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 Posted: Sun Jun 29, 2008 11:18 am Post subject: Reasonable settlement amount for injuries |
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| I was hit and my older car totaled. Spent the night in the ER. Xrays, Cat Scan, and lab. Blessed to have no serious injuries. Brusing and soreness, Was told to see my physian and am doing that on that this week. The other driver has Geico and they have contacted me. |
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prm777
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Joined: 28 Jun 2008
Posts: 1
1.33 Dollars($)
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| Posted: Sun Jun 29, 2008 12:22 pm Post subject: |
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Welcome, and glad you are ok with no serious injury..
No way for us to really tell you an amount...I'm assuming this is a soft tissue injury, I will say that you would expect your bills paid any loss of wages (that the doc said you can't work due to injury)...and then will depend how long you 'suffer' etc...and regions of the country are different, but I wouldn't be expecting a lot....(after the bills etc)..maybe 1-3k area...and that's a guess...of course they will owe you the actual cash value of your vehicle but that is separate from your injury.
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Lori
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Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
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| Posted: Mon Jun 30, 2008 4:38 am Post subject: |
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Hi, damages caused to the car and bodily injuries both will be evaluated differently.
For the damaged car you will receive only the actual cash value on it as it was totaled.
the bodily injury claim settlement however, will compensate you for the followings
- expenses of the medical assistance received after the accident
- cost of the ambulance if you were shifted to the hospital in it.
- loss of wages
- compensation for pains and sufferings
- prescriptions drugs
Document all your bills in a folder, this will help you to ascertain the total cost incurred during treatment. further, you have to negotiate with the adjuster for better compensation amount.
Sarah Blackwell
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Sarah Blackwell
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| Posted: Mon Jun 30, 2008 4:51 am Post subject: |
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Prm, some people would advise to hire an attorney to negotiate with the insurer regarding the injury claims. When the car claim is straight forward, the claims involving injuries often demand expert's help. There is greater scope to negotiate regarding the losses due to pain and suffering.
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luv-n-laugh
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| Posted: Mon Jun 30, 2008 12:06 pm Post subject: |
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| Quote: | | Prm, some people would advise to hire an attorney to negotiate with the insurer regarding the injury claims |
Just remembering they will take (generally) a minium of one third of your settlement as their fee.
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
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