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 Posted: Thu Jul 31, 2008 9:55 am Post subject: |
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Here are some tips to lower you auto insurance costs,
- Purchase a car of small engine size, or a car that belongs to the lower bracket of the auto insurance rates.
- Install the safety devices, like air bags, anti-theft mechanisms, immobilizers and the likes. This will help you to lower the rates.
- Don't add alloy wheels, racing exhausts in your car. These will increase you rates.
- Some insurer may offer reduced rates for the occasional drivers. Hence, if you're not a regular driver you can check out for the low mileage discounts.
- Taking driving lessons may help as well.
However, all these can help you lower your rates, but can guarantee your safety. Hence, safe driving should remain your utmost priority.
Hope these help. |
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brian
Full member
Joined: 02 Feb 2006
Posts: 68
19.18 Dollars($)
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| Posted: Thu Jul 31, 2008 10:31 am Post subject: |
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| Quote: | | Years licensed makes a big difference and I can't recall an application that does not ask it! |
Yeah, I was way off base on that one! Been WAY too many years since I filled out an application !  
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Lori
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Joined: 10 Sep 2007
Posts: 6810
Location: Missouri
44.12 Dollars($)
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| Posted: Thu Jul 31, 2008 1:47 pm Post subject: |
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| Quote: | | Some insurer may offer reduced rates for the occasional drivers. Hence, if you're not a regular driver you can check out for the low mileage discounts. |
I am sure Lori would tell me how much of it is really practiced with the insurance giants!
I've heard of people pretending to be occasional drivers & trying to lower their rates (while in reality they drove for a couple of hours downtown & back..) got themselves into a soup ultimately..how about that??
Regards..lobbymoore
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lobbymoore
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| Posted: Thu Jul 31, 2008 3:45 pm Post subject: |
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you and your husband should defiantely be on the same policy. the cost is dependant on many things including where you live and the car that you purchase. are you looking to purchase a new car with many safety features or an older one that may not have all the latest safety features. all of this is important to the insurance company.
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tentel
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Joined: 25 Mar 2008
Posts: 31
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| Posted: Sat Aug 02, 2008 4:09 am Post subject: credit based rates |
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| don't forget also that credit plays an, if not the most, important factor, so even if you're a good driver, never filed a claim and has never gotten any tickets for any traffic violation(s), you will end up paying higher premiums (whether you're female or male) if you have bad credit |
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Amichan2008
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Joined: 02 Aug 2008
Posts: 12
3.72 Dollars($)
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