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 Posted: Mon May 12, 2008 9:12 pm Post subject: can I sue my car insurance co. ? |
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I went to emergency room, and I was billed for 850.00 I did not have medical ins.
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feworn#
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| Posted: Mon May 12, 2008 10:52 pm Post subject: |
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feworn said:
| Quote: | | I went to emergency room, and I was billed for 850.00 I did not have medical ins. |
OK...what exactly do you mean, and also- this should have started on a new thread...
Can you clarify?
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InsTeacher
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| Posted: Tue May 13, 2008 5:13 am Post subject: |
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Hi InsTeacher,
I believe the real question is put up there in the subject:
He'd simply like to know whether its possible for him to sue the car insurance co. at this juncture!
Any volunteers?
Plasmahectic
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Plasmahectic
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| Posted: Tue May 13, 2008 5:16 am Post subject: |
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| Quote: | | I went to emergency room, and I was billed for 850.00 |
Dear..I'm sorry..but you can't sue the insurance co. unless you have enough reasons to show that they or their negligence was at-fault. I think you need to be a lil more descriptive over here. Blasphemy_07
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Blasphemy_07
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| Posted: Tue May 13, 2008 11:02 am Post subject: insurance |
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| Emergency room? Gosh..I'm sorry!! What happened that you ended up there? Whatever the reason ( to go to the Emergency Room) what did your car insurance have to do with the 'misfortune'? |
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sdchargersfan
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| Posted: Tue May 13, 2008 11:25 am Post subject: |
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| Quote: | | can I sue my car insurance co. ? I went to emergency room, and I was billed for 850.00 I did not have medical ins. |
You CAN sue anyone you want to...Do they owe payment of the ER bill? Maybe...why were you there was the accident your fault? Were you a passenger in another vehicle owned and ins. by someone else? Was another vehicle at fault? If your vehicle and your ins...do you have med pay or pip? Did an uninsured driver cause the accident? It all depends on the circumstances of the accident, and the coverages your policy has...If you want give us A LOT more information including your state and coverages, and I'm sure we will be able to help answer your question.
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Lori
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| Posted: Wed May 14, 2008 8:03 pm Post subject: |
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Do you feel it was somehow the fault of your car insurance company that you did not have health insurance?
If you went to the emergency room as a result of an auto accident usually health insurance won't pay until any auto coverage available for the injuries is exhausted anyway.
Regardless of the particulars of the accident why would you sue your car insurance company? What you do is file a claim. That's why we buy insurance, so we don't have to sue anyone to be indemnified.
If the emergency room visit was not the result of an auto accident then your question makes about as much sense as the following:
I wrecked my car and the damages are $8500.00, I didn't have collision coverage, can I sue my health insurance company? |
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Fishman
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| Posted: Thu May 15, 2008 10:22 am Post subject: |
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Fishman,
| Quote: | | I wrecked my car and the damages are $8500.00, I didn't have collision coverage, can I sue my health insurance company? |
I just spit coffee all over the computer!  
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Lori
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| Posted: Tue May 20, 2008 12:48 am Post subject: |
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| Yes that was a really good one. |
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fireyone
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| Posted: Tue May 20, 2008 12:56 am Post subject: insurance |
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Did I read the FIRST post ( of this thread) incorrectly? Din't the post say they did NOT have Medical Insurance? How could you sue a 'health insurance company", when you did NOT have Health Insurance in the first place? LORI....how long did it take you to get ALL of the coffee out of your keyboard!? LOL  |
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sdchargersfan
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| Posted: Tue May 20, 2008 9:19 am Post subject: |
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| Quote: | | LORI....how long did it take you to get ALL of the coffee out of your keyboard!? LOL |
Some of it is still between the keys I think I'll have to get some dag-gum q-tips or something! 
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Lori
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| Posted: Wed May 21, 2008 10:25 am Post subject: |
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| I hate when that happens. Keyboards are such a pain to clean. |
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fireyone
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| Posted: Wed May 21, 2008 11:22 am Post subject: accident |
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| Well...i was reading ( agin) the above thread. When someone gets car insurance, don't they have to SAY that they want 'collision coverage?' Isn't this the 'full coverage' part ( lack of a better word) of car insurance? I know if you have 'Liability', it doesn't include collision. |
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sdchargersfan
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| Posted: Wed May 21, 2008 11:47 pm Post subject: |
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| The whole car insurance world leaves me wondering. Learning as I go. |
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fireyone
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| Posted: Thu May 22, 2008 11:17 am Post subject: car insurance |
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| Know what ya mean..........."collision" this and "torque" that. How much do you want in "collision." How do you put a price on all of that?.....I mean, it can get crazy. |
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sdchargersfan
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