OurCommunityPower.org > Insurance Forum | Debt Forum | Mortgage Forum | Credit Forum
Insurance Community
 
Hi! I am your Insurance Assistant. If you do not get the required information on this page, use me so that I can help you reach the right page.
Let me help you out: 

can I sue my car insurance co. ?

1 2  Next    
Author Message
Add to del.icio.us
Add to YahooMyWeb
Add to Simpy
Add to BlinkList
feworn#
Guest












1.00 Dollars($)

PostPosted: Mon May 12, 2008 9:12 pm   Post subject: can I sue my car insurance co. ?  

I went to emergency room, and I was billed for 850.00 I did not have medical ins.
_________________
Register Now to have your Insurance queries solved.
image
Sign Up We take your privacy very seriously.

*Full Name
*User Name
*Email ID
*Password
Read and agreed to abide by the AmPm Forum Rules.
Why should you join AmPmInsure?  Participate and earn
 Share your knowledge
 Enjoy the community feeling
 Win monthly rewards
 Meet industry professionals
InsTeacher
Senior member
InsTeacher



Joined: 13 Aug 2007

Posts: 272

InsTeacher's Home Page



98.75 Dollars($)

PostPosted: Mon May 12, 2008 10:52 pm   Post subject:   

feworn said:

Quote:
I went to emergency room, and I was billed for 850.00 I did not have medical ins.


OK...what exactly do you mean, and also- this should have started on a new thread...

Can you clarify?

InsTeacher Cool
image
Plasmahectic
Guest












1.00 Dollars($)

PostPosted: Tue May 13, 2008 5:13 am   Post subject:   

Hi InsTeacher,

I believe the real question is put up there in the subject:
He'd simply like to know whether its possible for him to sue the car insurance co. at this juncture!
Any volunteers?
Plasmahectic

_________________
Register Now to have your Insurance queries solved.
image
Blasphemy_07
Guest












1.00 Dollars($)

PostPosted: Tue May 13, 2008 5:16 am   Post subject:   

Quote:
I went to emergency room, and I was billed for 850.00

Dear..I'm sorry..but you can't sue the insurance co. unless you have enough reasons to show that they or their negligence was at-fault. I think you need to be a lil more descriptive over here. Blasphemy_07

_________________
Register Now to have your Insurance queries solved.
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 432

sdchargersfan's Home Page



5.62 Dollars($)

PostPosted: Tue May 13, 2008 11:02 am   Post subject: insurance  

Emergency room? Gosh..I'm sorry!! What happened that you ended up there? Whatever the reason ( to go to the Emergency Room) what did your car insurance have to do with the 'misfortune'?
image
Lori
Moderator
Lori



Joined: 10 Sep 2007

Posts: 3988
Highets Points
Lori's Home Page
Location: Missouri


270.57 Dollars($)

PostPosted: Tue May 13, 2008 11:25 am   Post subject:   

Quote:
can I sue my car insurance co. ? I went to emergency room, and I was billed for 850.00 I did not have medical ins.
You CAN sue anyone you want to...Do they owe payment of the ER bill? Maybe...why were you there was the accident your fault? Were you a passenger in another vehicle owned and ins. by someone else? Was another vehicle at fault? If your vehicle and your ins...do you have med pay or pip? Did an uninsured driver cause the accident? It all depends on the circumstances of the accident, and the coverages your policy has...If you want give us A LOT more information including your state and coverages, and I'm sure we will be able to help answer your question.
_________________
Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
image
Fishman
Full member




Joined: 04 Apr 2008

Posts: 65

Fishman's Home Page



29.51 Dollars($)

PostPosted: Wed May 14, 2008 8:03 pm   Post subject:   

Do you feel it was somehow the fault of your car insurance company that you did not have health insurance?

If you went to the emergency room as a result of an auto accident usually health insurance won't pay until any auto coverage available for the injuries is exhausted anyway.

Regardless of the particulars of the accident why would you sue your car insurance company? What you do is file a claim. That's why we buy insurance, so we don't have to sue anyone to be indemnified.

If the emergency room visit was not the result of an auto accident then your question makes about as much sense as the following:

I wrecked my car and the damages are $8500.00, I didn't have collision coverage, can I sue my health insurance company?
image
Lori
Moderator
Lori



Joined: 10 Sep 2007

Posts: 3988
Highets Points
Lori's Home Page
Location: Missouri


270.57 Dollars($)

PostPosted: Thu May 15, 2008 10:22 am   Post subject:   

Fishman,
Quote:
I wrecked my car and the damages are $8500.00, I didn't have collision coverage, can I sue my health insurance company?


I just spit coffee all over the computer! Very Happy Very Happy Very Happy Laughing Laughing Laughing

_________________
Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
image
fireyone
Senior member
fireyone



Joined: 07 Jan 2008

Posts: 1282

fireyone's Home Page



134.15 Dollars($)

PostPosted: Tue May 20, 2008 12:48 am   Post subject:   

Yes that was a really good one.
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 432

sdchargersfan's Home Page



5.62 Dollars($)

PostPosted: Tue May 20, 2008 12:56 am   Post subject: insurance  

Did I read the FIRST post ( of this thread) incorrectly? Din't the post say they did NOT have Medical Insurance? How could you sue a 'health insurance company", when you did NOT have Health Insurance in the first place? LORI....how long did it take you to get ALL of the coffee out of your keyboard!? LOL Surprised
image
Lori
Moderator
Lori



Joined: 10 Sep 2007

Posts: 3988
Highets Points
Lori's Home Page
Location: Missouri


270.57 Dollars($)

PostPosted: Tue May 20, 2008 9:19 am   Post subject:   

Quote:
LORI....how long did it take you to get ALL of the coffee out of your keyboard!? LOL
Some of it is still between the keys I think I'll have to get some dag-gum q-tips or something! Rolling Eyes Laughing Laughing
_________________
Have you been helped by a poster? Do you want to show your appreciation? YOU CAN !! Just simply click on the donate button and send them some coin!
image
fireyone
Senior member
fireyone



Joined: 07 Jan 2008

Posts: 1282

fireyone's Home Page



134.15 Dollars($)

PostPosted: Wed May 21, 2008 10:25 am   Post subject:   

I hate when that happens. Keyboards are such a pain to clean.
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 432

sdchargersfan's Home Page



5.62 Dollars($)

PostPosted: Wed May 21, 2008 11:22 am   Post subject: accident  

Well...i was reading ( agin) the above thread. When someone gets car insurance, don't they have to SAY that they want 'collision coverage?' Isn't this the 'full coverage' part ( lack of a better word) of car insurance? I know if you have 'Liability', it doesn't include collision.
image
fireyone
Senior member
fireyone



Joined: 07 Jan 2008

Posts: 1282

fireyone's Home Page



134.15 Dollars($)

PostPosted: Wed May 21, 2008 11:47 pm   Post subject:   

The whole car insurance world leaves me wondering. Learning as I go.
image
sdchargersfan
Senior member
sdchargersfan



Joined: 21 Aug 2007

Posts: 432

sdchargersfan's Home Page



5.62 Dollars($)

PostPosted: Thu May 22, 2008 11:17 am   Post subject: car insurance  

Know what ya mean..........."collision" this and "torque" that. How much do you want in "collision." How do you put a price on all of that?.....I mean, it can get crazy.
image
Quick Reply
Your Name
Subject
Message body
All times are GMT
1 2  Next  
Page 1 of 2

 
 
Users Online
Users Online
Leader Board
Highest PointsLori
2fireyone
3tcope
Ask a question

Members
       Login
       Free SignUp
Resource Desk
   Insurance Articles
       Insurance Terms
       Insurance Guide
       US Auto Insurance Laws
       150+ Types of Insurance
       Insurance Calculators
       Discussion Archive
       Members Tracker

In Discussion

       How do I go about...
       my car is a wreck...
       Glass
       IS THE TAX BENEFI...
       Can an insurance ...
       I am insured with a
       computer protection
       Home insurance st...
       How can i find ou...
       help me pay attor...

Blogged

       Cape Girardeau City ...
       Hello world!
       State Workers Should...
       Mini-Meds: Limited B...
       Did Health Insurance...
       Health Insurance As ...
       Hello world!
       When Sick Become Exp...
       Missouri Health Insu...
       Does Ohio Require Au...

 
We have chosen to apply the Creative Commons Attribution License to all works we publish.