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 Posted: Sun Jan 27, 2008 3:12 pm Post subject: Thanks for that |
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I also posted a link in the "new and info" section about this.
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mega
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| Posted: Sun Dec 28, 2008 3:17 pm Post subject: insurance |
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| A link to...what?? there's nothing on your post. |
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sdchargersfan
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| Posted: Fri Jun 12, 2009 8:19 pm Post subject: police reports |
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working as an auto claims adjuster, I can say that police reports are not evidence unless the police officer witnesses the loss. Police reports are good for verifying car information, and for getting an idea of what people were saying at the scene, but a police report with no investigation at all other than a summary of one person's allegation is not evidence, so no insurance company would pay a claim based on such a police report. Also, insurance companies are paid to defend the policy holder against people making claims against them, NOT to automatically pay whoever decides to accuse their insured of negligence without any evidence. Also, commercial establishments are very unlikely to hand out copies of surveillance videos without a police or court order. Finally, most states do NOT consider a hit and run driver to be an uninsured motorist, because you cannot prove the person that hit your vehicle is uninsured. In fact, the person you are accusing is insured, so you wouldn't be able to file an uninsured motorist claim on your own policy, because the person you think hit your car does have insurance.
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| Posted: Sun Nov 15, 2009 6:06 pm Post subject: unisured motorist |
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A friend was involved in car accident with a motorist without insurance or a driver license. That person was arrested. My friend only carried liability insurece which is the requirement. Is there a agency he can go to to help him recover any of the damages, medical and loss of vechile?
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Charlene
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| Posted: Mon Nov 16, 2009 12:09 am Post subject: |
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hi charlene,
If the other driver is unisured, or even underinsured they are personally liable for the repairs and expenses. Your friend should start proceedings against the other driver.
in the mean time however if there are no community based assistance programs available he will have to funs his own repairs in the mean time.
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heidrek
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