What Does Health Insurance Not Cover?

	Welcome to AmpmInsure Community Discussions. We are sharing our knowledge and experience to learn more about Insurance together. Please navigate through our discussion categories to explore more. If you are not a member yet, please signup with the community for better experience (If you are a member login now.). As a community we are also working hard towards earning more money together. Know more

What Does Health Insurance Not Cover?

Do you recommend this story?

Yes

100%

[ 2 ]

[ 0 ]

Total Votes : 2

You do not want to wait until you are sick or injured to find out what your health insurance policy will not cover. Read the policy carefully. "Exclusions" (also called "Impairment Riders") are certain injuries, conditions, or procedures for which an insurance policy will not pay any benefits. Possible exclusions include: pre-existing conditions; suicide or other self-caused injury; sexually-transmitted disease; vision correction; noncommercial airline travel; experimental treatments (ask how they are defined); and injuries from war. "Cosmetic Surgery" that is needed because of an injury or congenital defect is usually covered, but covered elective cosmetic surgery generally is excluded.

Added on: Wed Oct 22, 2008 6:51 pm by : masteris009

simon
Senior member
simon

simon's Home Page

93.55 Dollars($)


	You can't be more right…certainly one can't afford to wait till he/she gets sick to find out that he/she is not covered for certain diseases or health condition. It's better to ask the insurance agent beforehand to explain the coverage detail rather finding it out at the time of requirement.