by Guest » Sat Nov 06, 2010 04:53 pm
I have filed an insurance claim for Hail damage for roof. The adjuster came in and processed the claim. I got a check for Roof Repair cost - Deductible - Depreciation adjustment. I was told by the insurance company that i can get the depreciation adjustment amount reimbursed when i get the work completed and provide them proof of work completion.
Now i had called couple of contractors and they looked at my roof and they said there is hail damage signs on the roof but my roof doesn't need to be necessarily replaced.
So now my questin is can i keep the money without getting the work done? :?:
Since i wont provide any proof of work completion and request for reimbursement of depreciation adjustment amount from my insurance company will my company close the claim after 180 days or will they come behind me to get the work completed?
Now i had called couple of contractors and they looked at my roof and they said there is hail damage signs on the roof but my roof doesn't need to be necessarily replaced.
So now my questin is can i keep the money without getting the work done? :?:
Since i wont provide any proof of work completion and request for reimbursement of depreciation adjustment amount from my insurance company will my company close the claim after 180 days or will they come behind me to get the work completed?
Posted: Fri Nov 12, 2010 03:00 am Post Subject:
I think you already created this thread. why care to post same thread again and again?
Posted: Mon Nov 15, 2010 05:47 am Post Subject:
You might get in trouble with your mortgage company or with your insurance company.
Your home insurance company may no longer want to insure your home if you have unrepaired damage.
You may have a problem getting damage to your roof caused by another event if you don't repair this damage.
Post edited and link deactivated as per forum guidelines.
Posted: Thu Nov 18, 2010 11:19 am Post Subject:
Alston has a good point. You may not actually get reimbursed for a future damage, as the current one may be considered as a neglected cause right then.
Posted: Wed Dec 15, 2010 10:13 pm Post Subject: Re:
I have filed an insurance claim for Hail damage for roof. The adjuster came in and processed the claim. I got a check for Roof Repair cost - Deductible - Depreciation adjustment. I was told by the insurance company that i can get the depreciation adjustment amount reimbursed when i get the work completed and provide them proof of work completion. Now i had called couple of contractors and they looked at my roof and they said there is hail damage signs on the roof
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