How long can I go without insurance?

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PostPosted: Wed Sep 27, 2017 8:49 am   Post subject: How long can I go without insurance?  

Hi,



I think I read somewhere the max I can go without insurance without being penalized is 3 months? How is 3 months calculated? is it flat 90 days?



I can have my HR backdate my insurance till like beginning of June so the gap is 3 months but I would owe the premiums from June till now which comes out to about $600.



My question is, is it better to backdate it to June and not pay any penalty or just start my coverage from now and pay the penalty for the months that I went without insurance?

Please help.



Thanks!



I didn't find the right solution from the Internet.



References:http://www.city-data.com/forum/health-insurance/2825499-how -long-can-i-go-without.html



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jessicarossinsurance
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PostPosted: Wed Sep 19, 2018 8:53 am   Post subject:   

If you have a gap in coverage of 3 months or longer and you're not eligible for one of the other exemptions from the penalty, you'll have to pay 1/12 of the total penalty times the number of months you were uninsured.

Visit www.insuranceproaz.com for more information.

Mindydauth
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PostPosted: Wed Sep 19, 2018 8:53 am   Post subject:   

If you have a gap in coverage of 3 months or longer and you're not eligible for one of the other exemptions from the penalty, you'll have to pay 1/12 of the total penalty times the number of months you were uninsured.

Visit www.insuranceproaz.com for more information.

Mindydauth
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Joined: 17 Sep 2018
Posts: 21


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