Can I sue my car insurance company?

Message Author
ampm-bookmark
delicious-small Add to del.icio.us
yahoomyweb-small Add to YahooMyWeb
simpy-small Add to Simpy
blinklist-small Add to BlinkList
PostPosted: Mon Jun 20, 2011 10:33 am   Post subject:   

Quote:
the accident was on 6-24-10 and I got my car back around Aug 1st. We left Oct 31st


This could make things even worse for you. Many states have a 1-year statute of limitations on filing a legal action -- you have only a few days left if this is true in your case.

Quote:
I just feel like they are trying not pay out any more than what they already have.


Anything is possible. The best course of action, as has already been said, would have been to pay for whatever repairs were needed and then fight it out with the auto body shop. If they had lost the case in court, then the insurance company would be responsible to pay and that would have been that. From Aug 1 - Oct 31 was three full months . . . more than enough time -- back in 2010.

_________________
CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Moderator
Leave a quick message

MaxHerr
Joined: 29 Nov 2009
Posts: 4618
Highets Points
Location: Pomona CA
208.83 Dollars($)

PostPosted: Mon Oct 10, 2011 2:32 am   Post subject:   

Thanks for giving me that DOI information. I was involved in a hit and run accident. the damages to my car was on my front bumper. The whole bummer came off after the impact and damaged my roaders. I filled a police report and only took a picture of my bumper on the road. I could not wait for my insurance company Geico to do the inspection b/c my car mechanic had only one opening left. he fixed it and gave me a hand written invoice. then I gave it to geico. They said that they will not honor the bill b/c it is a hand written invoice, there adjuster did not see the damages. I am going to complain to the manger and if they don't reimburse me I am going to complain to office of insurance regulations.
_________________
Register Now to have your Insurance queries solved.
anonymous 1
Guest






PostPosted: Mon Oct 10, 2011 2:32 am   Post subject:   

Thanks for giving me that DOI information. I was involved in a hit and run accident. the damages to my car was on my front bumper. The whole bummer came off after the impact and damaged my roaders. I filled a police report and only took a picture of my bumper on the road. I could not wait for my insurance company Geico to do the inspection b/c my car mechanic had only one opening left. he fixed it and gave me a hand written invoice. then I gave it to geico. They said that they will not honor the bill b/c it is a hand written invoice, there adjuster did not see the damages. I am going to complain to the manger and if they don't reimburse me I am going to complain to office of insurance regulations.
_________________
Register Now to have your Insurance queries solved.
anonymous 1
Guest






PostPosted: Mon Oct 10, 2011 4:21 am   Post subject:   

Quote:
They said that they will not honor the bill b/c it is a hand written invoice, there adjuster did not see the damages.
First... see my sig.

Why would you not take good pictures of your car and the missing bumper before you had it repaired? If you did, send those to GEICO so that they can confirm the repairs are correct for the damages. They can then simply have an in-house appraiser write up the same damages as on the hand written estimate. Is this adjuster clueless? I'm guess yes... as there are still MANY shops that hand write estimates. Tell him/her that he/she needs to get their head out of their butt and speak to their supervisor about the estimate.

_________________
- If you did not start the original thread and have a _new_ question... START A NEW THREAD!
tcope
Forum Expert
Leave a quick message

Forum Expert
tcope
Joined: 22 Nov 2006
Posts: 5194

Location: Salt Lake City, UT
285.39 Dollars($)

PostPosted: Thu Dec 01, 2011 2:48 am   Post subject: HELP  

Hi, I was in a fender bender 8 weeks ago and have had a nightmare getting my car fixed. They took ages to determine what was wrong, they decided it needed a new engine, so they replaced it.I picked my car up from the dealership and got less than 10 miles before it broke down. They towed it back and 2 weeks later decided they had purchased a bad engine ! They then purchased another engine. I have had the car back twice since then with still the same issues, and back it has gone to them. It has happened again and now I am waiting for them to come and collect it again. I am so stressed, frustrated and over this. I have complained to so many people. Area managers etc, to no avail.Today I threatened to get a lawyer and basically they said go ahead ! I received the money for a rental car for the amount my policy would cover, which was way less than the 8 weeks we are at now. I just don't know what else to do.... please help ! By they way I don't want them to say the car is totaled as we owe more on it than it's worth ! I just want it fixed properly, thanks for any help
_________________
Register Now to have your Insurance queries solved.
crazylegs
Guest






PostPosted: Thu Dec 29, 2011 8:56 am   Post subject: Accident  

I was stopped in traffic and was rear ended by three more trucks. Police report states last truck in line was at fault (careless driving). My truck a 1991 Chev with 310,000 miles had no collission insurance as I felt a bent fender would cause it to be totaled. Insurance Co of the at fault driver came and did a survey of my damage. Never heard from them in over three weeks. Called and they said the Companies involved were in arbitration over who was really at fault. I've called their Company several times and get the same answer. I told them I had purchased another truck and would not need any money to get a vehicle while mine was being repaird. Still no answer. This happened 9/02/2011. I feel they are ignoring me and can I sue them in small claims court?
_________________
Register Now to have your Insurance queries solved.
Gene1
Guest






PostPosted: Tue Jan 03, 2012 1:47 am   Post subject:   

Yes, you can sue each of the three drivers who were behind you. That would be the best choice, leaving it up to the court to decide who owed for your damages, not the insurance companies.

Then again, you have a 20-year-old vehicle with 310,000 miles. Do you suppose your vehicle has any value over $500? If it was or was not totaled, that's about all you could expect to be awarded.

You ain't gettin' a new truck outta this, Bubba! It's called ACTUAL CASH VALUE, and unless it was 24-K gold-plated, it ain't worth spit. But the scrap value might be as much as $500.

Obama calls it "Cash For Clunkers".

_________________
CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Moderator
Leave a quick message

MaxHerr
Joined: 29 Nov 2009
Posts: 4618
Highets Points
Location: Pomona CA
208.83 Dollars($)

PostPosted: Tue Jan 24, 2012 10:10 pm   Post subject: sdEWZLGNdkZk  

I can't believe you're not playing with me--that was so helfpul.
_________________
Register Now to have your Insurance queries solved.
Nonie
Guest






PostPosted: Tue Jan 24, 2012 10:37 pm   Post subject:   

Id recommend calling the repair center and finding out why its tfaking so long and when the car will be ready....? As far as we know the repair time could be correct. Nothing was mentioned about the damage or repair cost.
_________________
Register Now to have your Insurance queries solved.
tcope1
Guest






PostPosted: Wed Jan 25, 2012 4:43 pm   Post subject:   

Call them again and if they make excuses and try to deny your claim, lodge a complaint with the state department of insurance. That should speed up the process a little.
Heller
Senior member
Leave a quick message


Joined: 02 Jan 2012
Posts: 272


23.87 Dollars($)

PostPosted: Fri Mar 30, 2012 9:13 pm   Post subject: Rental Car Insurance  

I was in involved in an accident and the police confirmed I was not at fault.

1. The other party acknowledged fault in the accident.
2. Other party's insurance paid for repair and car rental.
3. I have liability insurance , which does not cover rental vehicles.


However, the insurance company did not pay for the insurance that I had to get on the rental car.

I called the person at fault and politely explained the situation. They promptly said they would not pay for insurance on the rental vehicle.


Would I have a legit case in Small Claims Court?

_________________
Register Now to have your Insurance queries solved.
Not at Fault
Guest






PostPosted: Fri Mar 30, 2012 9:26 pm   Post subject: Help Please  

I was in involved in an accident and the police confirmed I was not at fault.

1. The other party acknowledged fault in the accident.
2. Other party's insurance paid for repair and car rental.
3. I have liability insurance , which does not cover rental vehicles.


However, the insurance company did not pay for the insurance that I had to get on the rental car.

I called the person at fault and politely explained the situation. They promptly said they would not pay for insurance on the rental vehicle.


Would I have a legit case in Small Claims Court?
ubigred
New member
Leave a quick message


Joined: 30 Mar 2012
Posts: 1


1.11 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
 Previous  1, 2, 3
Page 3 of 3


Get Free Auto Insurance Quote
*State:

Ask Community Experts

flash plugin

Quick Links
Must See
Community
Insurance on Facebook
Hot topics in forums

Latest in blogs



Page loaded in 0.224 seconds.