How some insurance are offering insurance to people w/o dl

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PostPosted: Wed Jul 01, 2009 10:20 pm   Post subject: How some insurance are offering insurance to people w/o dl  

Can u explain this to me please? there are some auto insurance that say if you don't have DL we can help you with the insurance what I wonder is how people get cover in case of an accident if they don't have a driver license? I live in california by the way thank you
mgomez8242
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PostPosted: Thu Jul 02, 2009 3:22 am   Post subject:   

I've never heard of a carrier knowingly giving insurance to someone without a DL. First, it would be unethical, probably illegal, and I have no idea how an insurance company would rate someone who cannot legally drive.
tcope
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PostPosted: Thu Jul 02, 2009 6:31 am   Post subject:   

Hello Mgomez8242,

Quote:
what I wonder is how people get cover in case of an accident if they don't have a driver license?


Driving license isn't necessary to get coverage for accidents. If the accident isn't your fault then you would be covered by the other driver's insurer. And, if you are the passenger in a car the insurance company of the driver would cover you if you get injured in the accident. But under any circumstances you shouldn't be driving without license and insurance.

Hope I've cleared your doubts. If not, please ask again. Smile

~ Jeremy
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Jeremy Holter
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PostPosted: Thu Jul 02, 2009 11:24 am   Post subject:   

Hi mgomez..

There are quite a few types of coverage that come under auto insurance. Did the carrier rep. tell you regarding the benefits of the coverage he was talking about?

Or is it that you came across such coverage while surfing the internet?

Steven
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