out.

tcope

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Posted: Thu Jul 23, 2009 2:03 am Post subject:

I agree. Aren't most statute of limitations around 2 years?

fireyone

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Posted: Thu Jul 23, 2009 10:42 am Post subject:

When you said 'reimbursed', I think you have already been compensated by the insurer, and a claim once paid can't be pursued further.

kelvin

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