by whatsyurprob » Thu Mar 27, 2008 01:23 am
I'll try to make this as short as possible.
I'm the victim of a parking lot rear end accident. The guy who hit me has admitted all liability. I've gotten an estimate at a shop of my choosing. His insurance company (AAA) sent out to my house an independent appraiser. She did her report but failed to include pictures of the most expensive damage (There's a difference of $500.00 comparing her report and the body shop that I took my car to). After I received the appraisers estimate I called AAA and they said that if I wanted a cash pay-out I would be the one responsible for getting the proof that the part the appraiser 'conveniently' left out was really damaged. This would be at MY expense. AAA, says that my bumper has to be completely dismantled to prove this. I say, BULL!!!
U see, the problem is, it's my car that got hit. If the other party has admitted all liability I shouldn't have to pay a dime, not to mention that it's none of AAA's business if I get the car fixed or not. Am I right?
BTW, Totaling the car out is not an option seeing as though it's worth much more than the damage caused. This is not in dispute.
I live in California.
Thanx in advance.
I'm the victim of a parking lot rear end accident. The guy who hit me has admitted all liability. I've gotten an estimate at a shop of my choosing. His insurance company (AAA) sent out to my house an independent appraiser. She did her report but failed to include pictures of the most expensive damage (There's a difference of $500.00 comparing her report and the body shop that I took my car to). After I received the appraisers estimate I called AAA and they said that if I wanted a cash pay-out I would be the one responsible for getting the proof that the part the appraiser 'conveniently' left out was really damaged. This would be at MY expense. AAA, says that my bumper has to be completely dismantled to prove this. I say, BULL!!!
U see, the problem is, it's my car that got hit. If the other party has admitted all liability I shouldn't have to pay a dime, not to mention that it's none of AAA's business if I get the car fixed or not. Am I right?
BTW, Totaling the car out is not an option seeing as though it's worth much more than the damage caused. This is not in dispute.
I live in California.
Thanx in advance.
Posted: Thu Mar 27, 2008 11:02 pm Post Subject:
Quote:
If you would, please Print this out and while you are at your local shops show it to their Painter to read and ask them for an Honest "off the record" answer. Then let us all know how many say they can and how many can't.
Ok, Fred I ask the five guys that work in the paint dept of the largest shop that I work in...(this is a big shop, they even have two full time detailers! and that's all they do!)...ok these five guys rotate they are all talented painters, one week some prep and buff, then next paint, etc...all five of them said, if they couldn't get that blend done in less than a half hour, it's time for them to stop painting! I'll be in a smaller shop tomorrow only one painter and one prepper in that shop I'll ask them them same question...and let you know what they have to say
Lori,
Get Real..!!
If 5 out of 5 say they can:
1 Clean that entire Door with solvent and detergent wash it.
2 Wet-sand that entire Door. keep in mind that this particular door has a seamless framework around the entire window all the way to the roof and back
3 Clean this entire door again in preparation for material applications
4 Mask All the way around this entire Door's adjacent panels (3ft. perimeter)
5 Mix & Spray Bonding/adhesive coat.
6 Mix & Spray the multiple step-Blending color coats across this door.
7 Mix & Spray Clear coat on this entire door (2 coats minimum)
8 Remove masking
in 29 minuets or less... (less than .5) on a 14 year old Dodge truck door...
well.... either they didn't understand my scenario/question or you just call and ask if they could "Spray Paint" on that door in 1.4 hours.
*If* that's what you did, then sure.... the actual time standing by the door and spraying the various materials is about 40 seconds per coat. which would be about 4 minuets. AND YOU SHOULD KNOW THAT..!
What eats up the hours is all the meticulous details of preparing that door to be Painted.
Think about it.. One would have more than half an hour just doing the wet-sanding.
(This same time also applies to a 1994 full size Dodge pickup)
FK,
PS, you need to go back and re-read my Posts. You put my name on many of Mike's comments.
Posted: Thu Mar 27, 2008 11:07 pm Post Subject:
Fred I'll have to admit, all I said was a full size dodge p/u door...I didn't go into the particulars of the year etc...I'll do that tomorrow...I did'nt realize your point was it's age...
AND YOU SHOULD KNOW THAT..!
and I did.. :roll:What eats up the hours is all the meticulous details of preparing that door to be Painted.
I agree, it's mostly in the prep.PS, you need to go back and re-read my Posts. You put my name on many of Mike's comments.
:roll: I know what a moron move on my part, I'll go back and change it I just caught that...thanks fred.. :wink:Posted: Fri Mar 28, 2008 12:58 am Post Subject:
Appreciate all the comments, but why can't I get any info/feedback on diminished value?
Posted: Fri Mar 28, 2008 04:05 am Post Subject:
Posted: Fri Mar 28, 2008 04:05 am Post Subject:
Posted: Fri Mar 28, 2008 04:06 am Post Subject:
Posted: Fri Mar 28, 2008 04:20 am Post Subject:
Posted: Fri Mar 28, 2008 11:17 am Post Subject:
Well I told you if you aren't repairing the vehicle then you don't even have the possiblity of it to begin with...and on a vehicle of this age, I sincerely doubt there would be any....of course there is diminished value if you don't repair it....but the insurance company is paying you to repair it right?
Posted: Sun Mar 30, 2008 04:55 am Post Subject:
I think the situation of wanting to "cash-out" is the problem you're finding in determining the actual cost to repair. You will not know the exact cost to repair the vehicle unless.....you repair the vehicle. All shops have different prices, just as each insurance company uses different software. In the end, everyone will see it different.
As for "diminished value", you cannot determine the amount the vehicle's value has been diminished by having an accident and being repaired, if the vehicle has not been repaired. If you try and sell a wrecked car, you're not going to get as much as an unwrecked car, period.
Posted: Sun Mar 30, 2008 11:55 am Post Subject:
Thanks MB my point exactly...
Fred, checked with the painters again, also with two different shops that are a lot smaller....all rolled their eyes, and said, thirty minutes tops....
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