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 Posted: Thu May 22, 2008 11:39 am Post subject: |
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Yes, you have buy collision and comp they are not required by any state, but all lein holders require them...Agents will ask you...and you don't buy an amount on these coverages, the amount is the ACV (actual cash value) of the vehicle, you do chose the deductible... I think you maybe meant 'tort' some states require this decision....all states are different but it pretty much means you either retain or give up your right to sue the other party.
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Lori
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| Posted: Tue Jun 03, 2008 11:37 pm Post subject: |
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| I ofetn wonder why a person carrying insurance would for go full tort. I elarned this lesson a while back. Is there much of a price difference in insurance if you opt for full tort? |
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fireyone
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| Posted: Wed Jun 04, 2008 10:05 am Post subject: |
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Yes, as I understand it there is a HUGE difference in premium..
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Life gaurantees a chance NOT a fair shake
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Lori
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Location: Missouri
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| Posted: Wed Jun 04, 2008 10:48 pm Post subject: |
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| After what I have been through I will never go without it again. Sometimes a person thinks just because they are a cautious driver nothing could happen to them. Most usually find out at one time or another accidents can happen to anyone. Just recently changed my own med coverage. Living and learning something new everyday...sometimes the hard way. |
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fireyone
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| Posted: Sat Sep 27, 2008 3:40 pm Post subject: |
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Where the customer should ask all the questions, there are many times that they simply don't know what questions to ask.
A good insurance agent will explain every bit of your policy to you.
Also, you still haven't told us if the uncle had insurance - like someone said, no proof of insurance doesn't mean no insurance. Plus, even if the driver didn't have insurance but the uncle did, there is still insurance.
What else has your insurance company done besides send you a check?
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LifeIsGood
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| Posted: Sun Sep 28, 2008 6:24 pm Post subject: hi |
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i think thats your fault that u didn't take the health insurance at time time of car insurance that most of the policy takers make a mistake.
it's just like keeping ontiment after burning.
nothing u can do i think so.
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kiran
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| Posted: Mon Sep 29, 2008 10:54 am Post subject: |
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Yes, I agree with him. There is no meaning in questioning the car insurance company. It is your fault, moreover I don't know what made you to take emergency room. For your health benifite go get a health insurance.
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simplosys
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| Posted: Mon Sep 29, 2008 11:16 am Post subject: |
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| hi kiran and simplosys, you both are right on the account that its was the fault of the policy holder not to carry health insurance for his benefits , however, its not true that he can't get any benefit from the auto policy. If its clear that the other driver was at-fault, he may receive compensation for his medical expenses from the other driver's insurer. Also if he has the PIP coverage, you can seek coverage under his auto coverage provider. I don't understand his necessity to sue the insurance company though. |
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jeorge
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| Posted: Wed Oct 01, 2008 11:07 am Post subject: |
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| If you are from the State of PA and even if teh accident wasn't your fault your auto coverage has to pay the medical bills and when that runs out it goes against your own personal health insurance. Your health insurance can then turn around and ask the at fault party for reimbursement if you sue the other driver. It can get really expensive especially if you have serious injury. |
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fireyone
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