People driving in Michigan pay on average $983.60 a year for insurance. If you think this overwhelming, just take a look at the figure that the driver of Detroit pay on average – a whooping $10,723.22 on average. As per the insurers, it’s due to the growing risk of crimes and uninsured drivers in the [...]

The 6.0 magnitude quake that hit the golden state in August, left the state with massive economic losses of more than $1 billion. When it comes to gain control of this situation and conquer it, a majority of the toll will come from the common man’s pockets. Despite estimates of the risk of earthquake has [...]

About 47% of the US households have a dog, and these households are a cause of headache for the insurance companies. According to data, in 2013, homeowners insurance policies had to pay around $483 million for dog bite liability claims. Obviously, insurance companies wouldn’t like to shell out millions of dollars over dog bite each [...]

Most, if asked what disability insurance is, won’t be able to come up with a satisfactory explanation. If put simple, disability insurance is there to protect your paycheck. If you fall ill or become injured and unable to work, disability insurance ensures you a portion of your monthly income until you get back to work. [...]

Life insurance is an amazing thing and can do miracles for you and your family. It can buy time for you so that you can grieve for your loved ones. It can pay off debts and other obligations of your predecessors so that you can lead a debt & stress-free life. A life insurance can [...]

The Affordable Care Act required hospitals, health insurers, device makers and all pharmaceuticals companies to share the cost since they were supposed to get an avalanche of new, paying customers. However, when a jaw-dropping $8 billion in taxes is due on Sept. 30, the insurers are getting help from an improbable source. This year, the [...]

Term life insurance is preferred by millions over cash value life insurance since it is the original form of life insurance and can be contrasted to permanent life insurance like whole life, universal life insurance, and variable universal life. Term life insurance guarantees coverage at fixed premiums for the lifetime of the covered individual. This [...]

As we moved to a sprawling mansion in the countrysides of Idaho from a clumsy condominium in Texas, it was only a matter of time before a cute puppy would follow. We chose Grey, a golden labrador from a local puppy seller. It was really charming and mingled with us within a few days. However, [...]

We all try to make sure that our home, car, health, and other stuffs remain secure and insured. But have you ever thought about your supply of food and water. You can live a day or maybe a year with your car. But what if there is no food or water to quench your thirst? [...]

Life insurance policies are there to protect you in case you or any of your loved ones come across any misfortune. However, you might not know but life insurance can also come to your rescue in case your creditors come after you. In case your creditors sue you or you file for bankruptcy, your creditors [...]