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Which ins should be used first?

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Posted: Tue Feb 17, 2009 5:09 pm   Post subject: Which ins should be used first?   which ins. should I use first after I was rearended.	vega510 New member Joined: 17 Feb 2009 Posts: 1 1.56 Dollars($)
Posted: Tue Feb 17, 2009 11:25 pm   Post subject:    What are the choices?	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5194 Location: Salt Lake City, UT 285.39 Dollars($)
Posted: Wed Feb 18, 2009 3:04 am   Post subject:    give us some list, so we can help you to review it... or maybe you can try all-life-insurance.org for more list about company insurance. Link deactivated by the Moderators _________________ American insurance agency	fatherbride New member Joined: 09 Feb 2009 Posts: 12 4.94 Dollars($)
Posted: Wed Feb 18, 2009 4:27 am   Post subject:    Quote: which ins. should I use first after I was rearended. If you were rear-ended you are required to contact the other driver's auto insurer to file the claim. Also you may have to inform your insurer about the incident. Normally, when you are rear ended its deemed to be the other driver's fault but then an adjuster would definitely look into the circumstances before recognizing the fault. Therefore, it would be at your favor to inform your insurer too in cased you need to file the claim with them.	RupertWBradson Senior member Joined: 05 Jul 2007 Posts: 703 131.12 Dollars($)
Posted: Wed Feb 18, 2009 4:29 am   Post subject:    [quote]If you were rear-ended you are required to contact the other driver's auto insurer to file the claim. [/quout]There is no such requirement.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5194 Location: Salt Lake City, UT 285.39 Dollars($)
Posted: Wed Feb 18, 2009 4:36 am   Post subject:    Tcope Quote: If you were rear-ended you are required to contact the other driver's auto insurer to file the claim. Quote: There is no such requirement. Would you please elucidate this comment? Many like me, who are in the process of educating themselves through this forum, would gain from your explanation. I always thought that you are required to contact the at-fault driver's insurer at the earliest opportunity & the file the claim. Why do you think its not required? Thanks, Rupert	RupertWBradson Senior member Joined: 05 Jul 2007 Posts: 703 131.12 Dollars($)
Posted: Wed Feb 18, 2009 4:40 am   Post subject:    Probably the best way I can answer that is by asking what would make it a requirement? I can't really show that something does not exist. Or I could give an example... you rear ended me. If I don't feel like collecting from your insurance company I don't have to and there is nothing that obligates me to contact them.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5194 Location: Salt Lake City, UT 285.39 Dollars($)
Posted: Wed Feb 18, 2009 5:04 am   Post subject:    Oh! 'No', there certainly is no obligation to collect under the other driver's insurance, but people normally prefer so. One can fairly submit the claim with his own insurer or can drive with the dents, as desired.	RupertWBradson Senior member Joined: 05 Jul 2007 Posts: 703 131.12 Dollars($)

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