Subrogation Letter!!!????Please help....Auto Accident

kathy78566

Hello everyone Iam new to this and I have a question to ask.... I was involved in an auto accident and I had no insurance at all... I was exiting a restaraunt and I was already in the middle lane (yellow markings) and there was this company car coming out of a bank exit and he proceeded to get into the yellow lane that I was in. I saw that he wasnt paying attention cause he was looking the other way to make sure no other cars were coming so he can get into the middle lane but he failed to see me so he hit me and they gave me a ticket for no insurance and driving with a suspended lic..... but no ticket saying that i was at fault.... So i received a claims subrogation notice/ payment demand... saying i owe there company 1800.00 I am not going to pay that amount cause i feel i wasnt at fault, can they come back at me saying since i had no insurance and no DL can they say I AM AT FAULT.... I have sent them a letter stating that I am seeking $ for damages she caused to my car.. can anyone help me and help determine what I should do.... Question

tcope · Posted: Thu Sep 11, 2008 4:00 pm Post subject:

You are not at fault simply for not having a DL or insurance (but I'm guessing the fines from the state will amount to a lot).By not having insurance you are not responsible for providing yourself a defense. That includes all the time and costs associated with this. My guess is that the other carrier will deny your claim and the only recourse I can see for you would be to take the other driver/owner to court. Of course, you'd need to handle all of that.

Other then that, I can only recommend that you stop driving until you have a valid drivers lic. and insurance. How would you feel if the other person did not have insurance to address your loss? I'm guessing you now better understand how someone else would feel if you caused an accident.

Subrogation Letter!!!????Please help....Auto Accident

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