Did you know that even if you have a terminal illness, you are eligible for financial coverage through many insurance policies? It’s called an ‘accelerated death benefit’. Typically, it’s included in many insurance policies. If not, you can add it as a rider. Is accelerated death benefit included in your policy? If not, you should [...]

Probably, your truck is just a medium of conveyance for you that takes you from home to office and, vice versa. It’s really is, indeed. However, if you don’t love it and use it just like any other commodity, it’ll die gradually and you’ll need to get it replaced. Buying a new and latest car [...]

It’s proven that if you want to protect the investment you made on your home and on its contents against all natural and man-made calamities, purchasing home insurance is very necessary. However, there is no such formula to determine as how much home insurance you should buy. It changes with your location, home value, size, [...]

I was almost bankrupt when I purchased my home one year back. But I couldn’t escape the home insurance policy. The rates that I was getting initially were massive and beyond my reach. But I had to buy one and being a personal finance writer, the first thing that I wanted to do was ‘shopping [...]

It’s usually the well-being of an individual that is taken into account before approving him or her with a life insurance policy. However, it’s not the only reason behind. Nowadays, with insurance frauds on the rise, most insurance companies are involving strict preventive measures and making stuffs more complicated by introducing complex eligibility criteria. Here [...]

Few months back, when Carl Stoces, a 70-year-old Monterey, Indiana, resident, fell off an extension ladder and suffered a massive leg injury, he was immediately airlifted to South Bend and admitted to Memorial hospital for treatment. It took him around two months to rehabilitate, and the bills accrued were so overwhelming that the payments would [...]

Are you looking for cheap car insurance in Detroit? If that is the case, it’s going to be a tough ride for you. The average annual car insurance premium that a Detroitian pays is $10,723, which is the maximum among the large US cities. This figure is more than double the average of the second [...]

When someone files an illegitimate claim with an insurance company, he or she is committing an insurance fraud. In 1993, fraud investigators staged several bus accidents in New Jersey disguised as the passengers. Later they came to know about hundreds of claims from people who jumped onto the buses after the accidents or simply drove [...]

Nowadays, insurance policies have become a very part of our lifestyle. Many of us just can’t even think of planning their finances without certain insurance policies. There are obvious reasons behind this. Today, I’m able to write just because my father had bought a small term life policy, which helped us pursue our education and [...]

As the Baby Boomers are nearing their retirement, many are thinking of shredding expenses that they consider as burdensome, oppressive and fruitless, which include cost for life insurance too. For many, the kids are already grown up and the college expenses are taking a toll on their financial health. Whatever it might be, no earthly [...]