Medical Bills: subrogation statute of limitation

by Guest » Fri Jun 27, 2008 02:17 pm
Guest

My son was in a car accident in 2004. We had thought that we had paid all of his medical bills out of his settlement money, regarding the accident. We got a bill about a month ago (2008). The health insurance company is claiming that he owes money that wasn't paid by the car insurance. Don't they have a statute of limitation on when they can ask for money?

Total Comments: 24

Posted: Fri Jun 27, 2008 02:24 pm Post Subject:

Short answer is yes.

I'm not understanding who paid what and why. Who paid the medical bills in the first place? Where the bills in question never paid by anyone? When you paid the medical bills out of the settlement, were you paying back the health provider?

The statue of limitations is probably as a result of a contract but I'm not clear on the situation as mentioned above. It's not unusual for the statute to be 6 years for a contract.

Posted: Sat Jun 28, 2008 12:05 am Post Subject:

T-I'm wonder if the health carrier is subrogating them?

OP, What EXACTLY does the letter say?

Posted: Sat Jun 28, 2008 05:44 am Post Subject:

Don't they have a statute of limitation on when they can ask for money?



Yeah, they do but to check out the statute of limitation you're required to let us know in which state you reside. We can then check the laws out. But, generally the SoL on medical bills may run for 4 to 6 years. So, it may happen that the lender is charging you by staying well within the sol.

however, please clarify exactly who's claiming what? To me its sounding like a case of subrogation. Am I right??

~edmund

Posted: Sat Jun 28, 2008 10:55 am Post Subject:

My thought exactly Edward...and don't think I've ever heard of a health carry policys subrogation clause having a statute of limitations

Posted: Mon Jun 30, 2008 07:03 am Post Subject:

Hi Lori,

My thought exactly Edward...and don't think I've ever heard of a health carry policys subrogation clause having a statute of limitations



Though I'm not 100% certain but there is a limitation of time within which the subrogor has to file a suit against the subrogee. And it applies equally to both the parties. If the subrogor fails to communicate the claim within this time frame, the defendant then may stand a chance to get the verdict in his favor. But this issue definitely demands expert's comments.

Posted: Mon Jun 30, 2008 10:24 am Post Subject:

Well Rupert it all depends on the health carriers policy language and the state, I've seen it (health subro) in my state come back a good ten years...now, that being said I don't honestly know if there is a statute regarding this at all (health carrier's subrogation rights).

Posted: Wed Apr 29, 2009 03:28 pm Post Subject: statute of limitations

we were paid a settlement for an accident in 2007. Does the medical insurance company have limited amount of time to claim reimbursement for medical bills paid on my behalf

Posted: Wed Apr 29, 2009 10:49 pm Post Subject:

sue i think you're in the clear, but you would have to check your health carriers policy language to be sure...personally i'd not worry about it at all..

Posted: Mon Jan 04, 2010 05:54 pm Post Subject: SoL on medical bills in the state of Georgia

Does anyone know the SoL on medical bills in the state of Georiga? Thanks for your response.

Posted: Mon Jan 04, 2010 06:57 pm Post Subject: statue of limitations

I have just rec. a claim for the doctor bill portion of a medical claim dating back to 6/2007. I was never given this bill before this time and all the other bills for emergency room have been paid. I live in the state of Illinois. I also called the insurance carrier I used at that time and they had never rec. a claim either. She also informed me that after 15 months any bill sent after that will be denied and that a 15 month period is plenty of time to bill an insurance company. Do I have a leg to stand on for this $741.00 that now my insurance company that I no longer use won't even look at or pay?

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