I've been paying into an Aflac policy for cancer benefits fo

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PostPosted: Sun Nov 09, 2014 11:08 pm   Post subject: I've been paying into an Aflac policy for cancer benefits fo  

I've been paying into an Aflac policy for cancer benefits for the past 9-years. I've never made a claim to date. I'm in a bind with money at the moment. Can I cash out my policy? Thank you for the answer.

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PostPosted: Wed Nov 12, 2014 5:38 pm   Post subject:   

Everything begins with knowing what your contract says. I don't have a copy of it and cannot tell you what it says.

Your policy probably has no "cash value". But it may have a "return of premium" provision that pays only if you continue the policy to the end of ten years. Read your contract or call AFLAC.


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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PostPosted: Fri Nov 14, 2014 2:56 pm   Post subject:   

Hi njpackerfan1212,

I'm Aflac Phyllis, an Aflac worldwide headquarters employee here to help. Please email us at aflacservice@aflac.com so our customer service team can review your situation. Please include the following in the subject line of your email: njpackerfan1212 November 9, 2014 ampinsure.org post. Please copy your post from this website into the body of the email.

Also, Aflac has established corporate privacy procedures in an effort to protect your identity and policy/claim information. Therefore, if you are an Aflac policyholder, when you email us, in the body of the email, please provide the copy and past your concerns from your review, your name and AT LEAST TWO of the following criteria: Policy number, Claim number, Claim Check number, Date of Birth, or Name of your Employer.

Thank you,

Aflac Phyllis

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PostPosted: Thu Nov 20, 2014 8:11 am   Post subject:   

You need to look again on policy, you can take the money if the time period is over. It depends upon their rules and regulation.


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