Sue your insurance company: when and how?

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PostPosted: Mon Mar 22, 2010 8:38 pm   Post subject: homeowners insurance  

Our home was damaged in February by heavy snows. I have pictures of the damage, and my insurer sent a local guy to assess the damage. During this time, we gathered quotes from repair firms. When we received the insurance company assessment, the total was about 1/4 what our estimates were. In one case, the assessment wanted us to reattach a long, long gutter that fell from the house and was twisted, battered, etc. The repair company said that was impossible. A double-pane window was to be "reglazed" (for $50) and the window company said reglazing was very expensive and not practical. The company has low-balled everything and sent us a check. What should we do?
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PostPosted: Mon Mar 22, 2010 8:46 pm   Post subject:   

Quote:
Have those repair companies call your adjuster to discuss.
tcope
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PostPosted: Sat Mar 27, 2010 1:04 am   Post subject: insurance  

I was in a single car accident on 04/22/2008 in which I sustained a concussion and began having seizures. My insurance policy states that if I am disabled by a doctor, which I am, I am entitled to 80 weeks of disability compensation. So far, to date, the insurance company, AMERICAN FAMILY, has denied my claim, paid me for one weeks disability and offered me a $1,500.00 settlement so I would just 'go away'. I have tried three different lawyers and none would take my case. How can I get my point across and get my disability payments? I can't work or drive because of the car accident.
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Carol Engelstad
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PostPosted: Sun Mar 28, 2010 1:11 pm   Post subject:   

Carol, apparently you do not have the medical documentation that PROVES conclusively that the accident caused your seizure disorder...this is a life changing disability...your post of
Quote:
I have tried three different lawyers and none would take my case.
Leads me to think that there is much much more to this story....
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PostPosted: Sun Apr 04, 2010 11:08 pm   Post subject: waiting for claim to be approved  

i was involved in an auto accident. i was the only car involved. i slid into a curb. i have documented injuries. i filed a claim for lost wages which i have on my ploicy. as far as i can tell, there is nothing left for the ins comp to do except pay. what can i do. it has been two months. no work, no pay,in trouble.
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redz
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PostPosted: Mon Apr 05, 2010 4:20 am   Post subject:   

Call them and find out why they have not issued payment.
tcope
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PostPosted: Wed Apr 07, 2010 11:16 am   Post subject:   

Quote:
Call them and find out why they have not issued payment.
I'll second that one! Wink
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Lori
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PostPosted: Wed Apr 07, 2010 11:16 am   Post subject:   

Quote:
Call them and find out why they have not issued payment.
I'll second that one! Wink
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
Lori
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PostPosted: Wed Apr 07, 2010 11:18 am   Post subject:   

Lori, you don't get double points for double posts. Razz
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PostPosted: Wed Apr 07, 2010 10:22 pm   Post subject:   

Quote:
Lori, you don't get double points for double posts.
Rolling Eyes Laughing Rolling Eyes Laughing Rolling Eyes Laughing Laughing Oh for Pete's sake! must've had a little glitch this morning..that's funny.... Laughing Laughing
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
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PostPosted: Sat Apr 10, 2010 7:25 pm   Post subject: Can I sue uninsured driver  

I was injured by a car out of gear rolling into me. I filed a claim with my insurance co. Haven't received an offer yet. My question is even if my insurance co gives me a settlement can I still sue the uninsured driver?
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PostPosted: Sat Apr 10, 2010 7:33 pm   Post subject:   

Quote:
My question is even if my insurance co gives me a settlement can I still sue the uninsured driver?
If your carrier pays they inherit your right of recovery. So, no.
tcope
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PostPosted: Tue Apr 13, 2010 4:47 pm   Post subject: workers comp  

I have been issued a lifetime medical award from the state for workers comp medical benefits. But, everytime their (workers comp) back specialist wants to do a test, or this time surgery, they drag their feet and make my medical condition worse. Can I sue the insurance company?
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notsohappy
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PostPosted: Tue Apr 13, 2010 11:57 pm   Post subject:   

Why don't you file a complaint with your states Dept of Ins first and see how that goes
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.
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PostPosted: Sun Apr 25, 2010 9:03 pm   Post subject: "led to believe"  

After living in an apt. for 9 months due to a fire in our house, we were led to believe by our adjuster that we had to move back in to our house because the insurance company would not pay any more rent. Our coverage includes "loss of use" for up to $78,000. The rent was $3600/month x 9 = $32,400. We moved back in to a house that was not finished being rebuilt and as a result we were exposed to many adverse conditions (sawdust etc) as well as the emotional and relationship problems that came along with it. I recently saw a case where an actor was led to believe he had tickets to the Oscars but when he got there he was detained for 6 hours and is now sueing the Oscars for $50 million. Do We have a case? And if so who can we get to handle it?
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