Despite the recent increase in the number of people who opted for health insurance, numerous people are still paying out of pocket for the care services they need just because of the high deductibles. A recent analysis by the Kaiser Family Foundation revealed that while the employers kept the rise of healthcare premiums modest, they […]

Are you a financially cautious homeowner who is looking to save some money without sacrificing the current home insurance coverage limits? There is nothing to be ashamed of if you want to play well with your hard earned money. Moreover, you need not sacrifice the privileges you used to get just because you’re paying less. […]

It was just yesterday when the heavy snowfall kept us worried as long as driving on freeways was concerned. We used everything ranging from radial tires to tire-chain to keep us safe. Though the threat is no longer relevant, another problem is lingering from all that snowfall (and rain, for that matter): potholes. Potholes are […]

Many American drivers never change the auto insurance policies, which their parents had. Many even never ever think of switching. Who are these people? Are you one of those who thinks it’s better to work to maximize the income than to sit idle and brood finding ways to save? Perhaps yes. But what if you’ve […]

It is our fear based on which the life insurance companies thrive. The life policies that we buy are exclusively marketed and sold based on a single human emotion: fear. Fear of death, injury, and any catastrophe that might befall you or your family are the prime compelling forces that haul you towards a life […]

We all know that homeowners insurance doesn’t provide coverage for damages due to floods. If you’re living in a flood-prone zone, you need to; actually must have separate flood insurance policy to protect your home from the damages. But how much are the premiums going to cost you? The federal government offers coverage against floods […]

Your house is probably the most expensive asset you will ever own. You’ve to pay for mortgages, taxes and homeowner’s insurance. There may not be much you can do about the first two, but there are a number of solutions, which can save you a lot of money on your insurance premiums. It’s actually possible […]

If you’ve a life insurance policy, it’s recommended that you review your policy every couple of years or whenever any significant life event happens. Life is ever changing, hence you should make necessary changes in your policy whenever required. Here are 5 scenarios when you should review your policy: 1. Marriage or divorce: Just married? […]

Getting discounts on your health or life insurance premiums is always enticing, and more when you are required to do just nothing for the benefits. Nowadays, some employers are offering fitness bands at subsidized rates or just for free to employees who meet specific goals like averaging 10,000 steps a day and rewarding with insurance […]

We often receive a lot of advices about getting different types of insurance that will fit our lifestyle, work, business, and possessions. Most of the insurance policies that people are aware of are for the assurance of the policyholder, but some insurance policies will also cover the family members, the baggage’s in travel insurances, the […]