Will my insurance rates go up if it wasnt my fault?
by Guest » Wed Oct 14, 2009 10:01 pm
I was driving out of a parking lot last week and made a stop. when i was about to pull out, someone rear-ended me. Will my insurance rates go up even though it wasnt my fault?
Total Comments: 5
Posted: Mon Oct 19, 2009 10:37 pm Post Subject:
Probably not. It shouldn't affect your no claims bonus as most insurers have a provision that no-fault claims should not penalise the insured.
Posted: Mon Oct 26, 2009 06:34 am Post Subject:
I think no...Its not your fault..Your insurance rates couldn't be increase according to this issue.
Posted: Mon Oct 26, 2009 08:43 am Post Subject:
Hi Julia
It is likely that your insurance premium will not go up if an accident is not your fault, unless you have made a lot of claims (including a claim for this). What I'm thinking here is that I hope you have the details of this other driver who rear-ended you. You need to pick up compensation from this other driver's insurance so that when you get an estimate of how much it will cost you to repair your own car, you can get the money from them. I say this because you said it is not your fault. Hope to hear more from you on this.
Posted: Thu Oct 29, 2009 12:06 pm Post Subject:
I was driving out of a parking lot last week and made a stop. when i was about to pull out, someone rear-ended me. Will my insurance rates go up even though it wasnt my fault (link removed by lori)
Posted: Sun Nov 08, 2009 03:13 am Post Subject:
Since you were not at fault, the chance of your rates to increase are slim to none.
Posted: Mon Oct 19, 2009 10:37 pm Post Subject:
Probably not. It shouldn't affect your no claims bonus as most insurers have a provision that no-fault claims should not penalise the insured.
Posted: Mon Oct 26, 2009 06:34 am Post Subject:
I think no...Its not your fault..Your insurance rates couldn't be increase according to this issue.
Posted: Mon Oct 26, 2009 08:43 am Post Subject:
Hi Julia
It is likely that your insurance premium will not go up if an accident is not your fault, unless you have made a lot of claims (including a claim for this). What I'm thinking here is that I hope you have the details of this other driver who rear-ended you. You need to pick up compensation from this other driver's insurance so that when you get an estimate of how much it will cost you to repair your own car, you can get the money from them. I say this because you said it is not your fault. Hope to hear more from you on this.
Posted: Thu Oct 29, 2009 12:06 pm Post Subject:
I was driving out of a parking lot last week and made a stop. when i was about to pull out, someone rear-ended me. Will my insurance rates go up even though it wasnt my fault (link removed by lori)
Posted: Sun Nov 08, 2009 03:13 am Post Subject:
Since you were not at fault, the chance of your rates to increase are slim to none.
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