in many state the benefit is only awarded to the taxable income.

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PostPosted: Thu Oct 30, 2008 4:24 am   Post subject:   

If she has been working at the time of the accident and had missed her work for it, she may be entitled for the wage loss. However, a college student can't demand compensation for wage loss if her graduation has been delayed for the accident. However, she work status may also play a role in determining her benefits i.e. in many state the benefit is only awarded to the taxable income.


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PostPosted: Thu Oct 30, 2008 4:25 am   Post subject:   

The wage loss claim, if any, should be filed under the policy of the responsible driver. The employer has no liability of the wage loss caused in an auto accident, if its not mentioned otherwise in the contract drawn by the employer. I'd suggest you to discuss the issue with the insurance adjuster for clarification.

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PostPosted: Mon Oct 05, 2009 7:28 am   Post subject:   

I was In A car Accident i Hit A car from behind my wife was in my passenger seat she was injured. this is my First car accident, my car is a total loss i have full cover insurance what do i do from here anyone can help

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PostPosted: Mon Oct 05, 2009 7:29 am   Post subject:   

I was In A car Accident i Hit A car from behind my wife was in my passenger seat she was injured. this is my First car accident, my car is a total loss i have full cover insurance what do i do from here anyone can help

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PostPosted: Tue Sep 07, 2010 11:32 pm   Post subject: Totaled Car  

My daughter had an accident and she was not at fault. Her car was totaled and the insurance company wants to pay cash value and NOT replace the car. Is that acceptable. I was under the impression that they had to at least replace my car and the amount they are offering will not replace it.

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PostPosted: Thu Sep 09, 2010 7:02 pm   Post subject:   

the insurance company wants to pay cash value and NOT replace the car. Is that acceptable. I was under the impression that they had to at least replace my car and the amount they are offering will not replace it.

Many people, unfortunately, have a misconception (your word is "impression') of what auto insurance is going to do in the event of a collision or other total loss. Unless you have a specially issued policy that places a specific value on an automobile, the standard policy language only promises ACTUAL CASH VALUE which is the same as saying, "We will pay the replacement cost of your particular make, model, and year of vehicle, MINUS all depreciation up to the moment before the event that destroyed the remaining value of the vehicle."

No auto policy promises replacement of the vehicle only. The words of the contract usually permit one of three alternatives: repairs, replacement with another vehicle of like type and quality, or actual cash value. Add to that the other qualifying language: whichever is less. You would probably prefer language "whichever is more", but insurance is not like Burger King . . . you don't get it your way.

Instead, most states' laws allow an insurer to "total" a vehicle when the cost to repair or replace exceeds just 75% or 80% of the actual cash value. Where disputes arise in a claim is over the determination of the ACV. They say it was worth $5000 and you believe it was worth $10,000. One or both will eventually have to agree to some other value.

The insurance company is acting within the law. The only question is: Are they offering your daughter a reasonable amount of money based on the ACV of the vehicle? You don't have to accept their first offer if you think it is too low. You can always make them show you the justification for their decision. If you can provide a different (higher) justification, they may agree to match that or will negotiate somewhere in between. Accepting any offer ends the insurer's obligation to perform.

The course of action you choose to take is up to you. You could even complain to the state's Dept of Insurance if you think the insurance company is abusing you. But it is not a matter at this point for some attorney to handle. That, in my opinion, would be a mistake


CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
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PostPosted: Sat Oct 23, 2010 3:51 am   Post subject: total loss vehicle accident  

My son was involved in a car accident with another driver who blew and tire and swerve into my vehicle. The other driver has insurance and is taking blame for the incident. The adjuster says my car is a total loss. I have a 2009 passat cc sport 1 year old.

Steal owe on the car. My son was taken to the emergency room with contrusion abrabsion, stiches etc. I also have gap insurance. How can I be compensated for my son injury and the inconvenice of not having a car.

Can I ask for a replacement car or request a comparable replacement. Thanks

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PostPosted: Mon Jan 10, 2011 5:27 pm   Post subject: purchase total loss car  

i want any car for total loss

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PostPosted: Tue Feb 08, 2011 2:27 am   Post subject: one time offer  

I was in a auto accident 1/05/2011 I was a passanger in a car and we were hit by an mack truck and now GEICO stated that they would give me a one time offer what does that mean I sent them the release form for my medical it has been 1 month now what is taken so long for them to settle I've lost 5wks off school ConfusedConfused

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PostPosted: Sun Jun 30, 2019 7:08 pm   Post subject: dating a russian girl  

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PostPosted: Fri Aug 02, 2019 1:21 am   Post subject:   

Woman demands date compensate

RelationshipsdatingWoman sends date nasty texts over $176 food billA woman has been blasted online after she sent her date many texts slamming him as "impolite" For not purchasing her $176 dinner.

anna Duff

The effects of international dating on society might be much more profound than most people think.

But not everyone seems to agree with this concept as one poor man recently found out.

The man exposed his story on Reddit, Sharing screengrabs of a barrage of angry texts he experienced from colombian girls a woman he had been out with, the sun reports.

He asked if she wanted to have another date, To which she labelled him for not financing her dinner the first time round.

She actually thinks he is in the wrong for not paying. contemplate: RedditSource:Reddit

This was regardless that she ordered lobster wine that came to $176 (110 pounds) anf the paid $28 (17.50 euros) to buy carbonara and beer.

Bemused, the person hit back: asked me. are usually lucky you didn pay for my food too. the person added that he was student not your sugar daddy his date raged: Never seeing you ever again, is best pay for a girl food then why accept the invite.

ALWAYS pay for ladies food. this time, elements got nasty.

His great comeback at the end of the exchange almost makes pretty much everything worth it. concept: RedditSource:Reddit

The man claimed he stayed on the date due to the woman spoke about another guy, Before she said: You wanted anyway is to have sex with me. fine, enough, Bye loss. The conversing has caused outrage among Reddit users.

someone commented: Someone invites me out then I go because I want to see that person and could not expect a free meal. that would be selfish and entitled. authored: A girl and I always type in the mindset that I pay for my drinks/food with anyone. guy or girl.

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PostPosted: Tue Sep 10, 2019 1:00 am   Post subject:   

disillusioned online daters turn to matchmakers

rather risk taking pot luck online, Chief vip's, entertainers and politicians are among those paying thousands of dollars to matchmakers to discreetly and vet the perfect partner.

The old days you had your relatives, Or in some societies an actual matchmaker, wanting to find someone for you, Said dating whiz Mary Balfour.

People have a personal matchmaker in the same way they would have a personal trainer, She said at her Drawing Down the Moon agency working in london Adam and Eve Mews.

The stigma of online dating has waned since online dating sites sent thunderbolts flying in the world of romance and revolutionized the spain girls way people found partners.

online sites now abound for straight, gay and lesbian, judaism, sterling, Disabled or uniform daters, But figures show a large chunk of those looking for love on line are disillusioned.

Many people have had nightmare experiences with people misrepresenting themselves, cited Christie Nightingale, crucial of New York based Premier Match LLC.

Nightingale said about 80 percent of her clients had tried online dating before coming to her with problem reports.

The online dating service industry is lucrative, Reeling in about $500 million in north america and about 160 million euros ($203 million) In Europe last year, announced JupiterResearch.

A survey trapped on video tape by Pew Internet and American Life Project found that about 16 million Americans had used an online dating web site.

But while 52 percent said they had mostly positive things, 29 percent reported negative has.

proportionate amount of men I met online were absolute freaks. I don think any of these were the mad axe man type, But if you met them any place else you wouldn touch them with a barge pole, Said London looking after manager Joanna Haworth, 36.

Might have used photos from three years ago when they were three stone lighter. One man spent all the time system his ex wife. He was still desperately crazy about her

DON MENTION THE EX Showing off an album full of wedding stationery from former clients, Balfour said her matchmaking service had taken off in the past year for clients willing to shell out up to 8,000 body weight ($15,000) with the hope of a ending

Her agency employs a team of women to scour social and business events for decent matches.

Nightingale hand outs a list of and don to her clients before they head off for dates such as turn off your cell phone and don discuss former partners. Matchmakers who charge up to $25,000 also organize makeovers and liaison coaching for clients.

Disenchanted with online dating services and keen to put as much effort into finding a partner as he did to his career, Los Angeles product designer Bill Conley enrolled in relationship seminars at matchmaker Julie Ferman Cupid Coach agency.

Angeles is the temple of the external look. Everyone does a good job of hiding themselves under it a lot of gloss, Expensive clothes and plastic surgery, documented Conley.

Matches you more on a a unique character level, It not scientific, It more of a regular matchmaking role. I informed her a lot about myself, stuff were important to me, He contributed.

Universally people misrepresent themselves in online dating service personals, discussion what you getting. I found I was chatting with someone who became in a cybercafe in Nigeria and tried to squeeze me for $300, identified Conley, 42.

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PostPosted: Wed Sep 25, 2019 2:48 am   Post subject:   

Woman loses thousands in online dating site scam

MILWAUKEE if you are seeking that perfect someone, You may haveconsidered signing up for an online dating service. But not everyone's joining sites with good intentions.

"I look at it now but, 'how could potentially I be so nave?'" Said a dating scam prey who didn't want touse her name.

"He was calling most of the time. just about every day he would call to see how I was. He also realized how musical I was or am and i also enjoy dancing, So he would send a lot of music videos, The victim discussed.

The two eventually decided to meet up. But the person, Who said he was a general plumber plumbing company, Abruptly had to have to go to Malaysia for work.

At some point, he was quoted saying he needed money for a constructionlicense.

"The answers were always legit in my mind and so I sent him the first $9,000, The scam prey said.

Over months, She sent extra cash.

to all of, She sent over $400,000.

"I even the embassy and they just said, 'you've been cheated. you will never get your money,'" The female said.

As it ended up, The man she was talking to on the phone used a person's picture and name for his profile.

"on my feet, I thought that I was really doing well to do the background check. in order, usually, men and women steal identities, The target said.

concerning red flag is money. Postal Inspector at the Davis.

The victim here wanted to share her story to keep others from becoming victims.

"You have to be able to share it in order to live with it because it will consume you and it did for an extended time, She pointed out.

It's easy for scam artists to hide behind some type of computer. if you pursue a relationship, Business or political, With someone you meet on the internet you need to meet them in person.

Hi am so sorry you were scammed this way. These scammers have no heart treating people prefer this. I excepted a friend requeat on facebook because seemed like a very nice gentlemen. moldovan girl for marriage But before that i had heard how the masai have a pattern. They say they love you and to be with you and make you ferl good about yourself and then they would like to know how rich you are and then they ask for money. Well i let him get to the money part and then i acknowledge i knew he was a scammer and then i blocked him. But i can see why you were scammed because they make you feel loved and important. So dont blame yourself as you are a trusting loving person. You only have to continue on with life and remember he wasnt real. I merely wanted to telk you that. be sure.

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PostPosted: Wed Oct 16, 2019 9:43 pm   Post subject: hot russian women  

Russian Women Dating Girls Online at Russian Dating products and services

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PostPosted: Tue Mar 31, 2020 6:30 am   Post subject: Philippines brides  

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