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 Posted: Fri Aug 01, 2008 12:16 am Post subject: |
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No don't think the settlement would count against you at all with SS...unfortunately a lot of people seem to need an atty to get thru the SS disability quicker...don't know why just seems to be the case...
As to the value of your claim, I'm sorry there is no way for me to even guess...What are the policy limits?
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Lori
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| Posted: Fri Aug 01, 2008 12:04 pm Post subject: |
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The SS thing is really something I have decided to wait on. I just have enough stress right now and I have heard my husbands income will count against me and other things like I won't be able to have my name on our checking. I don't know if any of this is true but I just don't feel like starting another nightmare until I am through with this one.
I have no clue about policy limits and the atty doesn't seem to either.
I just can't understand if they are only waiting on one document what that has to do with putting a value on my case. I know any med bills (doc. we are waiting on) will have some impact on the amount but surely they have an idea. If so they aren't saying. I feel like I am just a small fish in their sea of clients and that there is more they could be doing to get this done.
If the document isn't back couldn't my atty call the health co. atty and ask where this document is? I wouldn't be sooo stressed if I wasn't facing so many problems like employment and the two credit card loans we had to take out last year because of this accident. They were zero interest for one year and I have barely got anything paid. They will be approaching the year mark real soon. All that and more trigger points coming soon has got me worked up. Once this settlement is all said and done at least the TPoints will be covered at 100% with out worrying about payback. Thanks for your help. My plan so far is to keep calling every two weeks and possibly e-mailing my attyso maybe I can get some straight answers. |
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fireyone
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| Posted: Fri Aug 01, 2008 12:35 pm Post subject: |
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If it were me and the attorney said they were waiting on one form I would ask when did they request it what exactly is it, and give me the phone number for someone to call...then i would call that person, and say, 'hey i need that yesterday! what is the hold up?' period....although this is what you are paying the atty for, at the same time, if you have some control you won't be so stressed...if they aren't doing their job then i'd be 'helping' them do it, if i was in a hurry to get this moving. should embarrass them as well.. 
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Fri Aug 01, 2008 6:45 pm Post subject: |
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| I didn't know that I could do that. I think Monday I will call and do just as you said.I have also been thinking and I plan to tell them I am not happy with the progress they are making and think that things could be moving along a little quicker than this snails pace. I am also gona let them know that I am unhaooy with the way I am being kept updated. In other words the little fish is getting really tired of waiting for them to get things moving. |
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fireyone
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| Posted: Fri Aug 01, 2008 9:11 pm Post subject: |
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get em girl!
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Mon Aug 04, 2008 2:19 am Post subject: |
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| Thats what my intentions are. Wish me luck. |
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fireyone
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| Posted: Mon Aug 04, 2008 10:47 am Post subject: |
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Wishing you all the luck in the world let us know how it goes...
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Tue Aug 26, 2008 6:41 pm Post subject: |
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Well here is the latest. They finally got everything together for my case and put it on the atty desk to look at. they said once he went over everything they would send me a letter in the mail and also let me know how much they were asking for. I got this letter Aug. 22 (Mon.). This is what it said.
Dear *****,
Please be advised that we have made our demand on ***insurance companies for the injuries you substained as a result of the accident July 2007.
We have provided ***** with undelying documentation including police report, med. records and itemized statements.
I am trying to resolve your case as quickly as possible for the highest dollar amount. We expect to recieve a response from ***insurance companies with in the next 45-60 days. I will keep you advised as this matter progresses.
If yoiu should have any questions.......and so on.
Why did they not assign a dollar amount to this claim. Does it mean they are asking for the highest possible amount or what? I thought when they sent out a demand for injuries they had to ask for a certain amount.
If there was an amount why didn't they tell me what it was ot was did they when they said "highest possible amount" I am confused. I know thats a surprise. LOL. |
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fireyone
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| Posted: Wed Aug 27, 2008 12:04 am Post subject: |
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They more than likely just said ''policy limits'' this attorney ticks me off though, they should ALWAYS ''cc' you on ANY and ALL correspondence, regarding your claim..in other words you should get the exact copy of the letter they sent...I'd call his paralegal and tell him/her I want copies of all correspondences, now...man that's like attorney one-oh-one!  
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Wed Aug 27, 2008 11:16 am Post subject: |
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I am pretty upset with this atty myself and I will Never recommend them to anyone. A family member recommened them to me and I really regret taking their word. This was suppose to be being resoled beginning back in May. They never really moved around until recently.
I have asked for copies and it never gets me anywhere.Usually I fing they agree and then nothing comes of it. Hopefully though it is almost over and I can just get on with my life. This really is just all I want.
The 45-60 days has me really worried that this isn 't going to be resolved before all that other stuff hits and that is why I was pressing them to move. They did nothing recently that they couldn't have done when I asked back in May. Now once agaon I will pay the price.
Do you really believe it will take that long? If so I need to find a way to tranfer my debt from moving my home to a bank before the past years interest charges get added on. The zero interest for one year was helpful but I didn't have much work and also couldn't do what I use to so not much at all is paid off.
Thanks Lori so much. I know I ask alot of you and really appreciate what you have been doing. |
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fireyone
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| Posted: Wed Aug 27, 2008 11:25 am Post subject: |
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| Quote: | | They never really moved around until recently |
And only then because you became a pain in their butt!  | Quote: | | Do you really believe it will take that long? |
That's probably the deadline he put on the demand...and it depends...if the packet he sent was comprehensive, and if he asked for policy limits etc...that's why you need a copy of the letter...and yes, it will more than likely take that long....sorry...See if you can transfer to another zero interest card...i get them in the mail daily (never used any but assume you certainly could)...don't get yourself in a hurry now at the last leg of this and settle short...
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Wed Aug 27, 2008 11:59 am Post subject: |
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It was from your advise that I became a pain.LOL. That did get them moving. I can just see there faces when the receptionist said "it's her again".
I bet ransferring to a 0% interest card would be better than paying the loan fees at the bank. I didn't consider this option.I am not a big fan of cc's but had to take one out after this all "hit" me. LOL. Thanks again. Your advice about the transfer really upps my spirits. I guess sometimes when your stuck in a situation it is hard to find your way out of the mess when your emotions and stress are leading the way.
Do insurance companies usually fight policy limits? |
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fireyone
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| Posted: Wed Aug 27, 2008 12:07 pm Post subject: |
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I'm not big on cc either but they do have their place, and if you can transfer to zero interest for a year or so that would help...be sure and read all the fine print....
depends on the case re: policy limits....what are the limits do you know?
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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| Posted: Wed Aug 27, 2008 12:11 pm Post subject: |
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I always read and reread when commiting to anything like that.
I asked the atty. and they said that in PA they don't have to tell them what the policy limits are. Of course that was earlier in the game. Thats where I get confused. If they ask for policy limits how can they find out what they are? With my arm bieng a lifetime "disability" and the outlook so grim will they tell the atty what the lim its are? |
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fireyone
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| Posted: Wed Aug 27, 2008 12:18 pm Post subject: |
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| Quote: | | Thats where I get confused. If they ask for policy limits how can they find out what they are? With my arm bieng a lifetime "disability" and the outlook so grim will they tell the atty what the lim its are? |
No, we don't disclose either without a court order...if the injury is bad enough and the limits low enough we will tell either early on or at the demand, for instance if you have a really bad injury and only 10k in limits...it's silly to let it go on and on because 10k is the most the injured party can hope to get (from the at fault carrier)...why don't you call today and ask 'how much did you ask for your demand letter, (and) why am I not getting copies of all the correspondence?'
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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