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 Posted: Tue May 26, 2009 10:09 am Post subject: |
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Well Jerryski, there are a few things I'd like you to clarify. For 33 visits I could count an estimate worth $3,960. Then how did you reach up to $4,300?
Did they mention the cause of their assuming the $5,020-worth bill to be so unreasonable?
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steven
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| Posted: Thu May 28, 2009 6:07 pm Post subject: More |
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I never reached $4300. that is the amount the chiropractor had said that I was at after my last treatment. But when I got the bill it was for $5020. I dont' trust DC or MD anymore when it comes to billing. I wanted to know what was being spent for what and I did not these bills to get to high just in case I had to pay them! I could not get anything more then "your bills are with in reason! Well he still is arguing that today. "Please be advises that this was a minor impact loss" ($9100) "wherein you and your son sustained soft tissue injuries. No emergency treatment was needed at the scene of the accident or later at a hospital. This indicates that the injuries were mild in severity. These types of injuries tend to heal with or without treatment within the first few weeks. Your chiropractor billed over $5000. We find that amount to be excessive and unusual for a minor accident. Please understand that we only owe reasonable and necessary medical treatment, we do not just pay any inflated bill a chiropractor presents for payment."
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Jerryski
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| Posted: Thu May 28, 2009 9:15 pm Post subject: |
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| Quote: | | I could not get anything more then "your bills are with in reason! |
Non-sense...he HAS to provide you with an itemized bill if you request one...(which I would do)...
Honestly the one thing you should be able to dispute without question with the carrier, (and I would in writing)..Ask them their definition of "minor impact" I can guarantee it's NOT $9100.00
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Lori
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| Posted: Thu May 28, 2009 11:21 pm Post subject: last |
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Well I got the final bill that was itemized! but nothing in between when I asked for it mid way through. It was as if the numbers did not matter, "stay beyond the curtain" says the wizard of OZ. Regardless I feel I needed the 33 treatments for the pain. At what cost that I guess I could call around to see if he was to high. This same Chiropractor called my adjuster twice already to ask for direct payment which was not agreed upon by me.
I negotiated a little up today. They still insist on placing pain and suffering with medical payment and leaving me no room to argue to keep my med pay from my insurance. They offered $6000- $4020 of which goes to Chiropractor, $1000 back to my Med Pay account leaves me $980 for my four months of pain and suffering and 38 hours of lost for treatment and close to 280 miles wear and tear on my car to get to treatment.
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Jerryski
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| Posted: Fri May 29, 2009 10:05 am Post subject: |
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| Quote: | | This same Chiropractor called my adjuster twice already to ask for direct payment which was not agreed upon by me. |
I can't believe this guy didn't send a lein to the adjuster...quite surprising...and stupid on his part...great for you....dumb (lack of) move for him.......
They have to have a release signed for the 'total' amount...they can't do it separately....sounds to me like...regardless of their payment per your understanding of the medpay subro right...any amount above the chiro bill would have to go back to your med pay carrier right? How else could they not demand it? What about health ins? Do you have any? Have you filed this with them? Also I don't think you gave us 'their' explaination for not paying mileage to and from the doc...'what say they' about that? Personally I would still try and get them to respond in writing their definition of low impact...
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Lori
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| Posted: Fri May 29, 2009 1:59 pm Post subject: |
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I suppose it's occurred to ya'll that, assuming OP's son is a minor, that claim can't be resolved, short of a court-approved settlement, with finality. Given the psychology in play here, I wouldn't feel comfortable with trying to settle it on a Parents and Guardians Release,
Has OP presented the adjuster with a specific dollar demand for the release of all claims? He will never "bid against himself."
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flint
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| Posted: Sat May 30, 2009 6:00 am Post subject: |
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Yeah I guess that the mileage portion or wear and tear on my vehicle to get to treatment is not part of losses? At least in accordance with the insurance adjuster. Basically they said "no we don't pay for millage". Things have changed since my last accident. Maybe the wine and dining of the terminator! I will try to give a demand and if not turn it over to the sharks! I have no other insurance other then the VA. I was just trying to work with them, If they felt bills were to high then fine lower the payout by the amount of my med pay allowing me to use it to offset there payment. But instead it is included as one settlement and they lower my pain and suffering offer. But I guess this would not be fair to my insurance company. Overall I am not happy with there offer the pain and suffering offer stands today at 19% of medical. This does not compensate me for even the time I spent dealing with the loss. millage alone is close $120 dollars. I thought my demand of 50% of medical was well within reason. Not like I was holding out for 5 times medical like what was the norm not to long ago. I do understand the need for reform, just look how my chiropractor treated this as if my injury was just another free meal ticket.
One more try to argue my point, to bad I feel it is a dead end road.
Flint who you calling OP?
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Jerryski
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| Posted: Sat May 30, 2009 12:21 pm Post subject: |
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| Quote: | | Flint who you calling OP? |
you would be the OP (Original Poster)...
I'd stick with the arguement about 'minor impact' and how a jury might view this 9100 repair as a major impact....I'm sorry Jerry what was or is your demand again?
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Lori
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| Posted: Sat May 30, 2009 6:47 pm Post subject: |
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Peace love and happiness as well as not to be called OP! For that is reserved for Ron Howard! Thanks everyone
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Jerryski
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| Posted: Sun May 31, 2009 11:30 am Post subject: |
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| Quote: | | as not to be called OP! For that is reserved for Ron Howard! |
That cracked me up, I never thought of it as, 'opie'  I use it all the time, as well... (OP)....you know of course no offense was meant by Flint at all..
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Lori
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| Posted: Sun May 31, 2009 1:59 pm Post subject: |
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I reserve rights on that. Anyway, better OP than Barney.
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flint
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| Posted: Sun May 31, 2009 6:11 pm Post subject: |
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Ha Ha
I must of guessed OP wrong! the English language can be butchered by IMing grammar I just can't keep up.
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Jerryski
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| Posted: Mon Jun 01, 2009 10:19 am Post subject: |
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yes you did, but in a funny way..on any forum OP will always mean Original Poster....and never mean opie from mayberry 
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Lori
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| Posted: Fri Jul 24, 2009 2:04 am Post subject: discriminated as well |
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are there rule on dispositions and representation
discrimination due to disability, dennied compensaytion from accident due being disabled
The attorney is needed for my sister Rebecca Clark. I believe her current attoryney is misrepresenting her in an accident case against Christly Little of Poplar Bluff,MO.(whose father is an Attorney in Poplar Bluff, MO.). Durring a disposition today 7/23/2009 at Bascom Law firm office the defendant Ms Christy Little brought in a cell phone camera and took pictures of my sister, and wrote down infromation of Ms. Clarks address, and the location and phone numbers of the other parties involved in the accident that occured on Jan 21, 2007.Where as my sister Rebecca Clark was not allowed to sit in on Ms. Christy Little's disposition. Also my sisters attorney was the only person who had Ms. Clarks autherisation for medical records release of specific date and not date going back 5 years prior to the accident as well as Ms. Clarks disability record from the federal department of social securiy and disability department. By this action Ms. Clark's HPPTA rights were clearly violated and her medical privacy was violated. Ms. Clark's attorney had given all of Ms.Clarks medical records to the defendants attorney prior to this disposition without autherisation to do so from Ms. Clark . Also the defendant Ms. Little has a current history of DWI and admitted to this durring the dispsition. Ms. Little also admits that prior to and after the accident she had those issues with DWI incidents.Another situation is my sister is being dicriminated due to the fact she is a disabled person, and she was not treated fairly and she is not being represented appropiately. The defendant's attoney is trying to state that no damage was done , even though Ms. Clark car was tottled after being pushed acrossed an intersection and pined against a pole. We had taken photos of both vechicles and damage done to those vechicles as a result of said accident.But the defendants's attorney refuses to acknowledge them and Ms. Clark's attorney refuses to admit them as evidence or use for reference in questing about said incident. Also the defendant Ms. Christly Little has avoided summons and dispositions until recently which was 2 years after the accident, and I believe that there is a time limit to file a law suit and that both attorneys have delayed so to avoid settlement. This may be classified as a cival suit I believe. Also both attorneys informed that due to the fact that Ms. Clark is disable that she did not substain any injuries that it just aggrivated previous condition and they both attorneys state they doubt a case exist due to the fact that Ms. Clark was disabled prior to the accident, and that injuries inflicted from accident are not relevent and she is not entitled to compensation for said injuries or replacement of her vechicle that was tottled.
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