Insurance company only offering 80%

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PostPosted: Wed Mar 03, 2010 4:14 am   Post subject:   

I meet with business owners all of the time that have cameras. If they are video tape, the most they keep them for is a week before they are taped over. Even with digital, most small businesses on keep them on record for a few days if there has not been any problems reported.



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PostPosted: Wed Mar 03, 2010 12:17 pm   Post subject:   

Quote:
And this is why I filed with the State Insurance Department, because had they interviewed the passenger of my car, the only other witness, she would have backed up my story, but they never did that and refuse to now.
We call these 'non' independent witnesses...you can't fault them for this...I'd have not given your passenger much weight either, although I would've taken her statement, if for no other reason to rule out an injury..



T is right, and I'm betting my buck and a half it's an agent, and I can tell you why they don't want you to file the claim..it hurts THEIR loss ratio which translates to their bonus...idiot, bad agents...If you think for one second an agent of this caliber EVER has your best interest at heart you're (sadly) mistaken...report them (to the allstate adjuster or corp)...as T said, you'd be way better off having Allstate pay this and send it to arb if need be...I doubt you'd lose in Arb..



I've had great success getting videos (well I have to go there and view them), from small time non-corp gas stations, grocery stores etc. Have been allow to view videos at K-mart, and Hy-vee...Walmart...never

...however, I a cop can..they will cooperate and allow (here anyway) a local cop to view their videos...I got this done once..if you ever have one and have a cop or two that you have a relationship with try it..worked for me.. Wink


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PostPosted: Wed Mar 03, 2010 5:42 pm   Post subject:   

Quote:
I've had great success getting videos (well I have to go there and view them), from small time non-corp gas stations, grocery stores etc. Have been allow to view videos at K-mart, and Hy-vee...Walmart...never




I just spoke this morning with a Walmart associate manager who came to pay for his daughters car repairs. So I asked him if Walmart ever gave out their video. He says if there is a police report, they will make dvd's available to the police on questions of liability, theft, bad check passing and injuries on the property. He says they routinely give the police videos at least five times every day on police requests on various matters. However no vehicle owner can walk in with a police report and request the DVDS for themselves.


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PostPosted: Wed Mar 03, 2010 11:57 pm   Post subject:   

That explains how I've got to view the two I have at walmart, as I said, had a police man go and they allowed us to view it, (on one..on the other the cop friend of mine viewed it and then called me with what he saw)..



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