Auto insurance claim check - When is it issued?

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PostPosted: Mon Jun 15, 2009 7:19 am   Post subject:   

Quote:
But the car repair place doesn''t want to endorse the check.


And, why that is so? Have you inquired with them?

Next, if there is no lien on the car why the name of the bodyshop was included in it? Have you taken the car to their preferred shop as Tcope has mentioned?
JeremyHolter
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PostPosted: Mon Jun 15, 2009 11:11 am   Post subject:   

Quote:
And, why that is so? Have you inquired with them?
I can tell you why because they are going to get a W2 on that draft...that's why....if there is no lein have it reissued, if there is a lein have it made to you and the lein holder...those (if there is a lein) are your ONLY two choices...
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PostPosted: Sun Oct 24, 2010 2:11 pm   Post subject: Sort of the same boat here...  

Hi all, I've read through the responses here, and Lori, you seem very knowledgeable, maybe you can give me advice with a similar situation.

I have car that I am leasing and it was very recently vandalized. I am thinking of filing a claim and getting some estimates from insurers. Am I obligated to fix the damage? From what I read in this message thread, I am unsure (because the car is leased).

Ideally I'd like to get some estimates and have the insurance company send me a check to have it repaired. However, I have a neighbor who used to do vehicle restorations and he is quite handy with a paint gun and buffer.

Could I cash the insurance check and choose to just have my neighbor repair the car wherein I can just pay him cash or mow his lawn or other neighborly favor, (the check's value I assume would be at whatever the estimates were from the body shops). I thought of this when reading one of the earlier posts in the thread that indicated that I am not obligated to have it repaired, (but I will in some way have it repaired, at the latest before I turn it back in after lease, possibly painted by my neighbor).

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GaryWichita
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PostPosted: Sun Oct 24, 2010 2:16 pm   Post subject: in a similar boat here...  

Hi all, I've read through the responses here, and Lori, you seem very knowledgeable, maybe you can give me advice with a similar situation.

I have car that I am leasing and it was very recently vandalized. I am thinking of filing a claim and getting some estimates from insurers. Am I obligated to fix the damage? From what I read in this message thread, I am unsure (because the car is leased).

Ideally I'd like to get some estimates and have the insurance company send me a check to have it repaired. However, I have a neighbor who used to do vehicle restorations and he is quite handy with a paint gun and buffer.

Could I cash the insurance check and choose to just have my neighbor repair the car wherein I can just pay him cash or mow his lawn or other neighborly favor, (the check's value I assume would be at whatever the estimates were from the body shops). I thought of this when reading one of the earlier posts in the thread that indicated that I am not obligated to have it repaired, (but I will in some way have it repaired, at the latest before I turn it back in after lease, possibly painted by my neighbor).
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PostPosted: Sun Oct 24, 2010 3:56 pm   Post subject:   

Quote:
Could I cash the insurance check and choose to just have my neighbor repair the car wherein I can just pay him cash or mow his lawn or other neighborly favor...

You already posted this as a separate thread, which is the correct way to post:

http://www.ampminsure.org/start/about14730.html#86312

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tcope
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PostPosted: Sun Oct 24, 2010 5:02 pm   Post subject:   

Hey, yeah, I realized that posting a fresh post probably makes more sense. Thanks
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