Do I need to take separate windshield coverage?

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PostPosted: Fri May 15, 2009 7:32 am   Post subject: Do I need to take separate windshield coverage?  

Do I need to take separate windshield coverage or it would be covered under my auto policy? Also, would filing windshield claim increase my premium?

I'm young and not aware of the ways auto insurance works. Hope you guys would be able to help me.


Thnx,
Jerry

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PostPosted: Fri May 15, 2009 1:23 pm   Post subject:   

Glass is covered under the comprehensive coverage of an auto policy. So you would need to have this coverage. Glass claims almost never increase rates.
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PostPosted: Sat May 16, 2009 12:54 am   Post subject:   

Jerry, what state are you in? That could make a difference.

T...some states have an 'odd' windshield coverage that is separate from comp...i dont' understand it well myself, i think that PA has this...I'll try and do some checking...

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PostPosted: Sat May 16, 2009 5:09 am   Post subject:   

Well, I am in WA, what difference does it make?
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PostPosted: Sat May 16, 2009 12:14 pm   Post subject:   

I don't know if it does yet Jerry, I'll do some checking.
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I don't see any break out coverage for w/s Jerry...so if you elect to have comprehensive coverage, glass is a peril under that coverage...and as T had mentioned and I concur, I've never seen a rate up for a glass claim.

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