| Posts by BNTRS |
| Posting date
| Subject
|
| Posted: Wed Oct 12 15:58:53 2011 |
A lawyer is required because someone didn't do .. |
| Posted: Wed Oct 12 15:41:43 2011 |
People want it Is that what they told you I had .. |
| Posted: Wed Oct 12 15:39:57 2011 |
You can adjust a death benefit up on a policy, .. |
| Posted: Wed Oct 12 15:34:46 2011 |
That made total sense, can I get a payday .. |
| Posted: Sat Aug 20 18:52:38 2011 |
All right first, absolutely you should get as .. |
| Posted: Sat Aug 20 18:34:43 2011 |
Before we dive into that, how long was life .. |
| Posted: Thu Jul 28 15:04:24 2011 |
This is generally correct. If the deceased .. |
| Posted: Thu Jul 28 15:01:47 2011 |
Death records are public information, so she .. |
| Posted: Thu Jul 28 14:56:16 2011 |
Gee, thanks and .. |
| Posted: Wed Jul 27 15:12:20 2011 |
No detail and apparently not even a sentence .. |
| Posted: Wed Jul 27 8:02:20 2011 |
Should be, but insurance law is more state .. |
| Posted: Mon Jul 25 8:07:35 2011 |
Disability benefits would not be effected simply .. |
| Posted: Mon Jul 25 7:56:21 2011 |
If this was recent you can check the Medical .. |
| Posted: Mon Jul 25 7:46:32 2011 |
What happened to the roof Has she been in .. |
| Posted: Mon Jul 25 7:45:34 2011 |
The law can vary by state, so it's wise to double .. |
| Posted: Mon Jul 25 7:37:44 2011 |
Really Wow, we get this sort of thing from the .. |
| Posted: Fri Jul 22 19:16:49 2011 |
You know, if you registered and then posted all .. |
| Posted: Fri Jul 22 19:08:19 2011 |
Good for her. Actually, technically she's .. |
| Posted: Fri Jul 22 19:02:45 2011 |
There's no magic wand for finding money you .. |
| Posted: Fri Jul 22 18:56:00 2011 |
For the policy that has already been paid, no .. |
| Posted: Fri Jul 22 18:52:15 2011 |
Preparing for my Term Life insurance medical exam .. |
| Posted: Fri Jul 22 18:50:41 2011 |
You're painting everyone with the same brush .. |
| Posted: Tue Jul 19 7:30:57 2011 |
They have "premium loads" so 100% .. |
| Posted: Tue Jul 19 6:43:20 2011 |
Just because it's illegal, doesn't mean .. |
| Posted: Tue Jul 19 6:41:38 2011 |
So call and have them send you the surrender .. |
| Posted: Tue Jul 19 6:36:51 2011 |
This has been an option on a lot of the .. |
| Posted: Mon Jul 18 16:58:00 2011 |
Why not google buy life insurance online You'll .. |
| Posted: Mon Jul 18 16:54:06 2011 |
Depends on the type of .. |
| Posted: Mon Jul 18 16:45:13 2011 |
I can't speak to the returns, but Pac Life is one .. |
| Posted: Mon Jul 18 16:35:43 2011 |
It's going to take me a while to read through the .. |
| Posted: Mon Jul 18 16:33:19 2011 |
Not only does she not have any obligation to give .. |
| Posted: Mon Jul 18 16:28:54 2011 |
There's something else that may have been going .. |
| Posted: Mon Jul 18 16:13:56 2011 |
There's a lot going on here, and the details are .. |
| Posted: Mon Jul 18 15:49:27 2011 |
If your agent never gave you guidelines on this .. |
| Posted: Mon Jul 18 15:26:45 2011 |
It's good to see somethings never change .. |
| Posted: Mon Jul 18 15:06:36 2011 |
What do you mean online companies for insurance .. |
| Posted: Mon Jul 18 15:05:17 2011 |
You can simply write to them and say cancel my .. |
| Posted: Mon Jul 18 15:00:19 2011 |
This might actually be true. He would be .. |
| Posted: Thu Mar 31 19:18:41 2011 |
Really No one has contributed to this almost .. |
| Posted: Thu Mar 3 18:38:36 2011 |
I'm confused. Your mother works for a company .. |
| Posted: Thu Mar 3 18:32:40 2011 |
It's possible, but highly unlikely. At 81 she's .. |
| Posted: Thu Mar 3 18:26:49 2011 |
Haa!
Actually I was thinking about something .. |
| Posted: Wed Mar 2 18:34:59 2011 |
Reserve requirement woes. .. |
| Posted: Wed Mar 2 18:27:53 2011 |
Define
Really My records for a very minor .. |
| Posted: Wed Mar 2 18:21:23 2011 |
Contact the MIB and pay the fee to do a search. .. |
| Posted: Tue Mar 1 19:15:11 2011 |
Sorry Max,
But I have to side with the others .. |
| Posted: Sun Feb 27 6:36:50 2011 |
Huh .. |
| Posted: Sun Feb 27 6:34:39 2011 |
I'm not so sure I'd be so quick to get the pitch .. |
| Posted: Wed Feb 23 18:01:43 2011 |
It really depends. This is primarily a legal .. |
| Posted: Wed Feb 23 17:55:31 2011 |
I'm not Mr. Herr, but I know the answer here. If .. |
| Posted: Wed Feb 23 17:45:27 2011 |
Speaking specifically about your matters with .. |
| Posted: Wed Feb 23 17:43:23 2011 |
Go to a funeral home and talk about pre-need .. |
| Posted: Wed Feb 23 17:42:02 2011 |
Left money in what capicity
If life insurance .. |
| Posted: Wed Feb 23 17:39:48 2011 |
I see somethings never .. |
| Posted: Wed Feb 23 17:39:10 2011 |
You send the death certificate to the insurance .. |
| Posted: Wed Feb 23 17:35:14 2011 |
Not going to .. |
| Posted: Wed Feb 23 17:34:23 2011 |
Any debts owed to medicaid are taking care of by .. |
| Posted: Wed Feb 2 17:03:51 2011 |
Could be, but insurance companies also .. |
| Posted: Wed Jan 5 15:57:09 2011 |
9 times out of 10 everyone being sued settled out .. |
| Posted: Wed Jan 5 15:56:05 2011 |
This depends on state law and what kind of .. |
| Posted: Wed Jan 5 15:54:23 2011 |
You can do whatever you want. But there's some .. |
| Posted: Wed Jan 5 15:51:51 2011 |
We might be able to help you more, but there's .. |
| Posted: Wed Jan 5 15:49:16 2011 |
Depends on what the doctor says. This is usually .. |
| Posted: Wed Jan 5 15:45:41 2011 |
Yes a prepaid arrangement is most like the best .. |
| Posted: Wed Jan 5 15:42:45 2011 |
As you've been shown cost of a license is on the .. |
| Posted: Wed Jan 5 15:23:16 2011 |
She's got to have solid health (superior) and .. |
| Posted: Sun Dec 19 17:01:17 2010 |
Of course they won't. You and I are an expensive .. |
| Posted: Wed Dec 8 12:05:10 2010 |
Let's sum this up more neatly: being pregnant .. |
| Posted: Wed Dec 8 12:02:02 2010 |
Max, your being a tad harsh (and I think they .. |
| Posted: Wed Dec 8 11:50:45 2010 |
There are several ways to go about this. You .. |
| Posted: Wed Dec 8 11:43:17 2010 |
Uh careful here, in order to receive unemployment .. |
| Posted: Wed Dec 8 11:40:47 2010 |
See the response to this question that was posted .. |
| Posted: Wed Dec 8 11:39:19 2010 |
The best training will likely come from a good .. |
| Posted: Wed Dec 8 11:34:33 2010 |
If he has left you as beneficiary then yes you .. |
| Posted: Tue Dec 7 12:39:23 2010 |
Hope everyone is enjoying the end of the .. |
| Posted: Tue Dec 7 12:33:04 2010 |
If the answer to this question is going to be .. |
| Posted: Tue Dec 7 12:30:39 2010 |
Oh yes, depending on the size of this death .. |
| Posted: Sat Dec 4 23:48:19 2010 |
Health issues:
- Body Build
- Blood .. |
| Posted: Sat Dec 4 23:45:24 2010 |
A three day course enough to become an .. |
| Posted: Sat Dec 4 23:42:09 2010 |
The MIB is the only think close to a registry, .. |
| Posted: Sat Dec 4 23:40:15 2010 |
While it certainly can feel as though the .. |
| Posted: Sat Dec 4 23:30:21 2010 |
Yes, but if you find a attorney who truly .. |
| Posted: Tue Nov 30 18:22:07 2010 |
You're starting an agency and looking for .. |
| Posted: Tue Nov 30 18:20:25 2010 |
Yup, ok... .. |
| Posted: Tue Nov 30 18:19:11 2010 |
Yeah, I'm sure this works perfectly. Becuase .. |
| Posted: Tue Nov 30 18:16:50 2010 |
If the guy is trying to get his due date changed .. |
| Posted: Tue Nov 30 18:14:03 2010 |
and what are you hoping to accomplish by bringing .. |
| Posted: Tue Nov 30 18:10:39 2010 |
Yup, no contesting this, the contract stated the .. |
| Posted: Tue Nov 30 18:07:22 2010 |
and... .. |
| Posted: Wed Nov 24 20:29:53 2010 |
It'll be quite a bit. Also, healthy by medical .. |
| Posted: Wed Nov 24 20:23:37 2010 |
dgoldenz is correct, she's got to have solid, and .. |
| Posted: Wed Nov 24 20:19:08 2010 |
Yup, she should be happy to know that not only is .. |
| Posted: Sun Nov 21 8:10:01 2010 |
Why are you on a forum with us and not on the .. |
| Posted: Sun Nov 21 8:00:26 2010 |
15k is the minimum liability coverage in .. |
| Posted: Sat Nov 13 18:39:45 2010 |
They don't, .. |
| Posted: Sat Nov 13 18:38:20 2010 |
Maybe we don't know for sure that that will .. |
| Posted: Sat Nov 13 18:34:51 2010 |
Calling on people yourself. Online leads are .. |
| Posted: Sat Nov 13 18:32:54 2010 |
If it's irrevocable (as you've appeared to state .. |
| Posted: Sat Nov 13 18:28:54 2010 |
What kind of insurance are you .. |
| Posted: Sat Nov 13 18:28:25 2010 |
In the states you are licensed with an .. |
| Posted: Sat Nov 13 18:27:46 2010 |
No one really. This is like choosing the best of .. |
| Posted: Thu Nov 11 5:50:05 2010 |
Don't assume the career big names will train you .. |
| Posted: Thu Nov 11 5:45:49 2010 |
Individual long term disability insurance Oh .. |
| Posted: Thu Nov 11 5:40:21 2010 |
Again, knowledge is a valuable tool in navigating .. |
| Posted: Thu Nov 11 5:36:34 2010 |
The real story is someone doesn't really know .. |
| Posted: Thu Nov 11 5:30:46 2010 |
Just because the law exists doesn't mean .. |
| Posted: Mon Nov 8 11:29:49 2010 |
depends on what was on the application, a copy of .. |
| Posted: Mon Nov 8 11:20:40 2010 |
Am I the only one that finds it weird that .. |
| Posted: Mon Nov 8 11:17:04 2010 |
Permanent life insurance policies like whole life .. |
| Posted: Mon Nov 8 11:14:16 2010 |
I don't understand why you'd really care about .. |
| Posted: Mon Nov 8 11:08:38 2010 |
If you are unemployed, what short term disability .. |
| Posted: Mon Nov 8 11:06:03 2010 |
What kind of paperwork Being under the age of .. |
| Posted: Mon Nov 8 11:04:22 2010 |
You're going to have to tell her no.
Permanent .. |
| Posted: Thu Nov 4 20:12:03 2010 |
Congrats on your return to the marathon top .. |
| Posted: Thu Nov 4 20:09:58 2010 |
What kind of life insurance policy are we talking .. |
| Posted: Thu Nov 4 20:02:09 2010 |
If he's already terminally ill, no not much that .. |
| Posted: Wed Nov 3 18:21:40 2010 |
but...but...but...WE HAD A WILL!
Sorry, .. |
| Posted: Wed Nov 3 18:19:12 2010 |
While they don't have access to the life .. |
| Posted: Wed Nov 3 18:13:52 2010 |
Statutory limits is the required level of .. |
| Posted: Wed Nov 3 18:09:11 2010 |
Huh What variance in exclusions are you .. |
| Posted: Wed Nov 3 18:04:54 2010 |
It's this sort of thing that makes the industry .. |
| Posted: Wed Nov 3 18:00:59 2010 |
That's sort of a cart hourse issue goody, if the .. |
| Posted: Tue Nov 2 18:04:36 2010 |
Annuitization comes with several .. |
| Posted: Sun Oct 31 20:01:49 2010 |
Exclusion riders are used to remove possible .. |
| Posted: Sun Oct 31 19:53:24 2010 |
AD&D can sometimes be a tough one, and there .. |
| Posted: Sun Oct 31 19:44:15 2010 |
Wait, are we saying there have been fees charges .. |
| Posted: Sun Oct 31 19:40:15 2010 |
Health insurance is likely going to be more .. |
| Posted: Sun Oct 31 19:33:29 2010 |
I'm seconding questioning the "all kinds of .. |
| Posted: Sun Oct 31 19:28:57 2010 |
There's actually a lot of things that could have .. |
| Posted: Sun Oct 31 19:14:55 2010 |
Max, I don't know too many people who refer to .. |
| Posted: Thu Oct 14 20:12:13 2010 |
Max you certainly try hard to educate people, but .. |
| Posted: Fri Oct 8 17:41:57 2010 |
I had a log in problem a few weeks ago, fixed it .. |
| Posted: Fri Oct 8 17:38:44 2010 |
You might be able to find information from the .. |
| Posted: Fri Oct 8 17:36:19 2010 |
This reminds me, I need to track down information .. |
| Posted: Fri Oct 8 17:31:54 2010 |
You need to include it in your divorce decree .. |
| Posted: Thu Sep 30 20:03:35 2010 |
Why would there be a difference between 6 and 7 .. |
| Posted: Thu Sep 30 19:57:41 2010 |
Max,
No doubt, but I think we need to thinking .. |
| Posted: Thu Sep 30 19:53:26 2010 |
In order to be eligible for unemployment .. |
| Posted: Thu Sep 30 19:49:47 2010 |
Probably, depends on the POA. Being beneficiary .. |
| Posted: Thu Sep 30 19:45:29 2010 |
Start out by calling one of the phone numbers .. |
| Posted: Thu Sep 30 19:42:18 2010 |
Some companies pay immediately, and some .. |
| Posted: Sat Sep 25 20:26:47 2010 |
Correct, but you need to full context of that .. |
| Posted: Sat Sep 25 20:24:26 2010 |
I read this to mean that the higher the .. |
| Posted: Sat Sep 25 20:15:01 2010 |
As long as the policy is in force you will have .. |
| Posted: Sat Sep 25 20:12:34 2010 |
Group life most likely. Individual life if he's .. |
| Posted: Sat Sep 25 20:10:31 2010 |
Yup, most were playing with interest .. |
| Posted: Sat Sep 25 20:04:43 2010 |
First let's answer the OP's question:
Probably .. |
| Posted: Thu Sep 23 19:09:53 2010 |
Uh yeah Max, that was not you at your best .. |
| Posted: Thu Sep 23 18:59:32 2010 |
There's nothing wrong with NML illustrating large .. |
| Posted: Thu Sep 23 18:36:23 2010 |
Actually there are stock companies that pay .. |
| Posted: Thu Sep 23 18:23:37 2010 |
Oops, that was a typo "Northwest" .. |
| Posted: Thu Sep 23 18:21:57 2010 |
X2, I've found few companies that were as .. |
| Posted: Mon Sep 20 16:32:28 2010 |
If you live in or around the original colonies, .. |
| Posted: Tue Sep 14 19:59:02 2010 |
Return of excess premium means no taxable event .. |
| Posted: Tue Sep 14 19:49:19 2010 |
If you are on unemployment you wouldn't likely be .. |
| Posted: Tue Sep 14 19:47:23 2010 |
Max,
Look .. |
| Posted: Tue Sep 14 19:40:17 2010 |
Missed the part about her owning it. Strange .. |
| Posted: Tue Sep 14 19:36:53 2010 |
Also, if your agent is talented enough to bring .. |
| Posted: Tue Sep 14 19:36:18 2010 |
Ignore arkeuvmv nonsense, if getting insurance .. |
| Posted: Tue Sep 14 19:31:02 2010 |
Also, if it's not a worksite or group plan how .. |
| Posted: Tue Sep 14 10:49:31 2010 |
You're missing the point, I didn't suggest that .. |
| Posted: Tue Sep 14 6:33:41 2010 |
Your comparing two things that have nothing to do .. |
| Posted: Tue Sep 14 6:26:15 2010 |
So you reject an idea without providing any .. |
| Posted: Mon Sep 13 20:18:04 2010 |
Is she irrevocable beneficiary of the policy If .. |
| Posted: Mon Sep 13 20:11:55 2010 |
No you cannot contest this and hope to win .. |
| Posted: Mon Sep 13 20:02:47 2010 |
Max can answer your questions about fund value, .. |
| Posted: Mon Sep 13 20:00:42 2010 |
Why not design life insurance to be a savings .. |
| Posted: Sun Sep 12 11:21:13 2010 |
This is not a comfortable position to be in. .. |
| Posted: Sun Sep 12 11:14:10 2010 |
That wasn't my point. My point was there's a .. |
| Posted: Sun Sep 12 11:07:21 2010 |
Maybe Max, but I'm pretty sure the P&C .. |
| Posted: Sun Sep 12 11:02:40 2010 |
Time out.
No one said anything about rolling .. |
| Posted: Sun Sep 12 8:21:17 2010 |
Max,
The IRR on my life insurance policy have .. |
| Posted: Sun Sep 12 8:13:07 2010 |
Lots of things wrong here. Here's the deal
- .. |
| Posted: Sun Sep 12 8:07:06 2010 |
It's not so much being named beneficiary, but .. |
| Posted: Wed Sep 8 20:41:26 2010 |
50% It peaked just a little over 90%, and he's .. |
| Posted: Wed Sep 8 20:38:42 2010 |
Probably wise to find both short and long term .. |
| Posted: Wed Sep 8 20:36:47 2010 |
For all said on this issue, nothing has been said .. |
| Posted: Wed Sep 8 20:30:35 2010 |
So here's a bill for mom's funeral costs...what .. |
| Posted: Wed Sep 8 20:24:44 2010 |
Can't believe I forgot to use this, I've .. |
| Posted: Wed Sep 8 20:22:08 2010 |
Any exclusions or limitations would be listed in .. |
| Posted: Wed Sep 8 20:21:23 2010 |
Should be coverable with a final expense policy. .. |
| Posted: Wed Sep 8 20:18:45 2010 |
If you divorce pension benefits or life insurance .. |
| Posted: Mon Sep 6 20:09:50 2010 |
In .. |
| Posted: Mon Sep 6 20:05:15 2010 |
Read off that first one on the list that began .. |
| Posted: Mon Sep 6 20:01:32 2010 |
Chatter on folks, but let's just get to the real .. |
| Posted: Mon Sep 6 19:46:18 2010 |
In order to be eligible for unemployment, you .. |
| Posted: Mon Sep 6 19:43:20 2010 |
An afterthought though. You might find that a .. |
| Posted: Mon Sep 6 19:40:32 2010 |
Or more like casually mention somewhere .. |
| Posted: Mon Sep 6 19:35:05 2010 |
Scientifically women have been regarded as being .. |
| Posted: Mon Sep 6 19:35:04 2010 |
Scientifically women have been regarded as being .. |
| Posted: Mon Sep 6 19:31:08 2010 |
Actually, that may be very difficult to discern .. |
| Posted: Mon Sep 6 19:27:22 2010 |
Not to get all philosophical on you or anything, .. |
| Posted: Mon Sep 6 19:22:39 2010 |
Actually the U.S. justice system would have .. |
| Posted: Mon Sep 6 19:18:16 2010 |
Aaaaauuuuhhhhh, group .. |
| Posted: Mon Aug 30 19:44:05 2010 |
10% of what Overrides can be quotes as a .. |
| Posted: Mon Aug 30 19:39:46 2010 |
Unlikely to effect your license, and probably .. |
| Posted: Mon Aug 30 19:37:49 2010 |
If you suspect these were group policies .. |
| Posted: Mon Aug 30 19:33:11 2010 |
Final expense is what you are classifying, or .. |
| Posted: Mon Aug 30 19:31:59 2010 |
You've most likely come to the wrong place. .. |
| Posted: Sat Aug 21 8:49:04 2010 |
Disability insurance
Some time ago I .. |
| Posted: Sat Aug 21 8:40:31 2010 |
who'd he kill
Applying for SSDI .. |
| Posted: Sat Aug 21 8:31:50 2010 |
That's a strange .. |
| Posted: Sat Aug 21 8:27:26 2010 |
No one can reasonably answer that question in .. |
| Posted: Wed Aug 18 21:13:27 2010 |
Garry is right (holy crap I said it .. |
| Posted: Wed Aug 18 21:05:40 2010 |
I'm very confused by your answer, which might be .. |
| Posted: Wed Aug 18 20:59:40 2010 |
Yeah, as Ins Teacher stated, it doesn't look like .. |
| Posted: Wed Aug 18 20:44:23 2010 |
Actually, now that I think of it, there are .. |
| Posted: Wed Aug 18 20:41:18 2010 |
IRS is contacting you regarding the life .. |
| Posted: Wed Aug 18 20:35:44 2010 |
We can give a general answer since this sort of .. |
| Posted: Wed Aug 18 20:30:17 2010 |
Do you control blood surgar with medicine or diet .. |
| Posted: Wed Aug 18 20:23:08 2010 |
Depends on what state you are in. Your best bet .. |
| Posted: Tue Aug 17 20:46:23 2010 |
Did someone recently get into a fight with .. |
| Posted: Tue Aug 17 20:43:07 2010 |
Ask them what the average premium size is (check .. |
| Posted: Tue Aug 17 20:41:21 2010 |
You mean prospecting on an internet forum doesn't .. |
| Posted: Tue Aug 17 20:39:30 2010 |
Yup .. |
| Posted: Tue Aug 17 20:38:44 2010 |
Am I the only one who looks at this situation and .. |
| Posted: Tue Aug 17 20:35:38 2010 |
Umm...
Give me my g@$&#%n .. |
| Posted: Tue Aug 17 20:33:35 2010 |
Sounds like people in the banking industry are .. |
| Posted: Tue Aug 17 20:29:33 2010 |
Ok here's the deal. Most companies that offer .. |
| Posted: Sat Aug 14 20:08:24 2010 |
There can often times be an AD&D component on .. |
| Posted: Sat Aug 14 20:04:57 2010 |
the MIB (medical information bureau) might be .. |
| Posted: Thu Aug 12 20:28:47 2010 |
He needs to dig out his agent contract and keep .. |
| Posted: Thu Aug 12 20:25:13 2010 |
The calculation for MVA is fixed, but the .. |
| Posted: Thu Aug 12 20:18:34 2010 |
There's simply no way to make a rule of thumb .. |
| Posted: Thu Aug 12 20:13:51 2010 |
No they don't have grounds to contest, and no .. |
| Posted: Thu Aug 12 20:10:22 2010 |
Why would you want just an AD&D policy It's .. |
| Posted: Thu Aug 12 20:07:51 2010 |
Here's the deal, basically none of what you've .. |
| Posted: Thu Aug 12 19:39:24 2010 |
Yeah SGLI service reps may or may not have lots .. |
| Posted: Thu Aug 12 19:36:02 2010 |
I'm assuming you mean beneficiary of her life .. |
| Posted: Tue Aug 10 18:55:40 2010 |
Actually Max, even being U5 (currently not being .. |
| Posted: Tue Aug 10 18:51:26 2010 |
SSDI, you have a 5 month elimination (waiting) .. |
| Posted: Tue Aug 10 18:47:42 2010 |
You are not in a mandatory short term disability .. |
| Posted: Tue Aug 10 18:45:28 2010 |
It's not FDIC insured, but actually there is more .. |
| Posted: Tue Aug 10 18:36:17 2010 |
Yes. But getting a policy will prove difficult. .. |
| Posted: Tue Aug 10 18:34:58 2010 |
Laugh...that was perhaps a bit cold. Truth is, .. |
| Posted: Mon Aug 9 20:58:07 2010 |
Max he's got you here. In fact, FINRA is running .. |
| Posted: Mon Aug 9 20:48:49 2010 |
What state That piece of information is wildly .. |
| Posted: Mon Aug 9 20:46:07 2010 |
Because a lot of lawyers understand the law .. |
| Posted: Mon Aug 9 20:41:00 2010 |
Max, have you ever wondered if maybe you are .. |
| Posted: Mon Aug 9 20:38:32 2010 |
Hahah! And here we even have seasoned vets of .. |
| Posted: Thu Aug 5 18:07:43 2010 |
Warning numerous shameless web site plugs .. |
| Posted: Thu Aug 5 17:41:09 2010 |
Yup 100% of the time. The Will simply recommends .. |
| Posted: Thu Aug 5 17:38:50 2010 |
Max,
You Califon-i-cation of group disability .. |
| Posted: Thu Aug 5 15:10:30 2010 |
Not having to pay taxes would likely be more .. |
| Posted: Thu Aug 5 14:45:46 2010 |
An agent who can assist you. Guide you one what .. |
| Posted: Wed Aug 4 19:37:20 2010 |
Linsco Private Ledger (aka LPL), but NB: if you .. |
| Posted: Wed Aug 4 19:33:54 2010 |
You're correct, I'd say supplement to DI, and .. |
| Posted: Wed Aug 4 19:31:41 2010 |
The answer is yes you can buy Cancer Insurance. .. |
| Posted: Wed Aug 4 19:25:47 2010 |
Usually the answer is no. The salary .. |
| Posted: Wed Aug 4 19:20:45 2010 |
Very difficult to do, but can be done. Here's .. |
| Posted: Wed Aug 4 14:33:56 2010 |
I don't, free CE is free CE .. |
| Posted: Wed Aug 4 14:31:35 2010 |
I think the big story on the expiration of the .. |
| Posted: Wed Aug 4 14:25:01 2010 |
Is the conversion original issue age or attained .. |
| Posted: Wed Aug 4 14:11:28 2010 |
It's a program offered through the insurance .. |
| Posted: Wed Aug 4 14:00:54 2010 |
Happens, what country are you planning on working .. |
| Posted: Wed Aug 4 13:58:41 2010 |
Search the medical information bureau, there is a .. |
| Posted: Tue Aug 3 20:11:27 2010 |
Max has way too much free time hahahahahah! .. |
| Posted: Tue Aug 3 20:06:35 2010 |
hahahah! Wow, Max, a topic you and I can agree .. |
| Posted: Tue Aug 3 14:46:17 2010 |
Max has given you some words of advice, but .. |
| Posted: Tue Aug 3 14:17:25 2010 |
Well, it doesn't take a nobel laureate economist .. |
| Posted: Tue Aug 3 5:14:33 2010 |
Here's the thing, and this isn't some Bernie .. |
| Posted: Sun Aug 1 19:33:53 2010 |
You can apply whenever you want, nothing stops .. |
| Posted: Sun Aug 1 19:31:40 2010 |
Do you have 1 million dollars in assets, or are .. |
| Posted: Sun Aug 1 19:25:41 2010 |
We'll just blame it on how much you hate .. |
| Posted: Sun Aug 1 19:23:44 2010 |
Minor child contingent beneficiary .. |
| Posted: Sun Aug 1 19:20:00 2010 |
I don't know how they do things in .. |
| Posted: Sun Aug 1 19:12:57 2010 |
Yes, but this advice is just the same as .. |
| Posted: Sun Aug 1 7:13:39 2010 |
Correct, if the irrevocable benficiary does not .. |
| Posted: Sat Jul 31 20:18:01 2010 |
There wouldn't be a taxable issue with other .. |
| Posted: Sat Jul 31 20:10:37 2010 |
Maybe, but the rationale I was always given .. |
| Posted: Sat Jul 31 20:06:17 2010 |
The top marginal tax rate when from 95% to .. |
| Posted: Sat Jul 31 19:56:49 2010 |
Precisely, the alternative is not having the .. |
| Posted: Sat Jul 31 19:54:14 2010 |
I would say negative. Agents do not give .. |
| Posted: Sat Jul 31 19:49:54 2010 |
I think Max is giving you high hopes with a 0.05% .. |
| Posted: Sat Jul 31 19:40:36 2010 |
If the beneficiary of the life policy is .. |
| Posted: Fri Jul 30 20:11:40 2010 |
That's a post for a legal forum not an insurance .. |
| Posted: Fri Jul 30 20:09:41 2010 |
No it's not slander or defemation. That would be .. |
| Posted: Fri Jul 30 20:04:20 2010 |
Exactly, my point was that there's no MIB entry .. |
| Posted: Fri Jul 30 20:01:27 2010 |
You can sue the person responsible for burning it .. |
| Posted: Fri Jul 30 19:59:50 2010 |
Missouri, best place to be .. |
| Posted: Fri Jul 30 19:58:50 2010 |
If the beneficiary is irrevocable, they have to .. |
| Posted: Fri Jul 30 19:57:44 2010 |
Find and FMO/IMO that specializes in this and .. |
| Posted: Fri Jul 30 19:55:53 2010 |
Yup sure, but if it's truly trying to educate .. |
| Posted: Fri Jul 30 19:52:52 2010 |
This is correct it's the MIB web site. The .. |
| Posted: Wed Jul 28 18:20:45 2010 |
Exactly, individual disability insurance is .. |
| Posted: Wed Jul 28 18:18:06 2010 |
This one could be a bit tough. Unless you truly .. |
| Posted: Wed Jul 28 18:13:35 2010 |
As Max has said there is a logical insurable .. |
| Posted: Wed Jul 28 18:11:56 2010 |
The like answer is there's nothing to be .. |
| Posted: Wed Jul 28 18:07:10 2010 |
Or go to the hospital and talk to them. Often .. |
| Posted: Wed Jul 28 18:04:27 2010 |
If the policy is not currently in force, you .. |
| Posted: Wed Jul 28 18:02:37 2010 |
Call the insurance company or your agent and they .. |
| Posted: Tue Jul 27 18:55:06 2010 |
I mispoke (types ). It's a life only .. |
| Posted: Mon Jul 26 20:57:30 2010 |
Yup, call them, not .. |
| Posted: Mon Jul 26 20:55:56 2010 |
Actually that was an attempt to answer the .. |
| Posted: Mon Jul 26 20:54:21 2010 |
Well, then perhaps the employer was hoping .. |
| Posted: Mon Jul 26 20:51:05 2010 |
No, all Pru whole life policy holders were .. |
| Posted: Mon Jul 26 20:31:42 2010 |
There's a lot of things to consider in terms of .. |
| Posted: Mon Jul 26 20:25:15 2010 |
This is tough, and a court of law can always .. |
| Posted: Mon Jul 26 20:18:10 2010 |
Actually in all the states I do business .. |
| Posted: Mon Jul 26 20:06:30 2010 |
The question is who was the beneficiary. What .. |
| Posted: Sun Jul 25 20:09:00 2010 |
Ever wonder why you get so many offers from life .. |
| Posted: Sun Jul 25 19:44:06 2010 |
The type that people in their thirties .. |
| Posted: Sun Jul 25 19:42:18 2010 |
It's not legal any .. |
| Posted: Sun Jul 25 19:40:30 2010 |
Heresy! Variable annuities have a place in .. |
| Posted: Sun Jul 25 19:34:36 2010 |
there are a few things in motion here. You are .. |
| Posted: Sun Jul 25 19:21:49 2010 |
There's a big difference between keyman insurance .. |
| Posted: Mon Jul 19 20:10:58 2010 |
(oooohoooo rant alert)
Ok, just saw .. |
| Posted: Mon Jul 19 19:40:26 2010 |
Well, there's two ways to read this person's .. |
| Posted: Sun Jul 18 18:43:23 2010 |
No this could totally be a Maury thing. .. |
| Posted: Sun Jul 18 18:41:24 2010 |
Yup, honey, we're going to need to push that .. |
| Posted: Sun Jul 18 18:36:08 2010 |
To answer your question you can surrender the .. |
| Posted: Fri Jul 16 17:53:26 2010 |
Life .. |
| Posted: Tue Jul 13 10:00:20 2010 |
I was thinking a GUL, do you know of any good .. |
| Posted: Mon Jul 12 19:42:30 2010 |
This doesn't make sense to me. The only two .. |
| Posted: Mon Jul 12 19:38:39 2010 |
If pledging a term policy, it's not exactly the .. |
| Posted: Mon Jul 12 19:36:55 2010 |
I'm confused by what you are trying to prove by .. |
| Posted: Mon Jul 12 18:28:52 2010 |
She can threaten to sue all she wants, it isn't .. |
| Posted: Mon Jul 12 12:24:59 2010 |
What difference would it make if they were .. |
| Posted: Mon Jul 12 11:45:52 2010 |
Not trying to say the guy was an innocent .. |
| Posted: Mon Jul 12 11:33:58 2010 |
Oh we are caught in a terrible rerun. And .. |
| Posted: Mon Jul 12 11:26:01 2010 |
Hmmm, you mean HR doesn't have all the answers .. |
| Posted: Sun Jul 11 18:59:36 2010 |
She paid, and they covered her. If she had .. |
| Posted: Sun Jul 11 18:53:24 2010 |
Well, there are many details we don't know, so .. |
| Posted: Sun Jul 11 18:29:56 2010 |
No not necessarily. Again, without the state's .. |
| Posted: Sun Jul 11 17:08:51 2010 |
He's in good health except....
Need a lot more .. |
| Posted: Sat Jul 10 10:14:05 2010 |
Many B/D's are either restricting the sale .. |
| Posted: Sat Jul 10 10:10:17 2010 |
Many of the major insurance companies will pay .. |
| Posted: Sat Jul 10 10:07:03 2010 |
For clarities sake...
There is no need to have .. |
| Posted: Sat Jul 10 9:52:40 2010 |
Key word from before is usually, as in .. |
| Posted: Sat Jul 10 9:50:14 2010 |
No, earned income does not get to avoid FICA .. |
| Posted: Sat Jul 10 9:40:54 2010 |
Can you work, are you currently looking for work .. |
| Posted: Fri Jul 9 21:35:39 2010 |
It's worth of stated death benefit that the .. |
| Posted: Fri Jul 9 21:33:17 2010 |
Everyone who pays FICA taxes becomes eligible .. |
| Posted: Fri Jul 9 21:28:01 2010 |
Hey, the guy takes care of all the women in his .. |
| Posted: Fri Jul 9 21:26:21 2010 |
Maybe, but my quess is the insurance company .. |
| Posted: Fri Jul 9 21:15:07 2010 |
It's a pension plan with a free health check .. |
| Posted: Fri Jul 9 21:09:13 2010 |
Yup, she can contest all she wants, there's .. |
| Posted: Wed Jul 7 12:42:21 2010 |
Not unless primary, secondary, and tertiary .. |
| Posted: Wed Jul 7 12:39:13 2010 |
The Will is not really going to help you, a .. |
| Posted: Tue Jul 6 16:11:10 2010 |
As insurance teacher stated, unless one of you .. |
| Posted: Tue Jul 6 9:57:16 2010 |
Need a lot more information than this. A quick .. |
| Posted: Tue Jul 6 9:52:14 2010 |
Wait, is this conversation about free life .. |
| Posted: Mon Jul 5 17:07:15 2010 |
Who owned the policy If it was you, slim to none .. |
| Posted: Mon Jul 5 14:34:50 2010 |
This will depend on a few things. First, what .. |
| Posted: Mon Jul 5 7:55:39 2010 |
He can't be the beneficiary of his own .. |
| Posted: Mon Jul 5 7:50:49 2010 |
Sometimes being hard up for money has little to .. |
| Posted: Sun Jul 4 19:50:01 2010 |
You're best best is to speak with the .. |
| Posted: Sun Jul 4 9:06:17 2010 |
The short over simplified answer to this .. |
| Posted: Sun Jul 4 9:03:45 2010 |
Absolutely they will deny based on obesity, .. |
| Posted: Sun Jul 4 9:00:05 2010 |
@SD charger: no insurance company is going to .. |
| Posted: Sun Jul 4 8:47:52 2010 |
And they love stealing dead people's identity. .. |
| Posted: Fri Jul 2 15:29:52 2010 |
Go back to court, the attorneys love .. |
| Posted: Fri Jul 2 8:26:12 2010 |
Awww .. |
| Posted: Fri Jul 2 8:24:07 2010 |
Oops, should have put in *if you are looking to .. |
| Posted: Fri Jul 2 8:20:05 2010 |
You can buy private insurance and name them as .. |
| Posted: Fri Jul 2 8:15:17 2010 |
This is why we use guaranteed increase options .. |
| Posted: Thu Jul 1 19:05:16 2010 |
Social security disability has a 5 months waiting .. |
| Posted: Thu Jul 1 18:55:56 2010 |
Careful you are preparing the GUL guys for their .. |
| Posted: Thu Jul 1 16:42:53 2010 |
What's the IRR on death benefit on the SGUL in .. |
| Posted: Thu Jul 1 16:37:44 2010 |
It's possible that in 10 years there would be .. |
| Posted: Thu Jul 1 16:24:28 2010 |
You are a citizen of what country Fiance is a .. |
| Posted: Thu Jul 1 10:47:25 2010 |
Now let's plug whole life insurance!
For her .. |
| Posted: Thu Jul 1 10:37:56 2010 |
A quick point of clarification, I mentioned a .. |
| Posted: Thu Jul 1 8:00:57 2010 |
. OP was entitled to a $300k payout of which she .. |
| Posted: Thu Jul 1 7:23:52 2010 |
Usually these types of policies are return of .. |
| Posted: Wed Jun 30 20:57:28 2010 |
Your resource is the policy. Insurance contracts .. |
| Posted: Wed Jun 30 20:52:59 2010 |
You can look it up at the MIB, medical .. |
| Posted: Wed Jun 30 20:42:56 2010 |
Hmm a few thoughts.
A $300k payout does not .. |
| Posted: Wed Jun 30 19:54:36 2010 |
The last theory I had bounced off the wall .. |
| Posted: Wed Jun 30 19:50:39 2010 |
Apparently my computer hates me so I'll continue .. |
| Posted: Wed Jun 30 19:36:52 2010 |
Lot's of questions.
First, what is Mom's .. |
| Posted: Wed Jun 30 19:19:33 2010 |
I'm kind of skeptical here, but I'll assume this .. |
| Posted: Fri Jun 25 16:27:24 2010 |
You better check all the potential health issues .. |
| Posted: Fri Jun 25 16:21:23 2010 |
Yes it seems as though you are more concerned .. |
| Posted: Fri Jun 25 16:17:51 2010 |
Life insurance policies have a free look, 14 days .. |
| Posted: Fri Jun 25 16:11:42 2010 |
Time to go back to court and tell them you can't .. |
| Posted: Tue Jun 22 18:00:27 2010 |
But why do they have to be gimmicks I understand .. |
| Posted: Tue Jun 22 17:30:23 2010 |
You could also potentially use a fixed annuity. .. |
| Posted: Tue Jun 22 17:26:45 2010 |
Yeah that was my understanding.
To the .. |
| Posted: Mon Jun 21 20:30:12 2010 |
Um, you pay a premium to indemnify a certain .. |
| Posted: Mon Jun 21 20:24:47 2010 |
No you cannot sign up for disability insurance. .. |
| Posted: Mon Jun 21 20:14:08 2010 |
Why write letters when you can call a customer .. |
| Posted: Mon Jun 21 20:10:10 2010 |
There's not nearly enough information here to .. |
| Posted: Mon Jun 21 19:36:35 2010 |
INS Teacher, you have a point in that I assumed .. |
| Posted: Mon Jun 21 19:22:25 2010 |
No, if taking a loan against a life policy or .. |
| Posted: Mon Jun 21 19:20:02 2010 |
And I'm sure if people are doubting their .. |
| Posted: Mon Jun 21 19:17:55 2010 |
Whoa, whoa, wait a minute. Yes it's true .. |
| Posted: Mon Jun 21 19:12:28 2010 |
(sigh)
If I were a retired or perhaps soon to .. |
| Posted: Sat Jun 19 20:35:01 2010 |
Ummm, usually life insurance companies don't send .. |
| Posted: Sat Jun 19 20:31:18 2010 |
Traditionally none. Key man policies are not .. |
| Posted: Sat Jun 19 20:29:05 2010 |
Huh If the employer is the sole beneficiary, .. |
| Posted: Sat Jun 19 20:24:47 2010 |
What you are looking for cannot be answered here. .. |
| Posted: Tue Jun 15 18:47:08 2010 |
Funeral directos can sell burial insurance, and .. |
| Posted: Wed Jun 9 20:23:32 2010 |
There are three different factors that go into .. |
| Posted: Wed Jun 9 19:36:15 2010 |
You posted mom's social security number in an .. |
| Posted: Wed Jun 9 19:34:13 2010 |
Depending on the rates of the SPIA, a better .. |
| Posted: Wed Jun 9 19:22:24 2010 |
Is there a will If not, he can wait for the .. |
| Posted: Mon Jun 7 19:15:40 2010 |
in .. |
| Posted: Mon May 31 19:40:47 2010 |
How old is the Will and Divorce Decree Depending .. |
| Posted: Mon May 31 18:32:43 2010 |
Potentially. Who is the beneficiary in the life .. |
| Posted: Mon May 31 18:27:20 2010 |
It's not true, they will cover infants. They .. |
| Posted: Thu May 27 19:26:03 2010 |
No, you have to be the person to cancel. The .. |
| Posted: Thu May 27 19:24:04 2010 |
Sue him or her.
Or ask the agent for the .. |
| Posted: Thu May 27 19:21:37 2010 |
Seen it happen many times. Siblings aren't .. |
| Posted: Thu May 27 8:25:42 2010 |
Guaranteed issue would mean not only can the .. |
| Posted: Thu May 27 8:22:05 2010 |
The MIB is one place to look to a look up. But .. |
| Posted: Thu May 27 8:18:28 2010 |
It's a percentage of the actual bill for which .. |
| Posted: Wed May 26 20:22:36 2010 |
The easiest way to get this answer to is to .. |
| Posted: Wed May 26 20:15:54 2010 |
No, a dividend is a return of premium; this .. |
| Posted: Wed May 26 10:35:09 2010 |
It's likely a no no, especially if you are new. .. |
| Posted: Wed May 26 10:33:39 2010 |
Ummm, or you could just create your own agency, .. |
| Posted: Wed May 26 10:31:12 2010 |
Yes but there are a lot of different products out .. |
| Posted: Wed May 26 10:28:29 2010 |
What kind of insurance are we talking .. |
| Posted: Wed May 26 10:25:50 2010 |
In my state, you cannot register a car .. |
| Posted: Wed May 26 10:21:13 2010 |
A life settlement comes with a lot of conditions .. |
| Posted: Wed May 26 10:17:15 2010 |
That's not entirely accurate. UL based .. |
| Posted: Wed May 26 10:05:00 2010 |
Really I mean really
That has to be one of .. |
| Posted: Wed May 26 9:37:30 2010 |
Depends on the state you are in and what kind of .. |
| Posted: Tue May 25 20:12:13 2010 |
Anyone who thinks they have a claim to it in most .. |
| Posted: Tue May 25 20:06:27 2010 |
Going to depend in large part on the state. .. |
| Posted: Tue May 25 20:04:38 2010 |
This one is kind of tough, usually a case by case .. |
| Posted: Tue May 25 20:01:21 2010 |
Life insurance would not be included if there are .. |
| Posted: Tue May 25 19:56:40 2010 |
Who owns the .. |
| Posted: Tue May 25 19:50:36 2010 |
Are you looking to hire an insurance agent to .. |
| Posted: Tue May 25 19:48:30 2010 |
Providing there aren't creditors to the .. |
| Posted: Tue May 25 19:44:01 2010 |
Haaa! Now that's working an old recycled lead if .. |
| Posted: Tue May 25 19:42:30 2010 |
As fal...etc. has stated, not all contracts will .. |
| Posted: Tue May 25 19:37:49 2010 |
Yes, income and capital gain tax free.
Not .. |
| Posted: Tue May 25 19:36:12 2010 |
Bascially burial insurance. Not a choice if you .. |
| Posted: Tue May 25 19:31:02 2010 |
Most likely event is, the money is supposed to go .. |
| Posted: Tue May 25 19:26:54 2010 |
So does the divorce decree stipulate the transfer .. |
| Posted: Tue May 25 19:20:46 2010 |
This will--depending on the coverage--depend in .. |
| Posted: Tue May 25 19:18:14 2010 |
New York Life is not an IMO. You don't .. |
| Posted: Tue May 25 19:14:44 2010 |
There's a lot of odd things going on here, but to .. |
| Posted: Tue May 25 19:06:18 2010 |
Yup, you need cash value in order to pledge for .. |
| Posted: Tue May 25 19:04:17 2010 |
Congratulations to Lori, and Trench--a little .. |
| Posted: Tue May 25 19:03:21 2010 |
Haaa! And there wasn't a comeback in April, .. |
| Posted: Wed May 5 19:46:51 2010 |
oh look back just in time to .. |
| Posted: Wed May 5 19:43:05 2010 |
Insurable interest is only required at issue of .. |
| Posted: Wed May 5 19:36:27 2010 |
There is no requirement to tell someone that a .. |
| Posted: Wed May 5 19:32:42 2010 |
A few considerations, mostly having to do with .. |
| Posted: Wed May 5 19:28:59 2010 |
While I agree that his does happen. I think .. |
| Posted: Mon Apr 26 20:17:32 2010 |
Wills are public documents, there's a warning .. |
| Posted: Sun Apr 18 19:45:51 2010 |
No, not exactly, IRAs and Trusts are not FDIC .. |
| Posted: Sun Apr 18 19:42:34 2010 |
Beyond the question Lori has asked, what type of .. |
| Posted: Sun Apr 18 19:34:30 2010 |
The issue is this. Despite what some document .. |
| Posted: Tue Apr 13 20:59:16 2010 |
No not entirely necessary, but would to place .. |
| Posted: Tue Apr 13 20:56:12 2010 |
No no no no no no no NO, there is no government .. |
| Posted: Tue Apr 13 20:48:45 2010 |
Yes, as Lori has stated if she is the sole .. |
| Posted: Tue Apr 13 20:45:09 2010 |
That's a question for the unemployment office. .. |
| Posted: Tue Apr 13 20:40:46 2010 |
What money This isn't a question for us, it's a .. |
| Posted: Tue Apr 13 20:37:15 2010 |
She has to change her beneficiary to you. If she .. |
| Posted: Mon Apr 5 19:11:04 2010 |
You should be eligible for COBRA, which will .. |
| Posted: Mon Apr 5 19:07:24 2010 |
And that questions .. |
| Posted: Mon Apr 5 19:06:29 2010 |
If matured, there shouldn't be a need to .. |
| Posted: Mon Apr 5 19:05:08 2010 |
No, once in a nursing home you've pretty much .. |
| Posted: Sat Apr 3 17:27:07 2010 |
Should be able to, check with your states .. |
| Posted: Sat Apr 3 17:24:40 2010 |
With that sort of return it's got to be a .. |
| Posted: Sat Apr 3 17:14:12 2010 |
slacked off a bit this month .. |
| Posted: Thu Apr 1 18:48:08 2010 |
Next will be a 300 post debate about direct .. |
| Posted: Thu Apr 1 18:46:03 2010 |
The policies' complications aren't nearly as big .. |
| Posted: Thu Apr 1 16:58:39 2010 |
Good for you, withholding the funds was a crock, .. |
| Posted: Tue Mar 23 20:59:19 2010 |
No worries, Barak Obama's health care plan will .. |
| Posted: Tue Mar 23 20:55:47 2010 |
Fines, fees, and tax increases. And when that .. |
| Posted: Tue Mar 23 20:51:23 2010 |
According to Obamacare: Yes He Can!
.. |
| Posted: Tue Mar 23 20:45:47 2010 |
Try zero. There's not an insurance company I'm .. |
| Posted: Tue Mar 23 20:41:38 2010 |
These are both legal questions not insurance .. |
| Posted: Tue Mar 23 20:39:39 2010 |
No, you should be covered under their insurance. .. |
| Posted: Tue Mar 23 20:36:11 2010 |
Gap insurance anyone
To answer your original .. |
| Posted: Tue Mar 23 20:31:39 2010 |
Carefull this comment isn't completely true. .. |
| Posted: Tue Mar 23 20:26:24 2010 |
Not really. This idea that companies buy .. |
| Posted: Sat Mar 20 19:38:37 2010 |
You can get a disability insurance policy with as .. |
| Posted: Sat Mar 20 19:33:22 2010 |
I have no idea what this means with respect .. |
| Posted: Thu Mar 18 7:31:43 2010 |
None of the suggestions made so far really .. |
| Posted: Thu Mar 18 7:26:56 2010 |
Yes possibly, but since most OE policies .. |
| Posted: Thu Mar 18 7:21:11 2010 |
Life insurance after retirement .. |
| Posted: Thu Mar 18 7:16:25 2010 |
Natural beneficiary or not, the life insurance .. |
| Posted: Tue Mar 16 20:07:22 2010 |
You're going to have to elaborate more on what .. |
| Posted: Tue Mar 16 20:05:41 2010 |
There are two types of policies that business .. |
| Posted: Tue Mar 16 19:56:26 2010 |
You go to your financial advisor and ask, .. |
| Posted: Tue Mar 16 19:54:44 2010 |
Indemnity benefit, cost of living adjustment .. |
| Posted: Tue Mar 16 19:51:50 2010 |
No, that's why they can't deduct the premiums .. |
| Posted: Tue Mar 16 19:50:37 2010 |
You can use the MIB (medical information bureau) .. |
| Posted: Tue Mar 16 19:48:40 2010 |
These are questions that are best addressed .. |
| Posted: Tue Mar 16 19:43:32 2010 |
It might be, no one can really give you a rule of .. |
| Posted: Tue Mar 16 19:41:22 2010 |
What benefits How would it effect them If it's .. |
| Posted: Tue Mar 16 19:40:08 2010 |
The life insurance contract itself remains .. |
| Posted: Tue Mar 16 19:37:45 2010 |
I'm having trouble following this. You said .. |
| Posted: Tue Mar 16 19:35:30 2010 |
Haaa @bestrates and dgoldenz
To the original .. |
| Posted: Tue Mar 16 19:32:22 2010 |
As Steven pointed out ROP generally refers to .. |
| Posted: Tue Mar 16 19:25:53 2010 |
Yup, standard two year suicide .. |
| Posted: Tue Mar 16 19:24:16 2010 |
Me thinks this is a leading question. Who .. |
| Posted: Fri Mar 12 19:35:37 2010 |
Define difficult. What you might find difficult, .. |
| Posted: Fri Mar 12 19:30:37 2010 |
This isn't an insurance company issue. This is a .. |
| Posted: Thu Mar 11 18:44:47 2010 |
And let's be clear when we say 60%, we are .. |
| Posted: Thu Mar 11 18:41:51 2010 |
Yup.
There are a few strategies that you could .. |
| Posted: Wed Mar 10 19:18:27 2010 |
The insurance company will pay whomever you list .. |
| Posted: Wed Mar 10 6:31:54 2010 |
Yup, and my opnion the worst of them all. .. |
| Posted: Tue Mar 9 18:11:02 2010 |
Be careful and know that simply being independent .. |
| Posted: Tue Mar 9 18:07:49 2010 |
Modified own occ coverage means you are .. |
| Posted: Tue Mar 9 18:03:05 2010 |
The odds of a male worker becoming sick or .. |
| Posted: Tue Mar 9 17:51:49 2010 |
At 70.5 years old you have to begin to take a .. |
| Posted: Tue Mar 9 17:44:27 2010 |
Unless Canadian law has a different view on the .. |
| Posted: Sat Mar 6 15:04:46 2010 |
Portion of death benefit that is paid up and .. |
| Posted: Sat Mar 6 15:03:16 2010 |
*Grabs the popcorn*
Looks like we're getting .. |
| Posted: Fri Mar 5 6:46:27 2010 |
And another person who ignored putting their .. |
| Posted: Fri Mar 5 6:39:30 2010 |
Wait, wiat, wait! If the mother-in-law owns the .. |
| Posted: Fri Mar 5 6:31:03 2010 |
Location of the insurance company wouldn't .. |
| Posted: Wed Mar 3 19:28:12 2010 |
Thanks .. |
| Posted: Wed Mar 3 19:26:23 2010 |
If your wife died Friday afternoon, do you think .. |
| Posted: Wed Mar 3 19:23:52 2010 |
What do you mean by hard to manage Do you have .. |
| Posted: Wed Mar 3 19:21:44 2010 |
Why not hit them up for more money as a result of .. |
| Posted: Sun Feb 28 15:59:52 2010 |
Don't know, but the way you've described it .. |
| Posted: Sat Feb 27 20:48:53 2010 |
Filing for unemployment isn't necessary. You .. |
| Posted: Fri Feb 26 6:13:17 2010 |
It could be the case where the primarily .. |
| Posted: Fri Feb 26 6:06:44 2010 |
I've seen this issue before. Company has an .. |
| Posted: Tue Feb 23 7:11:16 2010 |
Paying for licensing and being reimbursed is .. |
| Posted: Mon Feb 22 18:15:22 2010 |
Yes you can. Alternatively, you might just want .. |
| Posted: Mon Feb 22 18:12:55 2010 |
Sometimes they kind of have to...vul .. |
| Posted: Mon Feb 22 18:10:14 2010 |
Depends on the country of origin. Last year a .. |
| Posted: Mon Feb 22 18:06:33 2010 |
So that explains everything...your an accountant .. |
| Posted: Mon Feb 22 17:55:47 2010 |
Who is "them" The Will will have no .. |
| Posted: Mon Feb 22 17:50:52 2010 |
It's possible to get coverage from a U.S. carrier .. |
| Posted: Mon Feb 22 17:49:31 2010 |
This is a tough one. The likely result it that .. |
| Posted: Sat Feb 20 19:49:04 2010 |
So why didn't you put the money into CD's 30 .. |
| Posted: Sat Feb 20 19:39:56 2010 |
This depends on what type of policy you have. .. |
| Posted: Sat Feb 20 19:36:22 2010 |
I can only imagine what your sales presentation .. |
| Posted: Sat Feb 20 19:34:47 2010 |
Nope, I think you are confusing an endowment .. |
| Posted: Fri Feb 19 16:41:15 2010 |
I hope a time can come in the future when .. |
| Posted: Fri Feb 19 5:44:32 2010 |
Oh one more point, lapsing the policy wasn't .. |
| Posted: Fri Feb 19 5:37:12 2010 |
The Rock strikes again. Actually, I think this .. |
| Posted: Thu Feb 18 19:24:16 2010 |
Hmmmm, lets just randomly pick a color...I choose .. |
| Posted: Thu Feb 18 19:21:32 2010 |
Again, you truly don't understand the design of .. |
| Posted: Thu Feb 18 7:32:41 2010 |
Did a quick look up of their contracts and don't .. |
| Posted: Thu Feb 18 7:22:10 2010 |
Absolutely, that way the premium will be much .. |
| Posted: Thu Feb 18 7:17:32 2010 |
Does your brother have a family (heirs) A Will .. |
| Posted: Thu Feb 18 7:14:59 2010 |
I'm not so sure your understanding of key man .. |
| Posted: Thu Feb 18 7:00:24 2010 |
Is it possible that the supplemental you speak of .. |
| Posted: Tue Feb 16 13:25:53 2010 |
We would need a little more specificity before .. |
| Posted: Tue Feb 16 13:24:16 2010 |
As Veronica has pointed out, your best bet is to .. |
| Posted: Tue Feb 16 13:20:03 2010 |
Ummm, unless there is some law that states .. |
| Posted: Tue Feb 16 13:15:00 2010 |
For educational purposes, JES 1958 has current .. |
| Posted: Tue Feb 16 13:08:35 2010 |
Yup, as investigator has pointed out, you've .. |
| Posted: Mon Feb 15 18:13:47 2010 |
Yes, the state of Florida is great about this, .. |
| Posted: Mon Feb 15 7:29:23 2010 |
It'll be tough, especially if I'm correct in .. |
| Posted: Mon Feb 15 7:26:25 2010 |
How many people does your wife have employed at .. |
| Posted: Mon Feb 15 7:24:26 2010 |
Usually this is the accelerated benefit rider, .. |
| Posted: Mon Feb 15 7:21:02 2010 |
Exactly, contact the agent or insurance company .. |
| Posted: Sun Feb 14 19:17:35 2010 |
So let's try again, and let's not make it about .. |
| Posted: Sun Feb 14 19:13:57 2010 |
As Lori stated just because there was legal .. |
| Posted: Sat Feb 13 5:28:10 2010 |
You and I both know there is a difference .. |
| Posted: Fri Feb 12 6:22:15 2010 |
Hahah, take whole life insurance, remove all the .. |
| Posted: Thu Feb 11 8:08:01 2010 |
Thanks .. |
| Posted: Thu Feb 11 7:39:22 2010 |
It's a process called laddering which takes .. |
| Posted: Thu Feb 11 7:31:51 2010 |
Yup, I have that conversation with people all the .. |
| Posted: Wed Feb 10 19:47:11 2010 |
Yup, as insurance expert has said, ignore the .. |
| Posted: Wed Feb 10 19:44:43 2010 |
Haaa, make a few posts questioning just how super .. |
| Posted: Wed Feb 10 19:36:05 2010 |
Since you're not securities licensed, I suppose .. |
| Posted: Tue Feb 9 18:23:39 2010 |
If this person is looking at Variable universal .. |
| Posted: Mon Feb 8 18:39:53 2010 |
You are most likely looking for a testamentary .. |
| Posted: Mon Feb 8 18:37:37 2010 |
Ok, if you say .. |
| Posted: Mon Feb 8 18:35:55 2010 |
Removing money from a pension opens it up to .. |
| Posted: Mon Feb 8 18:32:22 2010 |
The money isn't insured, the guarantees on .. |
| Posted: Sun Feb 7 14:44:38 2010 |
You cannot use the word "investment" if .. |
| Posted: Sun Feb 7 14:38:22 2010 |
So much so I haven't been able to sleep at night .. |
| Posted: Sun Feb 7 14:35:22 2010 |
Nope actually I would tell anyone with a pension .. |
| Posted: Sun Feb 7 14:26:58 2010 |
Yup, because the evil securities industry just .. |
| Posted: Sun Feb 7 14:16:35 2010 |
The first claim from them was they wouldn't pay .. |
| Posted: Sat Feb 6 19:52:17 2010 |
They could revoke benefits moving foward. It .. |
| Posted: Sat Feb 6 19:46:28 2010 |
As Max said, your mother's situation is not .. |
| Posted: Sat Feb 6 19:40:28 2010 |
No, they will pay you as the beneficiary. Why do .. |
| Posted: Sat Feb 6 19:37:49 2010 |
HAHAHAH! Sorry I don't woo you quite as much as .. |
| Posted: Fri Feb 5 21:41:17 2010 |
So one registered rep sold a bad annuity to a .. |
| Posted: Fri Feb 5 8:33:26 2010 |
Nah it's not out of tune. Think about some of .. |
| Posted: Thu Feb 4 19:14:37 2010 |
It'll be pricey and difficult, good health or .. |
| Posted: Thu Feb 4 19:11:20 2010 |
Really, how old are .. |
| Posted: Thu Feb 4 14:42:26 2010 |
I'm not trying to be smug here, but I think this .. |
| Posted: Thu Feb 4 14:36:59 2010 |
Tell .. |
| Posted: Thu Feb 4 14:31:37 2010 |
I know, I just love the constant back and forth .. |
| Posted: Thu Feb 4 11:33:08 2010 |
Yeah I know what you mean, but I could also .. |
| Posted: Thu Feb 4 11:13:26 2010 |
Again, I don't think the question most of us .. |
| Posted: Thu Feb 4 11:10:38 2010 |
Right, but there's no reason for more than one .. |
| Posted: Thu Feb 4 11:02:22 2010 |
No, this is why group insurance is considered .. |
| Posted: Wed Feb 3 20:37:48 2010 |
Why would everyone file a claim All that needs .. |
| Posted: Wed Feb 3 20:36:14 2010 |
Really, so if the insured dies does the .. |
| Posted: Wed Feb 3 13:54:56 2010 |
I also had a record breaking month in terms of .. |
| Posted: Wed Feb 3 13:51:55 2010 |
What kind of insurance There's all sort of .. |
| Posted: Wed Feb 3 13:50:33 2010 |
The language you are using looks like P&C .. |
| Posted: Wed Feb 3 13:48:26 2010 |
Get ready for a lot of work. P&C seems .. |
| Posted: Wed Feb 3 13:39:33 2010 |
Definitely listen to the advice you've been given .. |
| Posted: Wed Feb 3 13:35:33 2010 |
Your agent will do you no favors in making this .. |
| Posted: Tue Feb 2 19:12:16 2010 |
I'm confused by what you mean by calculating the .. |
| Posted: Tue Feb 2 19:09:48 2010 |
Suggestion number one: don't buy it.
It's .. |
| Posted: Tue Feb 2 19:05:40 2010 |
Do your research, you'll soon learn that a fixed .. |
| Posted: Tue Feb 2 19:00:37 2010 |
It's doable, but sounds like a bad idea. Why .. |
| Posted: Tue Feb 2 18:58:52 2010 |
Good to hear, hopefully soon you and your .. |
| Posted: Tue Feb 2 6:38:52 2010 |
Thanks for the update, let us know how it .. |
| Posted: Tue Feb 2 6:36:36 2010 |
There's tons, it's hard to throw out all the .. |
| Posted: Tue Feb 2 6:33:45 2010 |
Not burial insurance, there's no insurance .. |
| Posted: Tue Feb 2 6:31:13 2010 |
Because you don't understand .. |
| Posted: Mon Feb 1 18:20:07 2010 |
Details are a tad vague here. We can help guide .. |
| Posted: Mon Feb 1 18:14:23 2010 |
Will won't matter. The only chance she'd have at .. |
| Posted: Mon Feb 1 14:45:23 2010 |
Why .. |
| Posted: Mon Feb 1 14:42:35 2010 |
I took this to mean they were listed at 50% .. |
| Posted: Mon Feb 1 14:39:02 2010 |
Carefull here...
Even thought interest rates .. |
| Posted: Mon Feb 1 14:36:05 2010 |
Your state's specific guaranty fund will cover .. |
| Posted: Mon Feb 1 14:30:48 2010 |
I think the core of your questions is should you .. |
| Posted: Mon Feb 1 14:20:25 2010 |
Were you always 50% beneficiaries How old were .. |
| Posted: Mon Feb 1 14:13:14 2010 |
Is it a prepaid arrangement or is it burial .. |
| Posted: Sun Jan 31 17:25:15 2010 |
The truthful answer to this question is not .. |
| Posted: Sun Jan 31 17:22:41 2010 |
Depends on the insurer and the situation. .. |
| Posted: Sun Jan 31 6:25:23 2010 |
Insurance company didn't pay because she smoked .. |
| Posted: Sun Jan 31 6:21:22 2010 |
Are we taking about cash in a home At a business .. |
| Posted: Sun Jan 31 6:18:42 2010 |
Find a new policy first. Continuous .. |
| Posted: Sat Jan 30 15:06:10 2010 |
In what .. |
| Posted: Sat Jan 30 15:01:48 2010 |
We should clarify new vs. used. New is an .. |
| Posted: Sat Jan 30 14:52:58 2010 |
Is it a hope that did have, or is there something .. |
| Posted: Sat Jan 30 14:47:09 2010 |
The process by state law usually involves .. |
| Posted: Fri Jan 29 11:43:55 2010 |
Why all the ranting and absolutism Is it really .. |
| Posted: Tue Jan 26 18:04:02 2010 |
Not about to explain all the facets of possible .. |
| Posted: Tue Jan 26 18:01:39 2010 |
Relationship to the owner does not dictate how .. |
| Posted: Tue Jan 26 17:59:52 2010 |
As stated the benefit will go to the named .. |
| Posted: Tue Jan 26 17:57:13 2010 |
Since you state the policy is on you my guess is .. |
| Posted: Mon Jan 25 21:09:25 2010 |
Very interesting. So we have evidence that 40% .. |
| Posted: Mon Jan 25 21:00:08 2010 |
Consult a bankruptcy attorney, but be wary. Why .. |
| Posted: Mon Jan 25 20:55:30 2010 |
If it's a group plan there is no underwriting so .. |
| Posted: Mon Jan 25 20:53:00 2010 |
Usually it's part of the application process. .. |
| Posted: Mon Jan 25 20:50:54 2010 |
I don't understand why there would be a claim .. |
| Posted: Mon Jan 25 20:49:04 2010 |
That, and there must be other independent B/Ds .. |
| Posted: Mon Jan 25 20:47:02 2010 |
Good thing I don't have a checking account with .. |
| Posted: Mon Jan 25 20:43:03 2010 |
Insurance expert brings up a good point. Many .. |
| Posted: Mon Jan 25 20:37:33 2010 |
As has been stated, if this is a cash value .. |
| Posted: Sun Jan 24 16:50:35 2010 |
I once told at&t they should let me use my .. |
| Posted: Sun Jan 24 16:40:45 2010 |
Interesting, the approved list I have are all .. |
| Posted: Sun Jan 24 16:35:08 2010 |
Comparison in what .. |
| Posted: Fri Jan 22 20:36:41 2010 |
The phone, if you pick it up and dial it, all .. |
| Posted: Fri Jan 22 20:34:43 2010 |
Yes, that makes sense, my post was kind of a rash .. |
| Posted: Fri Jan 22 14:06:11 2010 |
I don't know if I'd spend a lot of time reminding .. |
| Posted: Fri Jan 22 14:00:05 2010 |
There was a long fight about this in the life .. |
| Posted: Fri Jan 22 13:58:27 2010 |
If there's no ILIT, there's no point in applying. .. |
| Posted: Fri Jan 22 13:57:03 2010 |
Agreed for the most part, an attempt at playing .. |
| Posted: Thu Jan 21 20:41:06 2010 |
Here's a great moment for an economics lesson. .. |
| Posted: Thu Jan 21 20:14:50 2010 |
What if I don't want the deduction but I've .. |
| Posted: Thu Jan 21 13:02:26 2010 |
Yup poor choice of words, jointly held = jointly .. |
| Posted: Thu Jan 21 7:15:03 2010 |
Second to die policy is a policy that pays a .. |
| Posted: Thu Jan 21 7:02:08 2010 |
The annuity is an investment with certain tax .. |
| Posted: Wed Jan 20 13:14:55 2010 |
Hi, and .. |
| Posted: Wed Jan 20 13:12:15 2010 |
They weren't post tax dollars. The FICA tax and .. |
| Posted: Wed Jan 20 13:05:06 2010 |
Not sure what this is in reference to but .. |
| Posted: Wed Jan 20 7:46:02 2010 |
The ratings are for insurance companies, not the .. |
| Posted: Wed Jan 20 7:44:05 2010 |
Me personally, $1,000.
As for the second .. |
| Posted: Wed Jan 20 7:38:07 2010 |
To address the question about the funeral home if .. |
| Posted: Wed Jan 20 7:31:43 2010 |
They are, same tables. This means the .. |
| Posted: Wed Jan 20 7:29:11 2010 |
Yes, but there are few caveats. First, any cash .. |
| Posted: Tue Jan 19 19:50:10 2010 |
Possibly, but then the insurance carrier .. |
| Posted: Tue Jan 19 19:44:06 2010 |
If you find a reliable source let me know as I've .. |
| Posted: Tue Jan 19 6:16:44 2010 |
And therein lies the fundemental rule behind the .. |
| Posted: Tue Jan 19 6:14:28 2010 |
The broker and the insurance company have less .. |
| Posted: Tue Jan 19 6:01:18 2010 |
Careful, this only holds true to a certain .. |
| Posted: Tue Jan 19 5:54:15 2010 |
LE tables are the mortality tables which were .. |
| Posted: Mon Jan 18 18:31:58 2010 |
Superior Access does commercial lines, they are .. |
| Posted: Mon Jan 18 18:29:26 2010 |
Yup, all you have to do is buy $300 worth of .. |
| Posted: Mon Jan 18 18:26:06 2010 |
And now we understand a little better the reason .. |
| Posted: Mon Jan 18 18:21:51 2010 |
Usually the same as the FYC (first year .. |
| Posted: Mon Jan 18 18:18:31 2010 |
Actually by look at policies I meant review .. |
| Posted: Mon Jan 18 18:11:20 2010 |
One is acting as an agent when they represent the .. |
| Posted: Mon Jan 18 18:02:55 2010 |
Guaranteed rate of indexed annuity < .. |
| Posted: Mon Jan 18 17:48:22 2010 |
Hmm, I remember being of that opinion--to a less .. |
| Posted: Mon Jan 18 14:45:10 2010 |
A. L. Williams...remind me...he's the one who .. |
| Posted: Mon Jan 18 14:41:24 2010 |
Irrevocable loss that would prevent you from .. |
| Posted: Mon Jan 18 14:39:12 2010 |
Fix annuities are much safer than indexed .. |
| Posted: Mon Jan 18 14:36:05 2010 |
You cannot be the beneficiary if the insurance .. |
| Posted: Mon Jan 18 14:27:32 2010 |
Look I'm not even able to spell you're correctly, .. |
| Posted: Mon Jan 18 10:43:29 2010 |
It's not just a matter of getting licensed. It .. |
| Posted: Mon Jan 18 10:29:29 2010 |
Maxherr,
Are you suggesting that for an .. |
| Posted: Mon Jan 18 10:25:53 2010 |
Guest1,
I understand your point that if I'm .. |
| Posted: Sun Jan 17 15:05:33 2010 |
Yes, I'm such a con artists. Why don't you .. |
| Posted: Sun Jan 17 15:02:11 2010 |
Well, I suppose sdkra isn't a big fan of my work. .. |
| Posted: Sun Jan 17 14:45:48 2010 |
That's a question that would most likely require .. |
| Posted: Sat Jan 16 17:30:35 2010 |
Listen, the underwriters isn't going to adjust .. |
| Posted: Sat Jan 16 17:23:18 2010 |
Yes, asking them is probably the best course of .. |
| Posted: Sat Jan 16 17:20:59 2010 |
Yes, your insurability means nothing to him in .. |
| Posted: Sat Jan 16 17:19:27 2010 |
Right, your insurance carriers will fight with .. |
| Posted: Sat Jan 16 17:18:03 2010 |
Being on your mom's insurance shouldn't really be .. |
| Posted: Sat Jan 16 17:11:17 2010 |
By provider you are referring to the insurance .. |
| Posted: Sat Jan 16 17:07:07 2010 |
It is correct to point out that a divorce decree .. |
| Posted: Sat Jan 16 16:57:12 2010 |
Yeah, it doesn't follow that amount is always .. |
| Posted: Sat Jan 16 16:52:51 2010 |
Thanks, 'bout time someone showed some respect .. |
| Posted: Sat Jan 16 16:51:12 2010 |
This was my thought as .. |
| Posted: Fri Jan 15 21:08:09 2010 |
Let's be clear, there is no negotiation with the .. |
| Posted: Fri Jan 15 20:44:24 2010 |
It's a small bet I suppose with that face amount. .. |
| Posted: Fri Jan 15 20:34:38 2010 |
No where near enough information to answer this .. |
| Posted: Thu Jan 14 14:28:33 2010 |
To the original poster,
There are a lot of .. |
| Posted: Thu Jan 14 14:22:52 2010 |
I still see potential problems in getting the .. |
| Posted: Thu Jan 14 14:11:16 2010 |
Yes, speaking of accuracy the suggestion that one .. |
| Posted: Wed Jan 13 18:45:46 2010 |
and... .. |
| Posted: Wed Jan 13 18:45:15 2010 |
and... .. |
| Posted: Wed Jan 13 18:41:59 2010 |
At 66 you are within range of being a potential .. |
| Posted: Wed Jan 13 18:37:35 2010 |
X2
There are lots of other opportunities out .. |
| Posted: Tue Jan 12 20:20:53 2010 |
Write .. |
| Posted: Tue Jan 12 20:16:38 2010 |
Look at an actual ratings analysis and see. They .. |
| Posted: Tue Jan 12 20:15:14 2010 |
Ummm, not trying to be smug here...
...look .. |
| Posted: Tue Jan 12 20:13:42 2010 |
Anyone can apply, the question is: can he get .. |
| Posted: Tue Jan 12 20:09:54 2010 |
Yup, need lots more information on this. Get his .. |
| Posted: Tue Jan 12 20:07:09 2010 |
There's is only one guy I ever met in the .. |
| Posted: Tue Jan 12 19:54:58 2010 |
Send the death certificate, the company should .. |
| Posted: Tue Jan 12 19:52:06 2010 |
By means nothing I mean holds no legal authority. .. |
| Posted: Tue Jan 12 19:47:55 2010 |
First we must ask what type of policy you have .. |
| Posted: Tue Jan 12 19:35:00 2010 |
Divorce decree means little to nothing at this .. |
| Posted: Mon Jan 11 17:59:45 2010 |
When we have an accident we are supposed to call .. |
| Posted: Mon Jan 11 17:53:55 2010 |
How long since the diagnosis SSI has a 5 month .. |
| Posted: Mon Jan 11 17:50:54 2010 |
Call the State of MI insurance .. |
| Posted: Sun Jan 10 19:38:05 2010 |
Nope, no misinterpretation, I think you're .. |
| Posted: Sat Jan 9 19:43:07 2010 |
Now Max, I'm going to take you to task a .. |
| Posted: Sat Jan 9 19:15:18 2010 |
I don't know, in a world where job security .. |
| Posted: Fri Jan 8 19:50:12 2010 |
Or is it a maximization problem that we would use .. |
| Posted: Fri Jan 8 19:46:59 2010 |
This is a good point. Talk to you're blue in the .. |
| Posted: Fri Jan 8 19:42:40 2010 |
Sorry, not going to play that game. There .. |
| Posted: Fri Jan 8 19:40:09 2010 |
X2 .. |
| Posted: Fri Jan 8 19:37:53 2010 |
Hi, and .. |
| Posted: Thu Jan 7 7:03:05 2010 |
Or, you could just develop a relationship with .. |
| Posted: Thu Jan 7 6:57:18 2010 |
Sure, would love it. NML agents are usually .. |
| Posted: Thu Jan 7 6:47:39 2010 |
Choice of care, and protection of assets. Long .. |
| Posted: Wed Jan 6 17:50:23 2010 |
Good luck, don't take life as an agent too .. |
| Posted: Wed Jan 6 17:37:40 2010 |
Well, I guess you told me.
I read the .. |
| Posted: Wed Jan 6 7:00:34 2010 |
Accelertated death benefit riders are not .. |
| Posted: Wed Jan 6 6:40:58 2010 |
So I go to Aviva's web site, for the U.S. and .. |
| Posted: Tue Jan 5 16:59:48 2010 |
It's all true, call your local GA.
You can't .. |
| Posted: Tue Jan 5 13:43:33 2010 |
How am I realistically ever going to know that .. |
| Posted: Tue Jan 5 13:27:20 2010 |
Having spouses own each other's policies=terrible .. |
| Posted: Mon Jan 4 19:44:46 2010 |
Perhaps, but this isn't my experience. Quarter .. |
| Posted: Mon Jan 4 19:28:42 2010 |
Ok, the public bickering stuff isn't necessary, I .. |
| Posted: Mon Jan 4 19:21:57 2010 |
I see no such product on Aviva's web site, but if .. |
| Posted: Mon Jan 4 15:23:22 2010 |
Some companies find this to be bad behavior, .. |
| Posted: Mon Jan 4 15:14:47 2010 |
Because they can purchase permanent .. |
| Posted: Mon Jan 4 14:59:50 2010 |
No matter what you want to do I can find you an .. |
| Posted: Mon Jan 4 14:54:29 2010 |
And I was starting to like you from the EIA .. |
| Posted: Mon Jan 4 8:12:11 2010 |
I'm not taking issue with the product as much as .. |
| Posted: Sun Jan 3 21:18:03 2010 |
She'll have the ability to keep health insurance .. |
| Posted: Sun Jan 3 21:11:50 2010 |
Strongest Aviva Not hardly a pillar of .. |
| Posted: Sun Jan 3 20:53:34 2010 |
I'll take issue with the suggestion that waiver .. |
| Posted: Sun Jan 3 20:17:14 2010 |
The amount is whatever amount was signed up .. |
| Posted: Sun Jan 3 20:07:36 2010 |
But, there are a few issues with this. Depending .. |
| Posted: Wed Dec 30 19:11:22 2009 |
But when you mention has the ability to identify .. |
| Posted: Wed Dec 30 17:09:39 2009 |
Negotiate for a lesser waiting period I'd think .. |
| Posted: Wed Dec 30 17:07:28 2009 |
Unless you have an unusually large amount of .. |
| Posted: Wed Dec 30 17:06:08 2009 |
I'm not sure what you mean by benefits mandated .. |
| Posted: Wed Dec 30 17:02:53 2009 |
Again, the circumstance determines the mode. If .. |
| Posted: Tue Dec 29 18:28:45 2009 |
Lori makes a good point. You know these people, .. |
| Posted: Tue Dec 29 18:23:54 2009 |
While agree with the notion that owning .. |
| Posted: Tue Dec 29 18:20:04 2009 |
All riders will have a cost. Waiver of premium .. |
| Posted: Tue Dec 29 18:18:13 2009 |
The divorce decree requires it. As the ex spouse .. |
| Posted: Tue Dec 29 16:14:26 2009 |
The divorce decree is the vehicle that ensures .. |
| Posted: Mon Dec 28 16:29:03 2009 |
Kind of a bottom feeder company. I've never met .. |
| Posted: Mon Dec 28 16:26:36 2009 |
I think you have some real potential. You say .. |
| Posted: Mon Dec 28 16:23:34 2009 |
That's not what I've stated. The increase in .. |
| Posted: Mon Dec 28 16:16:29 2009 |
All true, eventually an agent of some sort will .. |
| Posted: Mon Dec 28 16:11:51 2009 |
There are several riders available on a life .. |
| Posted: Mon Dec 28 16:09:35 2009 |
Still too many variables here to give you an .. |
| Posted: Sun Dec 27 17:13:32 2009 |
Let's be clear about what types of disability .. |
| Posted: Sun Dec 27 17:01:54 2009 |
To increase coverage you will have to purchase .. |
| Posted: Thu Dec 24 15:54:48 2009 |
Stated period means you can receive benefits for .. |
| Posted: Thu Dec 24 15:49:34 2009 |
But who says an employer will offer the benefit .. |
| Posted: Thu Dec 24 15:46:41 2009 |
This is incorrect. Any life insurance .. |
| Posted: Thu Dec 24 15:42:58 2009 |
I'm confused about what you are trying to find. .. |
| Posted: Thu Dec 24 15:36:18 2009 |
No one here can give you the answer to that .. |
| Posted: Tue Dec 22 19:41:46 2009 |
HAHAHAH,
How nice of him/her to make the life .. |
| Posted: Tue Dec 22 19:35:20 2009 |
Group .. |
| Posted: Tue Dec 22 19:33:40 2009 |
I too would love to know what exactly those .. |
| Posted: Tue Dec 22 19:29:50 2009 |
There's another--much larger--thread about this .. |
| Posted: Tue Dec 22 19:27:54 2009 |
Funny, you mention all these types of insurance .. |
| Posted: Tue Dec 22 19:24:21 2009 |
Why not contact your insurance agent I realize .. |
| Posted: Mon Dec 21 15:31:42 2009 |
I know two, both clients of .. |
| Posted: Mon Dec 21 15:29:26 2009 |
By specific what would you be referring to .. |
| Posted: Mon Dec 21 15:24:05 2009 |
fjalro is correct, to a degree. If everything .. |
| Posted: Sat Dec 19 7:04:48 2009 |
No, CI is not a substitute for DI. Buy .. |
| Posted: Fri Dec 18 17:06:21 2009 |
Yup, it'd be better if they renamed this thread .. |
| Posted: Fri Dec 18 14:42:04 2009 |
Life insurance underwriting is often rarely .. |
| Posted: Thu Dec 17 7:03:33 2009 |
Using a telemarketer has always worked better for .. |
| Posted: Thu Dec 17 6:58:09 2009 |
Also there are other reasons the benenfit might .. |
| Posted: Thu Dec 17 6:55:21 2009 |
If the policy has been sold to receive cash .. |
| Posted: Wed Dec 16 19:57:40 2009 |
AFK and Ins Teacher are correct, HIPPA would not .. |
| Posted: Wed Dec 16 17:18:44 2009 |
Holiday cards to current .. |
| Posted: Wed Dec 16 17:15:27 2009 |
Oh man, so we've decided to stop calling it a .. |
| Posted: Wed Dec 16 17:07:52 2009 |
Maybe if we all order some corisoprodol, it'll .. |
| Posted: Wed Dec 16 11:01:27 2009 |
Depends entirely on the contract. Some are; some .. |
| Posted: Tue Dec 15 20:15:18 2009 |
Yes, you're cash values and dividends grow faster .. |
| Posted: Tue Dec 15 15:47:22 2009 |
WL doesn't use a surrender charge against cash .. |
| Posted: Sun Dec 13 12:49:23 2009 |
I've been ramping up mail, figure now I'm the .. |
| Posted: Sun Dec 13 12:47:39 2009 |
It's a guaranteed premium (WL) from day one, .. |
| Posted: Sun Dec 13 12:44:38 2009 |
What kind of disability insurance are we taking .. |
| Posted: Sun Dec 13 12:41:13 2009 |
Major insurance types meaning, the entire field .. |
| Posted: Sun Dec 13 12:35:35 2009 |
I agree that it would be helpful to see the .. |
| Posted: Sat Dec 12 7:03:02 2009 |
So buy regular term and "invest" the .. |
| Posted: Sat Dec 12 6:53:56 2009 |
Looks like variable whole life insurance. Very .. |
| Posted: Sat Dec 12 6:41:30 2009 |
You are correct, it would be CSO 1980 and as such .. |
| Posted: Fri Dec 11 21:02:58 2009 |
You haven't exactly been given 100% accurate .. |
| Posted: Mon Dec 7 20:13:31 2009 |
Speaking of calling people too stupid to watch .. |
| Posted: Mon Dec 7 19:22:01 2009 |
Well, I don't know what the written law is, but I .. |
| Posted: Tue Nov 24 16:25:30 2009 |
Not exactly, the policy is essentially a yearly .. |
| Posted: Sat Nov 21 13:51:47 2009 |
You do not have Whole Life insurance if your .. |
| Posted: Sun Nov 15 19:56:27 2009 |
Another public service announcement concerning .. |
| Posted: Sat Nov 14 16:39:44 2009 |
depends on the the way the beneficiaries have .. |
| Posted: Fri Nov 13 16:10:28 2009 |
dec page short for declination of coverage, not .. |
| Posted: Fri Nov 13 16:07:36 2009 |
Workers comp and disability insurance are two .. |
| Posted: Fri Nov 13 16:02:50 2009 |
That's not what he/she is talking about. If this .. |
| Posted: Fri Nov 13 15:46:40 2009 |
I don't know why, but the forum won't let me post .. |
| Posted: Sat Nov 7 18:52:13 2009 |
Not a big fan of this sort of thing. I would .. |
| Posted: Sat Nov 7 18:42:35 2009 |
This is why I too am confused by the capital .. |
| Posted: Sat Nov 7 6:56:38 2009 |
But lets be a little honest here. Many insurance .. |
| Posted: Sat Nov 7 6:46:49 2009 |
More information is needed to answer your .. |
| Posted: Sat Nov 7 6:42:31 2009 |
But not every insurer has a standard plus class .. |
| Posted: Fri Nov 6 20:52:55 2009 |
I think the question to be asked of the original .. |
| Posted: Fri Nov 6 20:32:00 2009 |
Underwriters are going to look at an assrtment of .. |
| Posted: Fri Nov 6 20:27:20 2009 |
By TIA I'm assuming transietn ischemic attack or .. |
| Posted: Fri Nov 6 20:24:52 2009 |
Nope we're using the capital needs anaylsis with .. |
| Posted: Fri Nov 6 20:02:48 2009 |
Sounds universal life based, fixed or variable .. |
| Posted: Fri Nov 6 19:55:38 2009 |
I'm anonymous 34, decided to register.
In .. |
| Posted: Thu Nov 5 13:59:46 2009 |
I assume you mean the death benefit paid by the .. |
| Posted: Thu Nov 5 11:53:19 2009 |
There appears to be a large misconception .. |
| Posted: Thu Nov 5 6:44:56 2009 |
This is a pretty standard dec page--though a .. |
| Posted: Wed Nov 4 19:30:27 2009 |
Yup, get you own E&O, it's not worth risking .. |
| Posted: Wed Nov 4 19:27:16 2009 |
Wait I think we are confusing words here. If a .. |
| Posted: Wed Nov 4 19:13:55 2009 |
It depends on what kind of disability coverage .. |
