Is it Comprehensive or uninsured motorist Collision

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PostPosted: Fri Jun 19, 2009 1:47 pm   Post subject: Is it Comprehensive or uninsured motorist Collision  

Deductibles
Collision: 500
umpd: 250
comprehensive: 100

I have 3 estimates for the damage
Dealer 1 Estimate: 731$
Dealer 2 Estimate: 1672$
Appraiser Estimate: 936$- 250$ deductible= 686$

Appraiser said I can take my car anywhere i want to for the repair.

I was wondering if the dent is happened when the other car door banged in to my door, will it be comprehensive?!
Thx
velu
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PostPosted: Sat Jun 20, 2009 5:58 am   Post subject:   

Quote:
I was wondering if the dent is happened when the other car door banged in to my door, will it be comprehensive?!


Nope, it'd still come under collision. Following are the few causes that are covered under comprehemsive.

  • Damages caused by fire, hail storm
  • Damages from flood and other natural disasters
  • Damages caused by falling/heavenly object
  • Collision with bird and animal
  • Vandalism


Hope it'd help you in understanding about the function of comprehensive coverage.
jeorge
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jeorge
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