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How Much Are Out of Pocket Costs?

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At first, health insurance that covers 100% of health care costs sounds great. However, it can be very expensive. It also can be inefficient due to moral hazard. You generally wind up paying for services whose costs outweigh their benefits even if you do not use them. Even if your employer pays for your insurance, you probably pay for it indirectly because your take-home wages are lower.


Added on: Wed Oct 22, 2008 6:50 pm by : masteris009
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