Medical records cant help you accept liability.

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Fri Apr 04, 2008 7:51 pm   Post subject:   

Gb:



That's the question, should he have known. Personally I believe and have seen a lot of landlords and property management companies that let things go and really don't care about their property or their tenants (except when rent is due). So yes I believe that your landlord does not take care of property. Does he owe his tenants a safe place to live... sure, but you are getting hung up on code violations. A code violation by itself (even for the porch) does not make him negligent. If the porch broke the night before your incident then no, I don't think he should have known or would have known about the damage unless someone told him. On the same hand, he should have flagged it or fix it in my opinion if he had known any more then a day before your fall.



By not fixing it or at least flagging it after your fall was just stupid on his part and he was begging for another claim.

Dasfuk
Senior member
Leave a quick message

Dasfuk

Joined: 27 Feb 2008
Posts: 606

Location: Ohio
24.95 Dollars($)

PostPosted: Sat Apr 05, 2008 9:03 pm   Post subject:   

Also why did they want all these bills and medical records if they havent even accept liability. Medical records cant help you accept liability.


_________________
Register Now to have your Insurance queries solved.
Gb again
Guest







PostPosted: Sun Apr 06, 2008 11:04 am   Post subject:   

No but they can lock down the date of loss, prior conditions etc...Many times adjusters will ask for these to get a 'jump' on it, in case liability is assumed.



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Wed Apr 09, 2008 8:12 pm   Post subject:   

How long should it take the adjuster to make an offer if they accept liability?


_________________
Register Now to have your Insurance queries solved.
Gb again
Guest







PostPosted: Thu Apr 10, 2008 9:38 am   Post subject:   

After they accept liability, and have received all the medical info they need then shouldn't be more than 30 days, generally within a week to ten days.


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Sat Apr 12, 2008 1:26 pm   Post subject:   

Is it alright for me to have my medical provider fax over all my medical records to the adjuster? The adjuster said the statement i gave to the independent adjuster needed to be signed. I dont see why a statement is good enough. She said that if i dont give a signed statement and sign a hipaa authorization by may she will closed the file.


_________________
Register Now to have your Insurance queries solved.
Gb again
Guest







PostPosted: Sun Apr 13, 2008 11:19 am   Post subject:   

No, don't have them fax anything unless the adjuster says that's what she wants...GB you need to do EXACTLY what they ask you to, (assuming it's reasonable, and this is)....otherwise, (IMO) you have no gripe about the length of time things are taking, because it is you that is slowing the process by not responding as requested...just sign the dag=gum things as requested..ok? When did they ask you this?



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Sun Apr 13, 2008 2:12 pm   Post subject:   

She stated that she needs medical records from them. So i called them up and had them fax everything to her. Its the samething. What she think they are taking records out. so cant close my file because of that. Maybe if most of them didnt deceive ppl all the time. Ppl would trust to sign things. She mailed me a letter saying that a few days ago.


_________________
Register Now to have your Insurance queries solved.
Gb
Guest







PostPosted: Mon Apr 14, 2008 10:20 am   Post subject:   

Quote:
She stated that she needs medical records from them. So i called them up and had them fax everything to her. Its the samething.
I'm sorry but NO IT'S NOT.....Didn't you have another post here somewhere about the rep telling you that SHE needs to request the records with your signed med auth...NOT you to send them? Remember? and tcope and I both said, we have done the same thing? We can't accept what the injured party sends and must request (and pay the fee if there is one) them DIRECTLY from the doc ourselves (meaning adjusters/carriers)....?



What you said she wanted signed in this latest post was your statement...right? Why would you balk at that? I mean it's your statement right?
Quote:
The adjuster said the statement i gave to the independent adjuster needed to be signed
All I (and others) are trying to get across is that the adjuster (from what you have said) has asked for things in a particular way or fashion...this adjuster doesn't make up the rules it's the same for every BI she/he handles....all you need to do is comply (again only if reasonable which all of these requests have been)....EXACTLY in the way they need the paper work done....if you don't

then you, not the adjuster is holding up this claim.
Quote:
Maybe if most of them didnt deceive ppl all the time. Ppl would trust to sign things
She's asking you to sign something YOU wrote....what is deceiptive about that?
Quote:
She mailed me a letter saying that a few days ago.
I'd recommend doing so and returning it asap...


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Mon Apr 21, 2008 3:00 pm   Post subject:   

I sented her those forms. She sent me a letter stating that she needs more hipaa forms to be signed because the ones i gave her will expire soon. And she wants a sign statement. I wrote a letter back to her stating i will sign more hipaa forms after she determine liability. She had since january, medical records cant help her determine liability. And about the sign statement i told her i will sign a statement after an agreement is reached. She had more than enough time to at least determine liability. Sorry for the delay i was out of town.


_________________
Register Now to have your Insurance queries solved.
Gb again
Guest







PostPosted: Tue Apr 22, 2008 10:24 am   Post subject:   

Quote:
And about the sign statement i told her i will sign a statement after an agreement is reached
This ain't gonna' go over very well...



(welcome back, hope it was a pleasure trip Wink )


_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Tue Apr 22, 2008 2:22 pm   Post subject:   

Hi Lori. She can have a signed statement after we reach an agreement or at least when she has determined liability. This isnt a very complex situation. They had since january to determine it. Im not giving her anymore sign forms until she determine that. Medical cant help her determine that. I dont ever want to deal with another insurance claim again. Would that be ok that i dont sign anymore of her hipaa forms until she at least determine liability. Because what would be the use of signing them if she is going to deny it.


_________________
Register Now to have your Insurance queries solved.
GB again
Guest







PostPosted: Tue Apr 22, 2008 3:23 pm   Post subject: claim  

GB....I've been reading this thread. Sounds like a 'Catch 22' ( they need THIS before you can do THAT..kind of thing.) In your LAST post (so far) you say you will not sing anything until they have reached an agreement. Well.............maybe it's something you HAVE to sign before they do any kind of 'settlement'. Also.....how do you know they will DENY the claim (or did I miss something)? I know claims can be a pain, but, stick with it.

sdchargersfan
Senior member
Leave a quick message

sdchargersfan

Joined: 21 Aug 2007
Posts: 2052


5.14 Dollars($)

PostPosted: Wed Apr 23, 2008 11:35 am   Post subject:   

sdchargersfan, you're correct.....



I'm sorry I just don't see the problem in signing the updated forms, and your statement...I'm just telling you that they are going to say your failure to cooperate by signing these (benign) forms is slowing the progress of the claim...



RE: they've had since January...I thought that was when it (the fall) happened but the carrier didn't get the claim for months and months...(?)



_________________

"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
Forum Expert
Leave a quick message

Lori
Forum Expert

Joined: 10 Sep 2007
Posts: 8080

Location: Missouri
287.93 Dollars($)

PostPosted: Wed Apr 23, 2008 11:37 am   Post subject:   

Hi. I dont know if they are going to deny it. I think she has determined it. Why ask for me to sign a release for medical records. But she havent told me yet. I think im going to give her the more hipaa forms she want with a deadline to come to an agreement because it has been almost a year. She said that her adjuster took notes because i wouldnt sign a statement. he is the one who was asking me ?s and writing down. He should of wrote it in a statement form. She said she needs that to give me a settlement offer. But she havent told me if she accepting liability. It dont take 3month to determine liability. I need some sort of writing of that. In the letter they wrote to the doi. They said a statement and hipaa forms. I gave them the info they need of the incident. There adjuster 4 pages of notes. That is enough and just like a statement just not signed. Should i give them a deadline to settle? Because an atty needs time to get info and file. I even lower my demand i havent told them what my new demand is?


_________________
Register Now to have your Insurance queries solved.
Gb again
Guest







Quick Reply
Your Name
Subject
Message body
All times are GMT
 Previous  1, 2, 3, 4, 5, 6  Next  
Page 4 of 6


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

    Connection Error: Connection refused